Yearn: Envelope Budgeting

g8ge, LLC

In-app purchases

About this app

Built for tips, gig work, hourly shifts, and contract pay.

Most budgeting apps assume you get the same paycheck every two weeks. Yearn doesn't. It's envelope budgeting that works with whatever you actually earn, on whatever schedule you set, so you always know your Free to Spend: the money that's truly yours after bills and goals are covered.

Yearn was built by a founder who got tired of budgeting apps designed for W-2 salaries. For hourly workers, contractors, gig drivers, and hospitality workers, the standard budgeting template falls short. Yearn was designed with everyone in mind, using a simple, well-known technique called envelope budgeting.

Create an envelope, give it a due date and an amount, then set a recurring funding schedule. Yearn calculates how much you need for each bill based on its due date and your funding frequency. Yearn doesn't need to know how much you make, only that you expect to get paid enough to cover it, and you do that with Funding Schedules.

WHAT YOU GET
- Automated envelope budgeting for bills and goals
- Free to Spend, always visible, no mental math
- Funding Schedules that match how you actually get paid
- Manual tracking or read-only bank connection via Plaid, your choice
- Multiple accounts from the same bank
- Real-time progress on every bill and goal

Free plan available. No credit card required. 30-day free trial on paid plans.

What’s new

Enhanced the user experience by adding a new setup wizard for new accounts. The wizard can be re-initiated from the App > Settings > Linked Accounts > Re-Run Setup Wizard after initial dismissal.