Cheddar - instant cashback

Cheddar Payments

About this app

Get up to 10% instant cashback at Tesco, Sainsbury's, ASDA and 200+ UK brands. Unlike other cashback apps, you get paid before you shop - not in 30-90 days.

Buy gift cards for yourself (not for gifting!) through Cheddar, get instant cashback, then use them exactly like your debit card.

HOW IT WORKS
1. Buy gift cards for yourself through Cheddar
2. Get instant cashback added to your Cheddar account
3. Use gift cards like your debit card - scan in-store or pay online
4. Withdraw cashback anytime to your bank account (zero fees)

INSTANT CASHBACK
- Tesco - up to 5% cashback
- Sainsbury's - up to 4.25% cashback
- ASDA - up to 4% cashback
- Costa Coffee - up to 10% cashback
- Deliveroo - up to 5.5% cashback
- Nike - up to 7.5% cashback
- Boots - up to 5% cashback
- Morrisons - up to 4% cashback
- M&S - up to 4.5% cashback
- Just Eat - up to 6% cashback
- 200+ more UK brands

WHY CHOOSE CHEDDAR?

⚡ Instant Cashback - Get paid before you shop, not weeks later
💳 Works Everywhere - Gift cards work like debit cards in-store and online (brand dependant)
💰 No Fees - Zero fees to cash out, £5 minimum withdrawal
🔄 Reloadable Cards - Top up your Tesco, Sainsbury's, ASDA, Costa cards anytime
📊 Track Savings - See exactly how much you've saved at each brand
🏆 Award-Winning - Best App 2025, Best Newcomer 2024

GIFT CARDS FOR YOURSELF

These aren't gift cards you give to others (although you can in the app if you want to) - they're gift cards you buy for yourself to save money on your own shopping. Use them exactly like your debit card at Tesco, Sainsbury's, ASDA, Costa and 200+ UK brands.

TRUSTED & SECURE

- FCA Authorised and Regulated
- 100,000+ UK users
- 4.7★ rated by 3,000+ users
- Bank-level encryption
- Your data stays private

POPULAR BRANDS

Groceries: Tesco, Sainsbury's, ASDA, Morrisons, M&S, Waitrose, Iceland, Aldi
Food & Drink: Costa, Starbucks, Deliveroo, Just Eat, Uber Eats, Nando's
Fashion: Nike, Adidas, ASOS, TK Maxx, Sports Direct, Boots
Lifestyle: Airbnb, Uber, John Lewis, Argos, B&Q, Currys

REAL SAVINGS EXAMPLES

Weekly £100 Tesco shop at 5% = £260/year
Daily £4 Costa at 10% = £146/year
Monthly £50 Deliveroo at 4% = £24/year

Example potential: over £432/year

CHEDDAR VS OTHER APPS

TopCashback/Quidco: Wait 30-90 days ❌
Cheddar: Get paid instantly ✅

Download Cheddar and start saving money on every shop. 100% free forever.

Questions? support.cheddar.me

What’s new

We're constantly improving Cheddar for our users.

This update includes:
- Improved clarity in signup flow
- Referrals improvements (including QR code sharing)
- Bugfixes

Happy saving!