Flow Your Money • Smart Rules for your bank

Flow lets you automate transactions between your bank accounts. Save automatically, set aside taxes and start budgeting without will power. Your finances on auto-pilot.

THIS IS HOW IT WORKS

1. Install the app
2. Connect your bank accounts
3. Set up your own smart rules (Flows)
4. Choose if you want the Flow to trigger automatically, or via manual approval.
5. Done. Your money will now be divided.

WE WORK ON TOP OF YOUR BANK(S)

Flow is an app that works on top of your existing bank accounts. Via the official PSD2 bank connections, you can manage how your money should flow through your own accounts.

Flow works with bunq, more banks will follow soon. Open a bunq account via the Flow app, or let us know what bank to add next. Mail to hi@flowyour.money

TRIGGERS & ACTIONS

Flow works with Triggers and Actions.

Triggers are events that can be monitored, like a transaction with the word “salary” in the description, a transaction that is exactly “€732,20”, a transaction coming in from “Randstad”, you name it.

With Actions you can make things happen, like “send 50% of the total amount” to your savings account or “set aside 21% VAT” to a tax buffer.

Flow is adding more and more triggers and actions so that you can create anything that you can imagine.

PROVEN MONEY METHODS

With Flow you can build your own money methods, but often times it’s hard to come up with a good system on your own. That’s why we are building a collection of proven money methods, wether you want to retire early (FI/RE), manage your business (Profit First), your household (Salary Splitter) or want to teach your children how to manage their money (5 Jars Method). We’ve got you covered!

WHAT PEOPLE ARE SAYING

“It feels good, right? The idea that these kind of things are automated gives me such a relaxed feeling.”

— Alexander Klöpping, CEO Blendle/Tech journalist in “Een Podcast over Media”

“It works on the background, you can then trust [in your own money management system], that’s what I like about it.”

— Ernst-Jan Pfauth, CEO De Correspondent in “Een Podcast over Media”

“Traditional personal finance management apps require your daily or weekly attention, Flow wants you set up a money management system once so that you don’t need to look at it gain.”

— De Volkskrant

“You provide exactly what I was looking for to manage my Profit First accounts.”

— A freelance customer

“Other apps look in the rear-view mirror and only show what you’ve spent… With Flow, you can look ahead and determine what you can spend on groceries or eating out next month.”

— FinServ

Is it weird to be excited about an app for automatically organizing your money? Because I definitely am!

— A happy customer

SECURE & HELPFUL

When it comes to your finances, there's no room for compromise. We have set up our company in such a way that your privacy is always guaranteed according to the principles of privacy by design and privacy by default. Flow has been assessed by an independent auditor and is ISO27001 certified. The standard in information security. Our certification helps us show that your information security is truly important to us. Every year we are assessed on this by independent auditors who keep us sharp. Learn more at https://flowyour.money/privacy

REGULATED BY THE DUTCH CENTRAL BANK

Flow has a so-called "PSD2 license". This is a license from the Dutch Central Bank with which we can offer our payment services. PSD2 stands for "Payment Services Directive 2" and is a guideline that ensures that European consumers can ask their bank to share data with companies such as Flow, in a safe and responsible manner. From July 13, 2020, Flow has a license to view your account information (Service 8) and to perform payment initiations (Service 7) with your consent. You can find us in the DNB Register of Payment Institutions under number: R166735

Download Flow now!
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Additional Information

Updated
March 11, 2021
Size
55M
Installs
1,000+
Current Version
1.1.0
Requires Android
5.0 and up
Content Rating
Everyone
Permissions
Offered By
Flow Money Automation BV
Developer
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