Fold

Fold

About this app

To maintain a sincere record of your finances, every rupee and paisa accounted for, is the advice sent down through generations. But because of immovable consistency and considerable will required to follow this advice, only a very few managed to do it and reap the benefits of being in check of their money.

Fold aims at making those benefits accessible to everyone, without any effort required. Every time you make a transaction, for whatever purpose, a reminder to make a note of it, where it’s spent, on what e.t.c shouldn’t be hovering over your head all the time. Fold connects to your bank accounts, credit cards and investments to automatically get, tag, add merchants & extract insights without you having to do anything.

Use Fold to:

- Connect your bank accounts and automatically track transactions and balances.
- Add rich metadata to those transactions, like notes, tags, icons, merchant e.t.c.
- Search and Filter transactions, figure out exactly how much you’ve spent and on what in a given duration.
- Connect your credit cards and track real-time usage and transactions.
- Connect your investments to track how well your portfolio is doing.
- Put a rein on your spendings by being aware of where your money is exactly going, and places you can control your spending.
- Check your Cash Flow and compare it with previous months.
- Track accounts of dependents and loved ones so they never have to explicitly ask you for support.

All in all, be on top of your finances as if you’ve hired the smartest personal accountant. Except you’ve not, you’ve just downloaded Fold.

Ratings and reviews

The duplicate transactions has increased ever since latest update. Almost all transactions are duplicated making it very confusing to use the app. I don't know why the timings of the duplicate transaction are different but the narration is same and amount is same and everything else is same except the timings of the transaction. Deleting the duplicate transactions is also not possible only excluding it is possible.

I really like this app - it automatically syncs all my data smoothly, which makes tracking super convenient. The existing category feature is helpful, but I'd love to see an additional level of categorization (for example, grouping expenses into Needs vs Wants). That way, I could get deeper insights into my spending patterns and understand where most of my money goes. Overall, it's already a great app, and this extra feature would make it even better!

Great app folks, At First I was a bit skeptical about using an account aggregator app, so I went down to do some research. I visited your website, read your approach to privacy of user's data, written by Akash Nimare. I was pretty convinced and gave your app a try, and oh boy its a such an eye candy app to use. Really helpful visuals, and insights which make me financially more comfortable with my money and its flow. Plus recent addition of credit score by equifax is cherry on top. Up for more!!

What’s new

Bug fixes and UI Improvements.