3.12K reviews
Content rating
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About this app

CTOS is Malaysia’s leading credit reporting agency with more than 1 million CTOS ID users!

This application enables you to obtain your CTOS User ID so that you can:-
1. Get your CTOS Score report via the mobile app to monitor your credit health
2. Subscribe to CTOS SecureID to safeguard yourself from identity theft, fraud and scams
3. Amend your CTOS ID profile so that it is accurate and up-to-date

MyCTOS Score Report
• Increase your chances of loan approval
• Check for warning signs of identity theft & fraud
• See if there's litigation or bankruptcy case under your name
• Check if you owe anyone (Trade References - eTR)
• Fix inaccuracies and 'clean up' your credit report

1. Fraud Alerts:
• Dark Web Monitoring: Scanning over 14 billion data breach records to detect if your info has been compromised
• New Credit Application: Alerts you on any new credit applications under your name
• Credit Limit Changes: Alerts you on any changes in your credit limit (increased or decreased)
• Account Closure: Alerts you on closures of any credit facilities under your name
• Changes of Address: Alerts you on any address changes associated with your NRIC number
• Scam Alerts: Provide you alerts on latest scam so you can take precautions

2. Credit Monitoring:
• Score Updates: Monitor changes in your credit score reports every 3 months
• Missed Payments: Monthly alert on missed payments
• Bankruptcy Records: Know if bankruptcy cases are falsely booked or reported under your name
• Litigation Records: Know if anything legal is falsely booked or reported in court system
• Trade Referee Listings (eTR): Know if you are listed by non-financial institutions for outstanding debt

3. Takaful Coverage
• Up to RM20,000 takaful coverage: Get coverage for financial losses due to fraudulent transactions and more..

We are constantly updating the CTOS ID mobile app to add more features. Download now!

Learn more at www.ctoscredit.com.my
Like us on Facebook for more updates at https://www.facebook.com/ctosdatasystems
Updated on
Nov 30, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.02K reviews
Alden Adison
November 9, 2023
I have a car loan with public bank but I dont have a public bank account. So I wont know how much left I need to pay. This app help me does that. It has other cool features and tips to help me on my spending too. Definitely a great app for those who wants to improve their finances and planning.
5 people found this review helpful
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Mohammad Ikhsan Zohri
August 20, 2023
Keep logging me out and although I've enabled fingerprint it never actually worked. Have to login almost everytime I want to do a quick check of my score. I don't see much value having this janky app.
17 people found this review helpful
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Lucy Chin
October 11, 2023
Well after for some times this apps is not that bad and is very concidering for others and help in many ways tks
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What's new

Exciting update! Introducing CTOS Score Report Summary for convenient digital access to your credit report.