Morse

Avian Labs

About this app

Morse is the global account for expats, remote workers, and nomads. If your life crosses borders, your bank probably wasn't built for it. Morse was. Get paid from Deel, Upwork, and companies worldwide in USD and EUR. Move money between your accounts, send money to 150+ countries, and buy and hold digital dollars. Sign up in minutes and add money via bank card, bank account, or mobile money. Best exchange rates, low fees, no surprises. 

GET PAID FROM DEEL, UPWORK OR COMPANIES ABROAD.
Working for companies abroad? Get local USD, EUR, MXN, and BRL account details so clients and employers can pay you like a local. Get paid from Deel, Upwork, and more directly into your Morse account. They send a normal bank transfer, you receive international payments in Morse and use it however you want in a few taps. 

MOVE MONEY BETWEEN YOUR OWN ACCOUNTS.
Got accounts and wallets spread across the world? Morse connects them all. Move money between your own accounts without the usual cross-border transfer costs. Whether you get paid abroad, just landed somewhere new, or split life across countries. International transfers in seconds, not days. 

THE REAL EXCHANGE RATE. ALWAYS.
Morse uses the mid-market exchange rate. The same one banks use with each other. No markups. No hidden fees. What you see is exactly what gets sent. Convert USD to EUR, EUR to USD, and more. Compare that to what your bank charges. 

SEND MONEY TO FAMILY AND FRIENDS IN 150+ COUNTRIES.
Send for free, in seconds, to anyone on Morse. Send to the US, UK, and 150+ countries. Support your loved ones from wherever you are. 

BUY DOLLARS AND HOLD THEM INSTANTLY.
Protect your savings. Open a USD account and buy dollars in Morse using your bank card, bank account, or mobile money. No paperwork, no bank visit, no queue. Your balance is backed by real USD in reserve. Store value in dollars and convert back to local currency whenever the rate suits you. 

TRUSTED. REGULATED. SECURE.
Morse is a regulated, secure money app trusted by hundreds of thousands of people and built with bank-grade security from day one. Morse is self-custodial, which means only you can access your wallet. ISO 27001 certified, and protected with strong customer authentication, 24/7 fraud monitoring, Verified by Visa and Mastercard SecureCode. Need help? A real person is always available.

Ratings and reviews

somewhat confusing to use this app. it's great when I can figure out what accounts to use to fund it. PayPal wouldn't work to send funds to morse. I'm glad they added more crypto types available to deposit. I was sad when I accidentally deposited $50 usdt Instead of usdc, and lost all. I'm hoping this amazing service keeps going, and improving.

I had issues creating my account waiting for more than 72 hours. Anyway it's a great app. Some of my close friends who are patient enough have made Seamless transactions at a reduced rate. I rate it at 2 because after submitting my details and successfully passing my kyc, I couldn't access more features and get to have an amazing experience. Hope the technical team will take keen interest into this matter asap to avoid losing potential clients

I loved it honestly, it was a life saver. next thing I know they wanted some pretty extensive personal info to verify my identity. I completed even though I was a little uncomfortable doing so especially when I was already using them with no issues. afterwards, I was able to use them for a bit again then they decided to close my account with no real reason as to why. makes no sense-in response to what they had to say- which transactions were of risk when the only transactions I made were to me🤔

What’s new

Welcome to Morse! We hope you’ll try our product, and we’re looking forward to your feedback so we can make it better!