Paytm: Secure UPI Payments

4.6
19.2M reviews
500M+
Downloads
Content rating
Everyone
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About this app

Paytm (पेटीएम), India’s #1 Payment App, is trusted by more than 45 Crore Indians. Paytm is a one-stop solution for all your payment needs:

● Send money to your friends and family using your mobile number via Paytm UPI. Including those who are not on Paytm.
● Scan any QR code and make payments at grocery stores, petrol pumps, restaurants, etc.
● Recharge your mobile and pay your utility bills (electricity, gas, water, broadband, etc.).

Your Paytm app is working and will keep working as usual beyond Mar 15th, 2024

Q. Can I continue to make UPI Payments (Send or Receive Money or Scan QR Codes) on Paytm App?
A. Absolutely yes. You can continue to make UPI Payments, send or receive money through UPI, or make offline QR code payments as usual on Paytm App. For lightning fast payments always Paytm Karo!

Q. Can I continue to do recharges, pay my bills & more on Paytm?
A. Yes. You can continue to use Paytm app for all your recharges and bill payments, as usual.

Q. Can I continue to use Paytm for booking tickets (travel, movies, etc.)?
A. Absolutely! You can continue to use Paytm App for booking tickets (travel, movies, etc.), just as always!

Q. What happens to my Wallet and Transit Card, and how can I close it?
A. You can continue to use your existing balance for metro/bus travel as usual. To close your Wallet & Transit Card: Open the app, tap 'Wallet' > 'Manage' > Scroll down to 'Block Card' > Choose 'Permanent Block' & provide a reason.

Know the right facts and details here - https://paytm.com/important-updates

Safe, Reliable and Superfast UPI Payments
● Enter your mobile number & transfer money to anyone using Paytm UPI.
● Check your bank account balance and view transaction history on Paytm.
● Your UPI ID is a unique ID used to make payments using the Unified Payment Interface (UPI).
● Set your UPI PIN (a 4 or 6-digit number). It’s mandatory to set the PIN while creating UPI ID on the UPI app.
● Use UPI Lite for lightning-fast UPI Payments up to Rs 500, no PIN required.

Fast, Secure & Contactless QR code Payments at Offline & Online Stores

Easy Recharge and Utility Bill Payments
● Recharge your mobile, DTH or pay electricity, broadband, water & other utility bills
● Find the latest prepaid recharge plans & mobile recharge offers on Jio recharge, Airtel recharge, Vodafone Idea (VI) recharge, MTNL & BSNL recharge
● Recharge any FASTag

Find great deals on grocery, food and home decor items on Paytm ONDC app

Get Instant Personal Loans
● Loan amount starting from 50K to 25 lac
● Repay loan within 6-60 months
● Annual percentage rate (per annum monthly reducing): 10.99%-35%
● Loan processing fee: 0-6%
Note: Personal Loans are only available to Indian citizens within the territory of India

Lending partners (NBFC):
● Hero Fincorp Ltd: https://www.herofincorp.com/partners
● Aditya Birla Finance Ltd: https://abfl.adityabirlacapital.com/Pages/Partner_details.aspx?lending_partner=PAYTM
● TATA Capital: https://www.tatacapital.com/personal-loan.html
● Poonawalla Fincorp: https://poonawallafincorp.com/personal-loan.php
● SMFG: https://www.smfgindiacredit.com

Example:
Loan amount: 100,000, Interest 23%, Processing fee 4.25%, Tenure 18
Loan processing fee: Rs.4250
Stamp duty charges: Applicable as per law
EMI per month: Rs.6621
Total interest: Rs.19178
Disbursal amount: Rs.94785
Amount payable: Rs.119186

Book Tickets for Trains, Bus, & Flights
● Paytm is an authorized IRCTC partner for Rail e-ticket booking, cancellation, PNR status & live train status

Contact Us
One 97 Communications Limited
One Skymark, Tower-D, Plot No. H-10B,Sector-98, Noida UP 201304 IN

*Paytm Money Ltd. is a wholly owned subsidiary of One97 Communication Ltd. (Paytm) and is registered with SEBI and PFRDA as Stock broker (INZ000240532) and e-pop (269042019) for NPS services
Updated on
May 2, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info and Contacts
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
19.1M reviews
Rik Paul
May 16, 2024
Use Paytm with caution. If somehow lost or change the number there are no option to change mobile number. Also there are no options to deactivate account. It will prompt you to close the Paytm business app which is not possible for worst customer care service. Overall you have to use the app whether you like it or not. Devastating app. Think twice before use it.
190 people found this review helpful
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Paytm - One97 Communications Ltd.
May 16, 2024
Hi, this is certainly not the kind of experience we'd like you to have. Kindly let us know more about your concern at https://paytm.me/Kd-zcqm to provide you a quick resolution to your issue.
Krutarth Patel
May 17, 2024
Whenever I hit the cashback button on paytm in few seconds the application gets crashed and Automatically I am thrown out of paytm application and then after it gets automatically login into the paytm without giving any commands to it. I have also taken a video where you can see the problem. Please resolve this issue as soon as possible.
5 people found this review helpful
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Paytm - One97 Communications Ltd.
May 17, 2024
Hi Krutarth! We’d like to take a closer look and help you. For privacy reasons, please raise a ticket at https://bit.ly/paytm_care. It will make the follow-up easy and help us to track the query effectively. We hope you’ll reconsider your rating once we’ll get back with a resolution. Thanks!
Nishit Suvarna
May 4, 2024
It is ridiculous how sometimes metro ticket option is swapped by some irrelevant option. Keep it where it is. Especially when people are in a rush and have to scroll to the ticket section and then not find it anywhere and have to go all the way to the search box to look for it. It would also be good to have a ticket widget. Otherwise we have to open the app a lot of times and follow a long process.
391 people found this review helpful
Did you find this helpful?
Paytm - One97 Communications Ltd.
May 4, 2024
Hi Nishit! We’d like to take a closer look and help you. For privacy reasons, please raise a ticket at https://bit.ly/paytm_care. It will make the follow-up easy and help us to track the query effectively. We hope you’ll reconsider your rating once we’ll get back with a resolution. Thanks!

What's new

We are super excited about this update, and can’t wait for you to try it out
- Paytm UPl is now powered by Yes Bank, SBI, HDFC Bank and Axis Bank. Update your app and grab your new UPl IDs. #PaytmKaro