Paytm: Secure UPI Payments - Apps on Google Play

Paytm: Secure UPI Payments

4.7
21.9M reviews
500M+
Downloads
Content rating
Everyone
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About this app

Paytm (पेटीएम) - Built for India. Trusted by 50 Crore+ Indians.
We pioneered mobile payments, QR codes, Soundbox, and in-store devices in India - and we continue to lead with innovation. In the BHIM UPI ecosystem, Paytm is the only UPI app that builds features based on real user needs. From personalised UPI IDs and privacy-first controls to widgets, bank balance visibility, and Excel UPI statements, we innovate to make digital payments smarter, safer, and more private - only on Paytm.

Paytm UPI now works internationally in UAE, Singapore, France, Mauritius, Bhutan, Sri Lanka, and Nepal - making it easy for Indian travellers to send money or pay abroad instantly.

🔐 Why Paytm?
● India’s safest, most secure UPI money transfer app
● Powered by top Indian banks
● Built-in privacy: hide/unhide payments, personalised UPI ID, QR scan without sharing number, no OTP card swipes

✨ Innovations Only on Paytm UPI
1. Hide & Unhide Payments - Only you control your transaction visibility.
2. Personalised UPI ID - Choose name@ptyes or name@ptaxis instead of revealing your number.
3. Download UPI Statements in Excel + PDF - Great for tracking, accounting, or tax filing.
4. Spend Analytics - Categorised spend insights, month-on-month tracking.
5. Total UPI Bank Balance - View balances across all linked accounts instantly (only for Paytm users).
6. Receive Money Widget - Coin sound & notification every time you receive a payment.
7. Scan & Pay Widget - Scan QR right from your home screen.
8. Smart Bank Transfer Autofill - Copy-paste account info from WhatsApp, Paytm fills it correctly.
9. Auto Top-Up for UPI Lite - Never run out of Lite balance with automated top-ups.
10. Self Transfers - Move money between your own bank accounts instantly.

💳 Payment Methods – UPI Your Way
● Paytm UPI - Send and receive money using just a mobile number. Scan any QR code, pay at shops, and more.
● Paytm UPI Lite - PIN-less payments up to ₹4,000/day. Works even when banks are down. Auto top-up and clutter-free bank statements.
● RuPay Credit Card on UPI - Link your RuPay card and pay via UPI. No OTP, no CVV. Earn rewards at shops and online.
● UPI AutoPay - Enable recurring payments for subscriptions, SIPs, rent, and more.

🧾 Recharges, Utility Bill Payments & More
● Recharge mobile (prepaid/postpaid) with Jio, Airtel, VI, MTNL, BSNL
● DTH (TataPlay, Sun Direct, Airtel Digital TV, etc.)
● Electricity, water, gas, broadband, insurance, FASTag, challans, EMIs & more

💳 Pay at Online Stores
● 100+ apps supported - food delivery, grocery, shopping & OTT

📍 Set UPI PIN
● Secure every transaction. 4 or 6-digit UPI PIN setup required.

🏠 Rent Payments Made Easy
● Pay your rent directly via UPI or using your RuPay credit card on Paytm. Earn rewards, get reminders, and download monthly payment receipts - all in one tap.

📲 Paytm Card Machines (Soundbox + Swipe)
Merchants across India now accept Paytm card machines. You can:
● Scan QR and pay
● Swipe credit/debit cards securely
All with real-time payment confirmation via iconic Paytm sound.

💰 Personal Loans on Paytm
● Loan: ₹50,000 to ₹25,00,000
● Loan Tenure: 6–60 months
● Loan Interest Rate: 10.99%–35% p.a.
● Loan Processing Fee: 0–6%

Example: ₹1,00,000 @23% for 18 months, 4.25% fee. EMI = ₹6,621. Total Payable = ₹1,19,186

Lending Partners: Hero Fincorp, Aditya Birla Finance, InCred, EarlySalary (Fibe), Poonawalla Fincorp

Check Credit Score for Free to Get Instant Cash Loan

🌍 Travel Made Easy
● Trains: IRCTC-authorised e-ticket partner - booking, PNR, cancellations, live train status
● Buses: Instant ticketing with major operators
● Flights: Compare fares, book and manage trips easily

📞 Contact Us
One97 Communications Ltd.
One Skymark, Tower-D, Plot No. H-10B, Sector-98, Noida, UP 201304

Paytm Money Ltd. is a wholly owned subsidiary of One97 Communications Ltd., registered with SEBI & PFRDA.
Updated on
Jul 16, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info and Contacts
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
21.8M reviews
Refer Code: 12a34bƼ6 (Get 100rs)
July 10, 2025
This is an excellent application! I’ve tried using different settings, yet the glitch remains—the algorithm often fails to launch levels, and I end up restarting the app every time. Still, the high-quality graphics, seamless navigation, and robust features contribute to an overall smooth and enjoyable experience. The app’s functionality truly exceeded my expectations, and despite a lack of competitive edge compared to similar apps, it stands out for its clean interface and responsiveness.
735 people found this review helpful
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Paytm - One97 Communications Ltd.
July 10, 2025
Hi Tarun, Thanks for sharing your valuable feedback with us. We appreciate your efforts. Please rate us with 5 stars to encourage us more.
Refer code- ➒➐➋➍➒➒➏➏➎➊ & 500रू पाये
June 20, 2025
Good app! Ive tried reinstalling the app several times. It's reliable, trusted, and superbly fast with an easy-to-use friendly. It's well-updated, with excellent performance, and the layout is super-brilliant the algorithm-displays the screen clearly. the san-andreas bug occurs at some point when you want the levels to load. Don't confuse the members who have pro pass. Don't do algorithm marketing to your old workers. However, there still persisted, I had to restart the app multiple times.
416 people found this review helpful
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Paytm - One97 Communications Ltd.
June 20, 2025
Hi, thanks for rating us with 5 stars. We are happy to help you, in case of further queries please raise a ticket at https://bit.ly/paytm_care. Thanks!
Kw Pal
May 3, 2025
Even after reinstalling the app a few times, the issue didn’t go away. It would be great if that could be fixed soon.. l Additionally, the various savings targets cater to different." But there are a few things I didn’t like it. The app has detected improved over the last few months with better response time and particularly appreciate the flexible it offers, at my significance. .l Additionally, the various savings targets cater to different." The interface is streamlined, the performance.
256 people found this review helpful
Did you find this helpful?
Paytm - One97 Communications Ltd.
May 3, 2025
Hi! We’d like to take a closer look and help you. For privacy reasons, please raise a ticket at https://bit.ly/paytm_care . It will make the follow-up easy and help us to track the query effectively. We will get back with a resolution. Thanks!

What’s new

Scanner 2.0: Where speed meets spectacle
your everyday payment just got a cinematic upgrade. Lights, scan, action!

Payment Reminders:
From rent and tuition to maid’s salary and pocket money — set it once, and Paytm ensures you never miss a due date.

Favourite Contacts:
People you pay most often now show up first. No more scrolling or searching.

Under-the-Hood:
Bug fixes, performance upgrades, and all the smooth touches that make Paytm feel just right

App support

Phone number
+919643979797
About the developer
ONE 97 COMMUNICATIONS LIMITED
app.feedback@paytm.com
One Skymark, Tower-D, Plot No. H-1 OB, Sector-98, Noida, Uttar Pradesh 201304 India
+91 97116 56565

More by Paytm - One97 Communications Ltd.

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