Keystone Bank mToken

2.6
405 reviews
100K+
Downloads
Content rating
Everyone
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About this app

Keystone Bank mToken is a security application that provides swift and easy One-Time-Password (OTP) for use as a second factor authentication for online transaction signing on Keystone Bank’s transactional platforms.
Updated on
Apr 6, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance and Device or other IDs
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

2.6
398 reviews
Ebuka Onyenso
March 9, 2026
the keystone mobile app isn't stable at all. it hasn't gone 1 full week without 35 to 48 hours network issues, frustrating customers who needed to make sharp transfers to pay their bills. it is frustrating, I'm facing a total breakdown of network issues even when my mobile network is 💯 updated and running.
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mercy Yahaya
April 11, 2022
The Bank make changes in the app without prior notice,and I got stock,because I couldn't make any urgent transaction in the app when I needed it most,and I couldn't get the issue resolved even after calling 4different customer case rep. since I am not in a position to visit any nearest branch of Keystone Bank at the moment,it's a bad experience for me.
220 people found this review helpful
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Keystone Bank Limited
May 17, 2022
Hello mercy, thank you for writing to us. We sincerely apologize for the inconvenience caused. Kindly provide your account number via our email address: contactcentre@keystonebankng.com or call 070020003000 for further assistance. We look forward to hearing from you. Thank you. ^Paul.
Francis Nwokike
September 24, 2020
This App has been so useless since I downloaded it. I am not able to make a transaction becomes I can't even create a token. I have reached out to the bank severally for a month now and I keep meeting you'll get a feedback from us. Very unserious bank. No wonder you hardly have customers. I'm currently writing a review to be posted on social media. I regret using this bank as a salary account. Update: Took almost two months for the bank to generate token for me manually after contacting them.
59 people found this review helpful
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Keystone Bank Limited
September 24, 2020
Hello Francis , our sincere apologies for your experience. Please reach out to us via email; contactcentre@keystonebankng.com with your account number to enable us review and advise as appropriate if you experience further difficulties using the Mtoken app.

What’s new

Add support for newer Android devices.
Security improvements.