Content rating
Mature 17+
100K+
Downloads
Content rating
Mature 17+
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About this app

MoniTap — Fast, Transparent & Responsible Credit

MoniTap is a licensed digital credit platform operated by LBEV Nigeria Limited, authorized to provide consumer lending services in Nigeria in full compliance with FCCPC regulations and NDPR data privacy standards.

We offer a revolving credit line that allows you to borrow, repay, and reuse funds within your approved limit — giving Nigerians flexible and transparent financial access.

Why Choose MoniTap

1,Flexible Credit Line: Enjoy a revolving limit that refreshes automatically once you repay.
2.Quick Disbursement: Receive funds promptly with no paperwork required.
3.Custom Repayment Plans: Choose repayment terms of up to 90 days, tailored to your needs.
4.Smart Credit Evaluation: Data-driven assessment ensures responsible and fair lending.
5.Bank-Level Security: All transactions are protected by advanced encryption (HTTPS).
6.No Hidden Charges: Transparent pricing — what you see is what you pay.
7.Licensed & Compliant: Fully regulated under Lagos State Money Lender’s License, compliant with FCCPC & NDPR.

Loan Example & APR Disclosure
Loan Amount: ₦10,000
Tenure: 90 days
Interest: ₦540
Total Repayment: ₦10,540
Representative APR: 21.6% – 36% per annum

No hidden fees or extra charges. All loan terms are shown clearly before confirmation.

Who Can Apply
-Nigerian citizens aged 21 or older
-Valid BVN (Bank Verification Number)
-Active Nigerian phone number
-Linked personal bank account

How to Apply
-Download the MoniTap app from Google Play
-Register with your BVN-linked phone number
-Complete KYC verification
-Check your available credit limit and select a loan offer
-Receive funds to your bank account
-Repay via wallet or linked bank account

Borrow responsibly — no paperwork, no collateral, and full transparency.

Repayment & Credit Limit
-Repay early or on time to increase your credit limit
-Early repayment is free of charge
-Late payments may affect your credit rating and access
-MoniTap does not extend or reschedule loan terms

Responsible Lending
MoniTap promotes responsible borrowing and lending.
Please borrow only what you can repay comfortably.
Failure to repay on time may result in limited access to future credit.

Data Privacy & Security
Your data is fully protected under NDPR.
We do not sell or share user information.
All transactions are secured with bank-level encryption (HTTPS).

Customer Support
We’re available 24/7:
📞 09057289837
💬 WhatsApp: +234 7072578506
📧 contact@monitap.ng
🌐 https://www.monitap.ng
📱 Telegram: https://t.me/MonitapHelp_bot
📘 Facebook: https://facebook.com/IbevMoniTap

MoniTap — Credit That’s Fair, Fast & Transparent
Empowering Nigerians to access credit with trust, dignity, and security.
Updated on
Mar 10, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Device or other IDs
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

What’s new

- Fixed keyboard issue in some input fields
- Improved stability
- Minor bug fixes
Content rating
Mature 17+
Learn more

App support

Phone number
+2349057289837
About the developer
LBEV NIGERIA LIMITED
support@monitap.ng
17, Alhaji Alayaki Street, Off Enilolobo Giwa/Oke-Aro Road, Iju-Ishaga Lagos Nigeria
+234 905 728 9837

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