Moja mBanka Raiffeisen

Raiffeisen banka a.d. Beograd

About this app

The Raiffeisen Moja mBanka app combines the best of mobile banking for private individuals and legal entities.

Install the Raiffeisen Moja mBanka app in one click, open an iRačun free of charge in only 15 minutes from the comfort of your own home and become a client of Raiffeisen banka.

Step into the future of banking with the most contemporary mobile app for both private individuals and legal entities.

**Moja mBanka in Retail Banking**

Using the mobile app is free of charge in all packages and the iRačun maintenance fee is 0 dinars. With iRačun, you obtain digital cards that can be used after activation in the Raiffeisen Moja mBanka app, as well as in mobile wallets. The cards are sent to the client’s home address in the standard format.

Effect dinar tranfers free of charge, within 10 seconds.

Make everyday banking easier and adjust the app to your needs:
• Monitor all account changes in real time via push notifications
• Access the app safely and easily, and verify payments by face scanning or fingerprint recognition
• Communicate directly with the bank via Inbox
• Pay bills quickly and easily by scanning QR codes or creating predefined payments
• Purchase and sell more than 10 currencies in the Exchange Office

Benefits:
• Card management – temporary blocking and card data overview
• Find out how much you spend and what you spend money on with automatic expenditure categorization in My Finances option
• Withdraw cash without cards via QR code with the Mobile Cash option at all Raiffeisen multifunctional devices
• Effect foreign currency payments or confirm incoming payments from abroad directly in the app
• Monitor investments into investment and pension funds
• Get a quote on products fully online via the Online Offer option.

**Moja mBanka for business users**

The Raiffeisen Moja mBanka Business app enables small enterprises and entrepreneurs easy management of their financials.

Business users can open several types of accounts without visiting the bank: dinar Business iRačun, FX account for incoming payments from abroad, FX account for purchasing foreign currency and sick leave account.

Maintaining the Business iRačun, which comes with two payment cards, is free of charge for the first 12 months.

The Raiffeisen Moja mBanka Business app offers the following functionality categories:

Payments

- Access to account balance and account turnover: Overview of all transactions in one place.
- Easy dinar and foreign currency payments
- Quick payments by scanning IPS QR codes: Speed up the payment process in the dinar payment system.
- Generate IPS QR codes, send them to buyers and make collecting payments easier

Turnover and statements

- Downloading the turnover and statements per all accounts: Quick access to statements in different formats

Exchange office

- Banknotes purchasing and selling: Easy currency conversion

Foreign currency (FX) payments

- Effect FX payments by enclosing accompanying documents: Ensure you have all the required information for completing the transaction
- Downloading SWIFT statements
- Approving Loro incoming payments

Additional options

- Linking to the Electronic Invoices System (SEF): Managing payments and invoices efficiently
- Information on credits issued: Access to your credit cata
- Fast and easy communication with the bank via inbox
- Request for statements with electronic signature: Safe and simple receipt of statements on account balance, account turnover, as well as statements on payment orders effected
- Changing the company’s e-mail address: updating contact information easily
- Notifications: Receiving payment notifications
- Online offer: Option of submitting requests or commissioning additional products and services directly from the app

Download the app today and advance your business!

In case you need additional information, please contact:
- by e-mail: [e-mail]
- by phone: [phone].

Ratings and reviews

one of the better ebanking apps. Nice UI, pretty easy to navigate. Most of the functionalities well integrated. Easy to setup common payment recaiving accounts for fast reocuring transfers. On the minor side, the notifications could be more consistant, sometimes I receive it but cant find it latter in the app.

An excellent bank, as well as a bank app, with the potential to become the best digital bank in the country. All functionalities and options work fantastically. However, a large number of bank functions and solutions still need to be digitized.

Cannot enter into online banking. The app does not work (at all). No chat support (I have to waste my time and call). No google pay support (raypay is a poor application firstly and does not work in all the countries secondly). Another thing that is required is option of creating digital cards in the app. Without that the usefulness of the virtual cards is questionable.

What’s new

My mBank for individuals:
• Refreshed homepage design
• Online application option for credit card in the Online Offer
• Minor improvements and fixes for a better user experience

Moja mBanka app for business users:
• Temporary blocking and unblocking of business cards
• Submission of a credit request from the frame loan
• Offer for company employees
• Other improvements and bug fixes