Multipl:Mutual Fund For Spends

4.4
4.02K reviews
500K+
Downloads
Content rating
Everyone
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About this app

multipl: The simplest and smartest way to save 27% on spends.

Welcome to multipl, the app that revolutionises your spending and investing habits with its unique 'spendvesting' approach. Say goodbye to traditional spending methods and hello to a world where your lifestyle spending works harder for you.

What is Spendvesting?
Spendvesting is a rewarding fusion of lifestyle spending and smart investing. It allows you to plan and save for both expected and spontaneous purchases via short-term investments. This dual benefit model not only provides you with returns from your investment but also adds contributions from our partner brands.

How It Works:
1. Invest: Start with making small, recurring investments toward your spending goals, whether they're planned or unplanned.
2. Earn: Benefit doubly from up to 15% in investment returns and an additional 12% from partner brand contributions, which stack on top of existing brand discounts.
3. Enjoy: Redeem your investments through vouchers from an array of partner brands, or withdraw your funds directly into your bank account, reaping the returns.

Why Spendvest with multipl?
- Enjoy 17% more savings compared to traditional bank interest and 40% more than using credit cards.
- Outperforms all Buy Now, Pay Later and EMI options by a mile!

Key Highlights:
Partner Brands: Choose from over 70 top brands across more than 20 categories. Some of our popular partner brands include - MakeMyTrip, Myntra, Yatra, Kalyan Jewellers, Pepperfry, Livspace, Wakefit, Bluestone, Flo Mattress, Sangeetha Mobiles, Edureka, Milagrow, Pickyourtrail, Urban Ladder, Nike, Lifestyle, Westside, Huse Segaway, Garmin, Croma, Livpure and more.

Categories: Covering both one-time and annually recurring expenses, ranging from travel, gadgets, jewellery, shopping, gifting, home
improvements, weddings, insurance premiums to children's education.

Investment Asset Classes: Personalised portfolios from 1500+ direct, commission-free mutual funds or digital gold.

Risk-Adjusted Returns:
- Tailored fund selections based on your risk profile and goals.
- Zero commission, zero confusion, ensuring unbiased choices.
- Automatic portfolio rebalancing in response to market fluctuations.

SEBI Registered: multipl Wealth Management operates under stringent regulations to ensure your investments are secure and profitable.

SEBI Registration Number: INA200014681


Rewards System:
- Engage with exciting challenges, unlock levels, and win rewards including Mbits, cashback, jackpots, and exclusive brand offers.
- Refer friends and amplify your rewards.

Complete Flexibility:
- No Lock-In Period: Access your money anytime without any restrictions.
- Switch Brands Anytime: Change your linked brands as per your current needs and preferences without any hassle.

Visit Us: multipl.xyz
Support: hello@multipl.in

Join multipl today and transform how you invest and spend, making your money work as hard as you do!
Updated on
Oct 7, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
4K reviews
Biranchi Sahoo
September 16, 2025
Cheap tactics are applied to pull money into investments. There is no transparency on the information, for example there is a goal that if you invest in 1000 SIP for 11 months then the client get a brand voucher of 1000 post completion of 11 months. Firstly, there is no clarity about the brand voucher, which brand voucher client will get. Secondly, the application decides where to invest rather the investor decides, as a client I should choose which mutual fund I need to invest rather multipl.
11 people found this review helpful
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Multipl Fintech Solutions Private Limited
September 17, 2025
Hi Biranchi Sahoo, the feedback has been shared with the marketing team on improving the clarity of the offers. Multipl is an SEBI-registered RIA, so the advisory of the funds is decided by the investment team. Please write to us at support@multipl.xyz so our team can help you understand this better. Look forward to it.
San_entertainment San
October 12, 2025
please be cautious while using this app!!!, this app is trying to steal our data and yesterday I paid 250 and today I plan to cancel that one, but there is no option available to cancel, app not properly working and having malfunction and showing error message "something wrong" so I stopped the auto pay mandate, after that app working properly, THIS APP SEEN LIKE NEW TYPE OF SCAM BE CAUTIOUS AND THERE IS NO VOICE CUSTOMER CARE SERVICE
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Multipl Fintech Solutions Private Limited
October 12, 2025
Hi San, our team was deploying new updates. Request you to write to us at support@multipl.xyz so we can talk to you. After investment is made and order is submitted to AMC, we can't cancel however, the new investments will not be deducted as you cancelled the Autopay. Please write to us so we can address your issue. Looking forward to it. Thanks!
Abhishek D L
August 26, 2025
one of the worst apps I have ever used... it takes 4 days to withdraw... t+2 days to buy mutual funds... and in one Swiggy voucher they told me to transfer money for an immediate instant voucher...even after transferring i didn't get the voucher till now (4 days completed) and there is no helpline number to contact, and there's not even a chat bot to raise the issue..😔😔🤬🤬
47 people found this review helpful
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What’s new

We keep improving Multipl so that you can keep on Enjoying Life, Debt Free
This update brings
- Feature improvement
- UI improvements

App support

About the developer
MULTIPL FINTECH SOLUTIONS PRIVATE LIMITED
support@multipl.xyz
Slv Arcade, 2nd Floor, No. 57, Old No. 320/d 9th Main Road 40th Cross, 5th Block Jayanagar Bengaluru, Karnataka 560011 India
+91 83690 15170

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