U.S. Bank Mobile

U.S. Bank

U.S. Bank Mobile
What would you do if you had more time?

Work, play, whatever you like >

Get information quickly and schedule payments in advance.

Live more, type less >

Believe it or not, you can snap a picture to pay bills and make deposits.

Stay Close >

Your family, friends or people you work with can receive money easily with U.S. Bank Pay a Person.

Add to your life, not to your list. Count on us for new ways to keep up with your finances.


The Fine Print

1. The U.S. Bank Mobile App is free to download. Your mobile carrier may charge access fees depending upon your individual plan. Web access is needed to use Mobile App. Check with your carrier for specific fees and charges. Some mobile features may require additional online setup. Any fees for optional transactions will be identified during registration for these services and during their use.

U.S. Bank is committed to protecting your privacy and security. View our privacy pledge at usbank.com/privacy. The U.S. Bank Risk-Free Guarantee protects customers from fraud loss. Learn more about online and mobile security at usbank.com/security. For more information about U.S. Bank Mobile services, please visit usbank.com/mobile or call us toll-free at 800-872-2657.

© 2014 U.S. Bank.
Deposit Products offered by U.S. Bank National Association
Member FDIC Equal Housing Lender

Academy Sports + Outdoors Visa

U.S. Bank Mobile
The Academy Sports + Outdoors Visa App gives you one-touch access to apply for and manage your Academy Sports + Outdoors Visa®. If approved for instant credit, you can shop right now and earn rewards points for all your purchases. Plus, get $15 statement credit and 1,000 Bonus Points after your first purchase.

Once you complete the application process using the app and have been approved, a virtual card* can be loaded to your phone. Simply show it to the Academy Sports + Outdoors associate at checkout. You can use your virtual card every time you shop at Academy Sports + Outdoors or academy.com until your plastic card arrives in the mail. The virtual card will be displayed for 30 days or until the Academy Sports + Outdoors Visa is activated, whichever comes first.

FEATURES:

• ACADEMY VISA CARD APPLICATION: A paperless credit card application. Your information is 100% secure.
• INSTANT CREDIT: You will know within minutes if you’re approved, so you can shop right now and earn rewards points for your ACADEMY purchases.
• MY ACADEMY VISA ACCOUNT(1): Access and manage your Academy Sports + Outdoors Visa card account anywhere, anytime.
• SHOP ACADEMY: Visit academy.com or find a store near you to shop now!

CARD BENEFITS:

• Earn 5 Rewards Points for every $1 spent at Academy Sports + Outdoors(2)
• Earn 1 Rewards Point for every $1 spent on everyday purchases everywhere else Visa is accepted(2)
• Receive 1,000 Bonus Points after your first purchase
• Receive a $25 Academy Sports + Outdoors Rewards Card every time you reach 2,500 Rewards Points
• Rewards Cards can be used on any Academy Sports + Outdoors purchase in-store or at academy.com

TERMS & CONDITIONS:

*Subject to instant credit approval.

(1) You must be enrolled in online banking to access "My Academy Visa Account". Enroll at usbank.com
(2) Points are earned on net purchases. Net purchases are purchases minus credits and returns.

The creditor and issuer of the Academy Sports + Outdoors Rewards Visa Card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.
© 2013 U.S. Bank. All rights reserved.

Your privacy and security are important to U.S. Bank and we are committed to protecting your information. Learn more at www.usbank.com/privacy

123 Prepaid

U.S. Bank Mobile
Mobile banking – a simple and exciting way to connect with your money through your Android device – anytime, anywhere.
This application is free to download and delivers rich mobile banking features wrapped in a dynamic interface that’s easy to navigate. Once you’ve created a secure password for logging on, you’ll be able to:
•Check your Balance
•View transaction history
•Manage your 1-2-3 REWARDS® Prepaid card

Experience the freedom of mobile banking!

REI Visa

U.S. Bank Mobile
The REI Visa App gives you one-touch access to apply for and manage your REI Visa® card. If approved for instant credit, you can shop right now and earn 5% back on your REI purchases!(1)

FEATURES:
• INSTANT CREDIT: You will know within minutes if you’re approved, so you can shop right now and earn 5% back on your REI purchases.(1)
• MY REI VISA ACCOUNT: Access and manage your REI Visa card account anywhere, anytime.(2)
• SHOP REI: Quick link to your favorite outdoor gear and clothing.

CARD BENEFITS:
• 5% back at REI(1)
• 1% back on purchases everywhere else(3)
• That’s on top of your REI member refund (typically 10%)(4)
• No Annual Fee(5)
• Get an REI gift card when you apply, activate, and make a purchase with the virtual card or your new REI Visa card(6)

Only REI members are eligible to apply for the REI Visa card. Not an REI member? Get a lifetime membership for $20. See an REI sales specialist, go to REI.com or call 1-800-426-4840.

TERMS & CONDITIONS:
*Subject to instant credit approval.
(1) 5% back applies to net REI purchases (purchases minus credits and returns) including full-price and discount-price items, REI gift cards, services, fees and REI Adventures-invoiced trip payments. The 5% is added to your member refund and returned to you in your annual member dividend.
(2) You must enroll in Internet Banking to access "My REI Visa Account". Enroll at REIVISA.com
(3) 1% back applies to net non-REI purchases (purchases minus credits and returns) only. Advances, convenience checks, balance transfers, interest or finance charges and fees, credit insurance charges, or transactions to fund certain prepaid card products such as Visa Buxx® are not eligible. The 1% is added to your member refund and returned to you in your annual member dividend.
(4) 10% annual REI member refund is typical but not guaranteed. Your refund is based on eligible purchases, which exclude REI gift cards, services, fees, REI Adventures trips,
REI-Outlet.com items and discounted items. For details, see a sales specialist or visit REI.com/membership.
(5) The APR may vary, and as of 5/1/2013, the variable APR for Purchases and Balance Transfers is 10.99%–22.99% (based on your creditworthiness). The variable APR for Cash Advances is 23.99%. Cash Advance Fee: 4% of each advance amount, $5 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 4% of each cash amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. There is no annual fee. Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.
(6) Gift card offer: To receive this one-time REI gift card, you must apply for an REI Visa card, and make a purchase with your new REI Visa card within 60 days of card approval. Purchase requirement is met by purchases only; balance transfers, convenience checks, cash advances, interest charges and fees are not applicable. Six to eight weeks after that purchase, the REI gift card will be mailed to the primary applicant's address. This offer is subject to credit card approval, and your new REI Visa card account must be open to receive the REI gift card. This gift card offer is available only to new REI Visa card accounts booked through this special offer. Existing and previous REI Visa cardmembers are not eligible for this offer.

The creditor and issuer of the REI Visa card is U.S. Bank National Association pursuant to a license from Visa U.S.A. Inc.© 2013 U.S. Bank. All rights reserved. © 2013 Recreational Equipment, Inc. All rights reserved.

www.usbank.com/privacy

U.S. Bank Prepaid Campus Card

U.S. Bank Mobile
A quick and easy way to connect with your money through your smartphone – anytime, anywhere. This application is free to download and delivers rich mobile banking features wrapped in a dynamic interface that’s easy to navigate.

Once you’ve created a secure password for logging on, you’ll be able to:
• Check your account balance
• View transaction history
• Locate the nearest U.S. Bank Branch or ATM

The mobile application is available for the following schools:
• Bellevue College – BC OneCard
• Harris Stowe State University – Hornet Card
• Michigan Tech University – Husky Card
• North Carolina State University – Wolfpack One Card
• Oakland Community College – Raider One Card

NOTE: If you don’t see your school above, please visit usbank.com/campusbanking or call 1-800-872-2657

Harley-Davidson Visa

U.S. Bank Mobile
With the Harley-Davidson® Visa App you can apply for and manage your H-D™ Visa® Card. If instantly approved, you can shop NOW with a virtual card* - just load it to your phone for use at Harley-Davidson® dealerships or h-d.com/store until your credit card arrives in the mail. Turn points into an H-D™ Gift Card(2) redeemable at participating authorized H-D® dealerships or online at h-d.com/store.
Already have an H-D™ Visa card? Download the app to access your account information and easily redeem your H-D™ Genuine Rewards points.

FEATURES:

• H-D™ VISA CARD APPLICATION: A secure paperless credit card application.
• INSTANT CREDIT: You will know within minutes if you’re approved!
• MY H-D™ VISA ACCOUNT: Redeem rewards and manage your H-D™ Visa account anywhere, anytime(3)

H-D™ VISA SIGNATURE® CARD** BENEFITS:

• 3 points for every net dollar spent at Harley-Davidson® dealerships(1)
• 2 points for every net dollar spent at gas stations, restaurants, bars and lodging(1)
• 1 point for every net dollar spent everywhere else
• No annual fee(4)
• Chances to win a H-D® motorcycle every month (one entry for every $1 you spend!)(5)

TERMS & CONDITIONS:

We may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

* Subject to instant credit approval.
** If you are eligible, you will receive the Harley-Davidson® Signature® card. If not, you will be considered for the Harley-Davidson® High Performance Visa® card. The High Performance card has an annual fee of $0 or $29, based on your creditworthiness when you open your account. The High Performance Visa Card does not carry the same level of benefits as the Visa Signature Card.


(1) U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify. Fast food merchants may not qualify for additional bonus points.
(2) Harley-Davidson® Genuine Rewards points are good for three years following the date they are awarded to your account, expiring on December 31 of the expiration year. H-DTM Gift Cards issued from Genuine Rewards do not expire.
(3) You must be enrolled in Internet Banking to access "My H-D™ Visa Account". Enroll at H-DVisa.com.
(4) H-D™ Visa Signature Card: The annual fee is $0. H-D™ High Performance Visa Card: The annual fee is $0 or $29 (based on your creditworthiness). H-D™ Visa Signature & High Performance Visa Cards: The APR may vary, and as of 2/1/2014, the variable APR for Purchases and Balance Transfers is 13.99%–22.99% (based on your creditworthiness). The variable APR for Cash Advances is 23.99%. Cash Advance Fee: 3% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 4% of each cash amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency.
(5) NO PURCHASE NECESSARY. Sweepstakes begins January 1, 2014 at 12:00:01 a.m. CT and ends December 31, 2014 at 11:59:59 p.m. CT. Open to legal residents of the 50 United States and D.C., who are 18 years of age and older. See Official Rules at h-dvisa.com. Void where prohibited. Sponsor: Harley-Davidson Financial Services, Inc. 222 W. Adams St., Ste. 2000, Chicago, IL 60606.

The creditor and issuer of the Harley-Davidson® Visa® card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.
©H-D 2014. HARLEY-DAVIDSON, HARLEY, H-D, and the Bar and Shield logo are among the trademarks of H-D U.S.A., LLC. Third-party trademarks are the property of their respective owners.

www.usbank.com/privacy

U.S. Bank Contour

U.S. Bank Mobile
Connect to your card account – anytime, anywhere

The U.S. Bank Contour mobile app makes it easy for you to manage your money on the go. It’s safe, secure and best of all, it’s free. Download the app today and check out these great features:

• Check Your Balance – Get up-to-the-minute balance and transaction detail
• View Transactions – Description, date, and total dollar amount of transaction
• ATM Locator – Find the nearest ATM based on location or zip code

Enjoy Safety and Security – Built using the highest standards of mobile web security – you can feel confident that your card account number and private information are never stored on your phone.

On-Site Electronic Deposit

U.S. Bank Mobile
U.S. Bank On-Site Electronic Deposit is an easy-to-use mobile remote deposit capture solution that provides your business a way to deposit checks while in the field. In a few easy steps, you can deposit checks at the point of collection without making a trip to your office or bank.

Please note: You must be a U.S. Bank customer enrolled in On-Site Electronic Deposit to use this mobile application. Before using this application, your On-Site Electronic Deposit system administrator must provide you a Username and Password. For more information about U.S. Bank On-Site Electronic Deposit, contact a U.S. Bank Treasury Management Consultant. Visit usbank.com/treasurymanagement/contactus to locate a consultant in your area.

The U.S. Bank On-Site Electronic Deposit mobile application is free to download. Your mobile carrier may charge access fees depending on your individual plan. Check with your mobile carrier for specific fees or charges. Some mobile features may require additional online set up. The U.S. Bank On-site Electronic Deposit mobile application is supported on various Smartphone manufacturer models that support Android OS versions 2.3.4 – 4.1.1. Additional manufacturer models and other mobile devices may be supported in the future. U.S. Bank is committed to protecting your security. No sensitive account information or username and password are ever stored on your mobile device and secure encryption is used to protect all transmissions.

U.S. Bank AccelaPay

U.S. Bank Mobile
Connect to your card account – anytime, anywhere

The U.S. Bank AccelaPay mobile app makes it easy for you to manage your money on the go. It’s safe, secure and best of all, it’s free. Download the app today and check out these great features:

• Check Your Balance – Get up-to-the-minute balance and transaction detail
• View Transactions – Description, date, and total dollar amount of transaction
• Enroll and manage Text Alerts
• ATM Locator – Find the nearest ATM based on location or zip code
• Single Login – Access your card account on your phone using the same password you setup online

Enjoy Safety and Security – Built using the highest standards of mobile web security – you can feel confident that your card account number and private information are never stored on your phone.

Ace Rewards Visa

U.S. Bank Mobile
Earn Rewards faster with the Ace Rewards® Platinum Visa® Card!

Get the card that rewards you with every purchase, and the app that allows you to access and manage your account anytime, anywhere.

For every $1 of net purchases on your card, (purchases minus credits and returns) you’ll earn:
• Up to 10% in Ace Rewards points quarterly in popular categories 1
• Up to 5% in Ace Rewards points on Ace purchases 2 3
• 2% in Ace Rewards points on gas and groceries 3
• 1% in Ace Rewards points on purchases everywhere Visa is accepted
• For every 12,500 Ace Rewards points earned, you will receive a $25 Ace Reward

If approved for instant credit, you can shop right away at any Ace Hardware store using a virtual card* and earn up to 5% in Ace Rewards points on your Ace Purchases. 2 3 Simply show the virtual card to an Ace Associate at checkout. The card will be displayed for 30 days or until you activate the card you receive in the mail.


TERMS & CONDITIONS:
*Subject to instant credit approval.
1 Earn 10% in Ace Rewards points for each net $1 spent when you use your Ace Rewards Visa Card on category purchases up to the purchase dollar amount cap specified for the category. The 10% in Ace Rewards points is calculated as follows: for every net $1 spent on category purchases, you will earn 1% in Ace Rewards points (5 pts/$1) and an additional 9% in bonus Ace Rewards points (45 pts/$1). Bonus points will be awarded within 6 weeks after the conclusion of each offer. Category purchases in excess of the specified cap will earn Ace Rewards points at the 1% (5 pts/$1) rate for each net $1 spent. To participate, you must be an Ace Rewards Visa Cardmember in good standing (account open for at least 40 days and not over-the-credit limit or past due on the closing date for the billing cycle) and sign up at acerewardsvisa.com for each 10% quarterly offer before the end date for each promotion. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify.
2 Customers who are approved for the Ace Rewards Visa Card will be automatically enrolled in the Ace Rewards Loyalty program if they are not already Ace Rewards Loyalty program members. The 5% in Ace Rewards points (25 pts//$1) is calculated based on the 3% (15 pts/$1)earned for every net $1 spent at participating Ace stores plus an additional 2% (10 pts/$1) in Bonus Rewards points on Ace store purchases when you reach a minimum spend of $12,000 anywhere Visa is accepted in a calendar year. The 2% Bonus Rewards points will be awarded in a lump sum on the Cardmember's Ace Rewards Visa periodic statement during the subsequent first quarter of each calendar year.

3 U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify.

The creditor and issuer of the Ace Rewards Visa Card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.
©2013 U.S. Bank. All rights reserved.

Your privacy and security are important to U.S. Bank and we are committed to protecting your information. Learn more at www.usbank.com/privacy

Gymboree Visa

U.S. Bank Mobile
Save 5% on every Gymboree Clothing Purchase!(1)

The Gymboree® Visa® Card App gives you one-touch access to apply for and manage your Gymboree Visa Card account. If approved for instant credit, you can shop right away at Gymboree and Gymboree Outlet stores and earn 5% back on your Gymboree store purchases!(1)

Complete the application process and if you are approved, a virtual card** can be loaded to your phone. Simply show the virtual card to the Gymboree Associate at checkout. You can use your virtual card every time you shop at Gymboree and Gymboree Outlet stores until your Gymboree Visa Card arrives in the mail. The virtual card will be displayed for 30 days or until you activate your Gymboree Visa Card, whichever comes first.

FEATURES:
• GYMBOREE VISA CARD APPLICATION: A paperless credit card application. Everything you do is 100% secure.
• INSTANT CREDIT: You will know within minutes if you’re approved, so you can shop right away and earn 5% back at Gymboree stores.(1)
• MY GYMBOREE VISA CARD ACCOUNT: Access and manage your Gymboree Visa Card account anywhere, anytime.

CARD BENEFITS:
With the Gymboree Visa Card, you’ll enjoy these outstanding benefits:
• 5% INSTANT DISCOUNT on every purchase made with your card at Gymboree stores, Gymboree Outlet stores or Gymboree.com – even sale merchandise!(1)
• 1% REWARD on all card purchases outside of Gymboree clothing and for every $1,000 you spend, you’ll get a $10 Gymboree gift card!(2)
• $10 GYMBOREE ENROLLMENT BONUS COUPON good for purchases at Gymboree stores, Gymboree Outlet stores or Gymboree.com issued with your new Gymboree Visa Card upon approval.(3)
• SPECIAL CARDMEMBER OFFERS from Gymboree clothing stores throughout the year.

TERMS & CONDITIONS:
**Subject to instant credit approval.
(1) The 5% instant discount will be given at Gymboree retail stores, Gymboree Outlet stores, and gymboree.com when you use your Gymboree Visa Card. The entire purchase must be charged to your Gymboree Visa Card in order to receive the discount. Gymboree Play & Music, Janie and Jack, and Crazy 8 purchases are not eligible for the 5% discount. Gymboree is solely responsible for awarding the 5% discount, and for the terms and conditions of the discount and any future changes.
(2) You will earn a 1% reward on all qualifying Net Purchases made on your Gymboree Visa Card. Qualifying Net Purchases are defined as all non-Gymboree retail store Purchases minus credits recorded for returned Purchases. Gymboree Play & Music, Crazy 8 and Janie and Jack Net Purchases qualify for the 1% reward. Rewards are not earned for Advances, Convenience Checks, Balance Transfers, Interest Charges and Fees, credit insurance charges, or transactions to fund certain prepaid card products such as Visa Buxx®. The Gymboree Visa Card reward program is subject to the terms and conditions as defined in the Cardmember Agreement.
(3) The Gymboree Retail Store Enrollment Bonus Coupon will be awarded when you are approved for and issued your new Card. The one-time Enrollment Bonus Coupon will only be awarded to new Gymboree Visa accounts. Existing accounts and employee accounts do not qualify. Lost, destroyed or stolen Enrollment Bonus Coupons will not be replaced. Gymboree is solely responsible for redemption of the Enrollment Bonus Coupons. The Enrollment Bonus Coupon expires one year from date of issuance.

The creditor and issuer of the Gymboree Visa Card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc. ©2013 U.S. Bank. All rights reserved

Your privacy and security are important to U.S. Bank and we are committed to protecting your information. Learn more at www.usbank.com/privacy

PBR Visa

U.S. Bank Mobile
The Professional Bull Riders Visa App gives you one-touch access to apply for and manage your PBR Visa®. Plus, receive a $25 statement credit when you spend $100 in 60 days(1)!

FEATURES:

• PBR VISA CARD APPLICATION: A paperless credit card application. Your information is 100% secure.
• MY PBR VISA ACCOUNT: Access and manage your PBR Visa card account anywhere, anytime(2).

CARD BENEFITS:

• Earn 1 Rewards Point for every net $1 spent on everyday purchases everywhere Visa is accepted(1)
• Redeem points for travel, merchandise, gift certificates, cash back and more
• Redeem points sooner – start redeeming with just 1,500 points
• Discounts on PBR Posse memberships, BFTS Tickets (phone only through customer service) and World Finals Tickets (phone orders only through Thomas & Mack)
• No annual fee (based on your creditworthiness)(3)

TERMS & CONDITIONS:

We may change APRs, fees and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.

(1) Account must be open and in good standing to earn and redeem statement credit and rewards points. Net purchases are purchases minus credits and returns. Please wait 4-8 weeks to receive statement credit.
(2) You must be enrolled in online banking to access "My PBR Visa Account". Enroll at usbank.com
(3) The APR may vary, and as of 5/2013, the variable APR for Purchases and Balance Transfers is 11.99%–23.99% (based on your creditworthiness). The variable APR for Cash Advances is 23.99%. Cash Advance Fee: 3% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 4% of each cash amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. Annual fee: None or $29, based on creditworthiness. Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars and 3% of each foreign purchase transaction or foreign ATM advance transaction in a foreign currency.

The creditor and issuer of the PBR Visa Card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

© 2013 U.S. Bank. All rights reserved.

Your privacy and security are important to U.S. Bank and we are committed to protecting your information. Learn more at www.usbank.com/privacy

HAS Advantage Visa

U.S. Bank Mobile
The HAS Advantage Visa® Rewards App gives you one-touch access to apply for and manage your HAS Advantage Visa Card. Each time you use your HAS Advantage card, we donate a percentage to the charities of your choice.

FEATURES:

• HAS ADVANTAGE VISA REWARDS CARD APPLICATION: A paperless credit card application. Your information is 100% secure.
• MY HAS ADVANTAGE VISA REWARDS ACCOUNT: Access and manage your HAS Advantage Visa card account anywhere, anytime.(1)

CARD BENEFITS:

• Every Purchase Aids Those in Need
• Unlimited Rewards Points(2)
• Earn 1 Reward Point for every $1 spent(2)
• Fly to Israel on El AL for the Fewest Points of Any Card
• Redeem points for 1% Cash Back, Travel, Judaica, Electronics and More(2)
• Exclusive Discounts in Israel
• Double Points Network
• No annual fee (based on your creditworthiness)(3)

TERMS & CONDITIONS:

We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.
(1) You must be enrolled in online banking to access "My HAS Advantage Visa Account". Enroll at usbank.com
(2) Accounts must be open and current to earn and redeem points. Points earned on net spend (purchases minus credits and returns).
(3) The APR may vary, and as of 5/2013, the variable APR for Purchases and Balance Transfers is 11.99%–23.99% (based on your creditworthiness). The variable APR for Cash Advances is 23.99%. Cash Advance Fee: 4% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 4% of each cash amount, $20 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. Annual fee: $0 or $29 based on your creditworthiness when you open your account. Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars and 3% of each foreign purchase transaction or foreign ATM advance transaction in a foreign currency.
The creditor and issuer of the HAS Advantage Visa Rewards Card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

© 2013 U.S. Bank. All rights reserved.

Your privacy and security are important to U.S. Bank and we are committed to protecting your information. Learn more at www.usbank.com/privacy

U.S. Bank Focus

U.S. Bank Mobile
Connect to your card account – anytime, anywhere

The U.S. Bank Focus mobile app makes it easy for you to manage your money on the go. It’s safe, secure and best of all, it’s free. Download the app today and check out these great features:

• Check Your Balance – Get up-to-the-minute balance and transaction detail
• View Transactions – Description, date, and total dollar amount of transaction
• Enroll and manage Text Alerts
• ATM Locator – Find the nearest ATM based on location or zip code
• Single Login – Access your card account on your phone using the same password you setup online

Enjoy Safety and Security – Built using the highest standards of mobile web security – you can feel confident that your card account number and private information are never stored on your phone.

U.S. Bancorp Investments

U.S. Bank Mobile
Access your investments anytime, from anywhere with U.S. Bancorp Investments Mobile. With the Mobile app you can access your accounts, place trades, and get quotes and market news.

Key features:
- Review your account balances, holdings and transaction history
- Check the status of open orders
- Trade stocks and options
- Get stock quotes, company news and charts
- Keep up to date on market news and market movers

Important Notices
If you are a U.S. Bancorp Investments client who uses Investments Connect Online, download the Mobile app and log in using your ID and password. You can also register for online access at onlineinvesting.usbank.com. By downloading and using this app, you agree to the current Terms & Conditions (view at onlineinvesting.usbank.com/PDF/Mobile_Investing_Customer_Agreement.pdf).

U.S. Bancorp Investments is committed to protecting your privacy and security. View our privacy pledge at usbank.com/pdf/usbi/USBancorp-Investments-Privacy-Pledge.pdf. Learn more about online and mobile security at usbank.com/privacy/security.html.

The Fine Print
The Mobile app is free to download. Your mobile carrier may charge access fees depending upon your individual plan. Web access is needed to use this Mobile app. Check with your carrier for specific fees and charges.

© 2013 U.S. Bancorp

Investment products are: Not a Deposit | Not FDIC Insured | May Lose Value | Not Bank Guaranteed | Not Insured by any Federal Government Agency

Investment products and services are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank. U.S. Bank is not responsible for and does not guarantee the products, services, or performance of affiliates or third parties. This represents a summary of your investments and has been provided for your convenience. The prices/information contained herein have been obtained from sources believed reliable and although every attempt has been made to make it as complete as possible, its accuracy is not guaranteed by U. S. Bancorp Investments, Inc., and should not be considered replacement for official documents such as trade confirmations, account statements, and 1099 forms, that should be retained for tax purposes. Information as to current ownership and cost basis of assets not held at U.S. Bancorp Investments, Inc., is based upon information provided to the firm by the client. Contact your Financial Advisor to obtain up-to-date price information before making investment decisions. Past performance is no guarantee of future results.

Links
U.S. Bancorp Investments Web Site [onlineinvesting.usbank.com]
U.S. Bancorp Investments Support [usbank.com/investments-wealth-management/investments-connect-live.html

LANPASS Visa

U.S. Bank Mobile
The LANPASS Visa App provides secure one-touch access to instantly apply for and manage your LANPASS Visa Card.

LANPASS VISA SIGNATURE ®CARD BENEFITS:
• 1 Mile for every net $1 you spend
• 20,000 Bonus Miles with your first card use(1)
• $0 intro annual fee the first year;* $75 thereafter(2)
• 20% discount on LAN purchase (up to $1,000) 1 time per year(3)

TERMS & CONDITIONS
We may change APRs, fees, and other Account terms in the future based on your experience with U.S. Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law. Available to US residents only.
(1) One-time new LANPASS Visa Cardmember First Use Miles will be awarded when you pay your annual fee or use your card for purchases. Please allow 6 to 8 weeks for First Use Miles to be credited to the primary cardmember’s LANPASS Mileage account. LANPASS Visa Card must be open and in good standing at the time of the Mileage award. This offer is valid for new LANPASS Visa Card accounts only. Previous accounts closed within the last 12 months will be reopened and no First Use Bonus Miles will be awarded. This offer may not be combined with any other enrollment offer. If you are eligible, you will receive the LANPASS Visa Signature® card and receive 20,000 First Use bonus miles when the first purchase is made. If you are not eligible for the LANPASS Visa Signature® card, you will be considered for the LANPASS Visa® card and receive 15,000 First Use bonus miles when the first purchase is made. If you are not eligible for the LANPASS Visa® card, you will be considered for the LANPASS Visa Secured card and receive 10,000 First Use bonus miles when the first purchase is made. The Secured card requires a minimum deposit of $300 provided by the cardmember that will be held in a security deposit account. Full details of the Secured card will be provided upon qualified status.
(2) The APR may vary and as of 3/1/13, the variable APR for Purchases and Balance Transfers is 12.99%-19.99% (based on your creditworthiness). The variable APR for Cash Advances is 23.99%. Cash Advance fee: 4% of each advance amount, $ 5 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 4% of each cash amount, $10 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. The introductory annual fee is $0 for the first year, and after that $25-$75. Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% for each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency.
(3) Cardmembers will receive a discount each year on their first LAN Airlines or its Affiliate carriers’ purchase transaction made with a LANPASS Visa Credit Card: 10% discount for LANPASS Visa Cards and 20% discount for LANPASS Visa Signature Cards. Discount applies to qualified LAN Airlines and affiliated carriers purchases directly from LAN Airlines, its affiliated carriers, or LAN.com. Only applicable to ticket purchases on lan.com, through LAN’s Call Center and Sales Offices, as well as travel sites, partners and wholesale travel brokers holding a promotional agreement with US Bank. The discount will appear automatically as “LAN Discount” on the cardmember’s LANPASS Visa Card statement no later than the second billing cycle following the date of the transaction. This discount will be applied annually and will be renewed each calendar year. The maximum discount per year is equal to $500 for the LANPASS Visa Cards and LANPASS Visa Secured Cards and $1,000 for the LANPASS Visa Signature Card. The LANPASS Visa Card Account must be open and in good standing at time the discount is applied.
The creditor and issuer of the LANPASS Visa Cards is U.S. Bank National Association © 2013 U.S. Bank. All rights Reserved.

www.usbank.com/privacy

Polaris Visa

U.S. Bank Mobile
TAKE THE TRAIL MORE REWARDED! ENJOY THE POWER THAT COMES WITH A POLARIS® VISA® CARD

The Polaris Visa App gives you one-touch access to apply for and manage your Polaris Visa Card account. If approved for instant credit, you can shop right away and earn points on all of your purchases at Polaris dealerships!(1) Turn points into Polaris Cash(2) redeemable at participating Polaris dealerships.

Once you complete the application process using the Polaris Visa App and if you are approved, a virtual card* can be loaded to your phone. Simply show the virtual card to the Polaris sales associate at checkout. You can use your virtual card every time you shop at Polaris Dealerships until your Polaris Visa Card arrives in the mail. The virtual card will be displayed for 30 days or until you activate the Polaris Visa Card, whichever comes first.

FEATURES:
• POLARIS VISA CARD APPLICATION: A paperless, secure credit card application
• INSTANT CREDIT: You will know within minutes if you’re approved!
• MY POLARIS VISA ACCOUNT: Access and manage your Polaris Visa Card account anywhere, anytime.
• QUICK LINK TO polaris.com

POLARIS VISA CARD BENEFITS:
For every $1 of net purchases on your card, you’ll earn:
• 2 points at Polaris Dealerships(1)
• 2 points at Gas Stations(1)
• 1 point everywhere else Visa is accepted

TURN YOUR POINTS INTO POLARIS CASH.(2) Once you have earned 2,500 points, you can redeem them for $25 in Polaris Cash, which can be used at participating Polaris dealerships.

TERMS & CONDITIONS:
*Subject to instant credit approval.

(1) Net purchases are purchases minus credits and returns. Transactions qualify for additional points based on how merchants classify the transaction. As U.S. Bank cannot control how merchants choose to classify transactions, U.S. Bank cannot guarantee that a transaction will qualify. Additional points categories are subject to change. Upon approval, full details will be provided in your Cardmember Agreement. U.S. Bank does not control which Polaris dealerships participate in the Polaris Visa Rewards program or accepts Polaris Cash certificates earned through card use. Ask the Polaris dealership before a purchase is made to verify participation in the earning of the 2% of Net Purchases at Polaris dealerships versus earning of 1% of Net Purchases. Points will not be awarded for balance transfers, cash advances, other Account advances and other non-purchase transactions as defined in the Cardmember Agreement.

(2) Polaris points that are not redeemed expire 3 years from the date earned on December 31 of the expiration year, and Polaris Cash certificates expire 180 days after they are issued. Call Cardmember Service at 1-877-828-4726 to request your Polaris Cash certificate(s). Allow three to four weeks for delivery of your Polaris Cash certificate(s). Polaris Cash certificates can be used at any participating, authorized Polaris dealerships in the United States. Ask the Polaris dealership before a Polaris Cash certificate is redeemed to verify participation in the Program.

Your privacy and security are important to U.S. Bank and we are committed to protecting your information. Learn more at www.usbank.com/privacy

U.S. Figure Skating Visa

U.S. Bank Mobile
The U.S. Figure Skating Visa App gives you one-touch access to apply for and manage your U.S. Figure Skating Visa®. Once you complete the application process using the app, you’ll be notified of your application status via U.S. Mail within 7-10 business days

FEATURES:
• U.S. Figure Skating VISA CARD APPLICATION: A paperless credit card application. Your information is 100% secure.
• MY U.S. Figure Skating VISA ACCOUNT: Access and manage your U.S. Figure Skating Visa card account anywhere, anytime.(2)
• SHOP anywhere Visa is accepted, including U.S. Figure Skating: Visit usfsashop.com!

CARD BENEFITS:

• Earn 1 Rewards Point for every net $1 spent on everyday purchases everywhere Visa is accepted(1)
• Redeem points for travel, merchandise, gift certificates, cash back and more!
• Redeem points sooner – start redeeming with just 1,500 points.

TERMS & CONDITIONS:

(1) Rewards points earned on net purchases (purchases minus credits and returns). Account must be open and in good standing to earn and redeem rewards points.
(2) You must be enrolled in online banking to access "My U.S. Figure Skating Visa Account". Enroll at usbank.com

The creditor and issuer of the U.S. Figure Skating Visa Card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.
© 2014 U.S. Bank National Association. All rights reserved.

Your privacy and security are important to U.S. Bank and we are committed to protecting your information. Learn more at www.usbank.com/privacy

Greater Twin Cities United Way

U.S. Bank Mobile
We LIVE UNITED

Greater Twin Cities United Way creates a better life for us all by focusing on three key areas: Basic Needs, Education and Health.

We attack poverty on multiple, interconnected fronts to achieve lasting change. We LIVE UNITED by collaborating with partner agencies, corporations, community leaders and people like you.
United Way serves people living in or near poverty in nine counties: Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Ramsey, Scott and western Washington. Making a gift to United Way is the most effective way to help the whole community.