Savings apps to help you keep more of what you earn

Save for college, retirement, or just a rainy day with apps that make it easier to focus on the big picture of your finances. Help your money grow with tools for budgeting, bill tracking, and improving your financial health over time.

Digit automatically adds a small amount to your savings every day, helping you stay on track toward your financial goals. Set aside money into a dedicated account for bills, and see exactly how much you can spend to stay within your monthly budget. You can also open a long-term investing account, or start a Roth or Traditional IRA.

Acorns helps new investors get their feet wet by making it easy to set aside small amounts. We love the option to invest your change: Link your debit or credit card to your Acorns account, and the app will round up your purchases to the next dollar (for example, if you buy a $3.75 coffee, Acorns will invest 25 cents). Your money can go into the stock market or straight into a retirement account.

Sign up in minutes, then start investing with a $10 minimum deposit. Customize your risk level for investments in stocks and bonds, or save for retirement with a traditional or Roth IRA. Betterment can even help you identify socially responsible companies. Access everything you need to manage money in one place, from a debit card to financial advice to a 401(k) plan for your business.