Acorns: Save & Invest

314K reviews
Content rating
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About this app

Acorns helps you invest and save for your future. With nearly $4,000,000,000 in Round-Ups® invested and counting, we are an ultimate investing & money-saving app. Get started in minutes, and give your money a chance to grow.

Invest, save, learn, and grow with Acorns.

+ MIGHTY OAK DEBIT CARD - Give your money a chance to grow with the Mighty Oak Visa debit card by Acorns and Dwayne Johnson. Exclusive perks: Earn 3.00% - 5.00% APY on your money, and personalize your limited edition, tungsten metal Mighty Oak card.

+ INVEST FOR YOUR FUTURE - Your money is automatically invested into one of our diversified, ETF portfolios, built by experts and recommended for you. Plus, easily personalize your investments with a Bitcoin-linked ETF and a Custom Portfolio, which allows you to invest in stocks from the top 100+ public US companies.

+INVEST THE CHANGE® - Invest spare change automatically each time you make a purchase with Round-Ups®.

+ INVEST FOR YOUR KIDS - Start investing for your kids' futures with Acorns Early, an UTMA/UGMA investment account for kids.

+ TEACH YOUR KIDS' MONEY SKILLS - Grow your kids' money skills with the GoHenry debit card and learning app made just for them. Kids get their own debit card, parents can set spending limits, get real-time notifications when kids spend, and instantly send money to kids' accounts. Valued at up to $9.98/mo, GoHenry is included in Acorns Premium.

+ INVEST FOR RETIREMENT - Save money for retirement with our easy IRA investing options, featuring SEP, Traditional, and Roth plans.

+ EARN REWARDS - Shop 15,000+ brands and receive bonus investments and exclusive deals from your favorite brands. Earn limited-time referral bonuses of up to $1,200.

+ GROW YOUR KNOWLEDGE - Custom financial literacy content right in your app. Learn how to grow your money, investment & savings strategies, and more.

MISSION: With benevolence and courage, we look after the financial best interests of the up-and-coming, beginning with the empowering, proud step of micro-investing.

INVESTING PHILOSOPHY: The time-tested power of compounding, diversification, and sticking with it gives your money a chance to grow long term.

BACKED BY: Investors like Blackrock, PayPal, Dwayne Johnson, and Ashton Kutcher.

SECURITY: Acorns Securities, LLC is a member of SIPC. Securities in your account are protected up to $500,000. For details, please see SIPC does not protect against market risk, which is the risk inherent in a fluctuating market. Acorns checking accounts are FDIC-insured up to $250,000 through Lincoln Savings Bank or nbkc bank, Members FDIC, plus fraud protection, 256-bit data encryption, and all-digital card lock. Learn more about how FDIC protection works at


We bundle our products and education into subscription plans — each curated to meet you where you are. No hidden costs or transaction fees — just one, transparent monthly payment to start growing your oak.

Acorns Personal ($3/mo): Investing tools to get you started on your financial journey. Includes features like Round-Ups®, an expert-built diversified portfolio, a retirement account, a checking account that saves and invests for you, and more.

Acorns Personal Plus ($5/mo): Everything included in Acorns Personal, plus an Emergency fund, opportunities to get your bonus investments matched by Acorns, courses & videos to help you grow your money knowledge, and live Q&As with investing experts.

Acorns Premium ($9/mo): Everything included in Acorns Personal Plus, plus investment accounts for your kids, GoHenry debit card and learning app for kids, ability to add individual stocks to your already diversified portfolio, a $10,000 life insurance policy, a complimentary Will, and more.


Disclosures are available in the images above and at


5300 California Ave Irvine CA 92617
Updated on
Jun 11, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

306K reviews
minnie crymes
June 5, 2024
When I lock my card in the app it does NOTHING! I UNINSTALL and re-download and the SAME THING is happening; I lock the card, it acknowledged its locked, I leave that page, go back to the page and see that the card is NOT LOCKED like I didnt just activate the card lock! Its completely useless to me that I can't actually utilize one of the most needed features of the app! What the heck!
9 people found this review helpful
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June 7, 2024
We are very sorry to hear that and would like to look into this for you. For your security, please contact us at (855) 739-2859.
May 6, 2024
The app is good. There's a lot to it that's innovative. However, the "reward earning" on this app doesn't seem to work at all. I signed up to Survey Junkie under the idea I would get $15 invested into my account if I redeemed 500 points. I used the link for it, did as told, and it's been 7 days— nothing. It doesn't even indicate if it saw what you did. I tried contacting support, but the chat randomly quit. If this isn't intentional, this needs to be fixed. I'll change my rating when it does.
35 people found this review helpful
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Xavier Restrelm
March 16, 2024
I wish acorns was a bit more like Rocket Money, in that, I wish there was an option that allowed you to turn the spare change into a savings option instead of or in addition to an investment account. the extra 20 cents into a savings fund that is immediately accessible could be useful for some to pay debt, or cover their losses in case of emergency, built off of change; money they won't notice they have to save, just as much as it can add to investing. that is my only complaint. otherwise, good!
195 people found this review helpful
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What's new

We made some small changes so it’s even easier to help your money grow, because we believe small change adds up. Grow your oak!