Acorns: Save & Invest

Acorns

About this app

Acorns helps you invest and save for your future. With over 20 million downloads and $15+ billion invested for our customers since launch, we are an ultimate investing and money saving app. Get started in minutes, and give your money a chance to grow in the background of life.

“Investing is now made for everyone.” - Forbes (1)

Invest, save, learn and grow with Acorns. Receive the tools to help your money grow.

+ INVEST FOR YOUR FUTURE - Invest spare change with automatic Round-Ups®, and invest money in the background of life with recurring investments. Your money is automatically invested into one of our diversified, ETF portfolios, built by experts and recommended for you. Plus, easily personalize your investments with a Bitcoin-linked ETF and a Custom Portfolio option which allows you to invest in stocks from a list of 100+ public U.S. companies. At Acorns, we keep diversification in mind with the belief it can help you make the most of your money.

+ INVEST FOR YOUR KIDS - With Acorns Early, you can start investing for the future of your loved ones. Our UTMA / UGMA investment account for kids features custom Earn rewards and education for families. Invest automatically into a diversified, ETF portfolio, built by experts.

+ INVEST FOR RETIREMENT - Save money for retirement with our easy IRA investing options, featuring SEP, Traditional, and Roth plans.

+ BANK SMARTER - Get an Acorns Checking account and a heavy metal debit card that invests your spare change when you spend and automatically invests a portion of every paycheck. Get paid up to 2 days early when you set up direct deposit with Acorns Checking. Set an Emergency Fund goal and automatically start saving a piece of each paycheck for those surprise expenses.

+ EARN REWARDS - Shop 15,000+ brands and receive bonus investments and exclusive deals on your favorite brands. Search millions of jobs in our Job Finder, and earn exciting, limited-time referral bonuses of up to $1,200. The more you earn, the more you can save and invest! Plus, try our Acorns Earn Chrome Extension to easily, automatically earn investment rewards while you shop from your browser on your phone.

+ GROW YOUR KNOWLEDGE - Custom financial literacy content right in your app. Learn how to grow your money, investment and savings strategies, and more.

SAVE AND INVEST RESPONSIBLY WITH A MISSION-LED PARTNER

MISSION: With benevolence and courage, we look after the financial best interests of the up-and-coming, beginning with the empowering, proud step of micro-investing.

INVESTING PHILOSOPHY: The time-tested power of compounding, diversification, and sticking with it gives your money a chance to grow long term.

BACKED BY: Investors like Blackrock, PayPal, Dwayne Johnson, and Ashton Kutcher.

SECURITY: Acorns Securities, LLC is a member of SIPC. Securities in your account are insured up to $500,000. For details, please see www.sipc.org. SIPC does not protect against market risk, which is the risk inherent in a fluctuating market. Acorns checking accounts are FDIC-insured up to $250,000 through Lincoln Savings Bank or nbkc bank, Members FDIC, plus fraud protection, 256-bit data encryption, and all-digital card lock. Learn more about how FDIC protection works at www.fdic.gov.

NO HIDDEN FEES

Starts at $3 a month.

We bundle our products, tools, and education into straightforward subscription tiers so you can stay focused on investing for the long-term.

From acorns, mighty oaks do grow. Download Acorns now and grow your oak!

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Disclosures are available in the images above and at www.acorns.com/disclosures

Sources:
1. https://bit.ly/3iSAjhs

Ratings and reviews

Great for saving money. Set up auto deposit. Forget about it for a few months/years and you'll see your money grow. My only gripe is how many times I get pop ups for Acorns services. 5 or 6 times after opening the app is just too much. It makes me rush through, get frustrated, and I end up ignoring all of the pop ups. Sometimes notice the pop up was something I'd be interested in as I'm already pressing the x button out of habit.

The user experience in this app has gone down drastically. I don't recommend the app at all actually and would rather check in my desktop browser. It doesn't bother to remember credentials on my personal phone and constantly have to put my password in each time. I haven't bothered to relink my credit card or bank info because it asks for it each and every time.

The app is decent, however, you're prompted to invite a friend, add an additional service, or add more money into Acorns every time you open the app which is annoying and for someone who has a significant amount, ridiculous to have to deal with. Additionally, I have put in $10,500 into the investment account, and after two months, I'm at $10,340. For auto-investing, not too impressed with their performance, but giving it 6 months to gain a better gauge. Keep you posted!

What's new

Introducing Custom Portfolios! Long-awaited and much-requested, Custom Portfolios lets you add individual stocks to your already diversified portfolio. Now included in an Acorns Premium subscription.