Money management can feel overwhelming – but it doesn’t have to. Whether you’re looking to budget better, save more, or simply feel in control of your finances, you’ll want these five apps in your pocket.

At the core of this trusted Intuit app is full access to your finances, from mortgages, taxes, and investments to everyday spending. Track expenses and set budgets by category, check your credit score, and receive personalized advice to help you improve your saving habits. Opt in to bill reminders or schedule payments in-app to avoid late fees.

Behavioral science is at the heart of this goal-oriented app. Customizable rules turn everyday actions into savings triggers: Making a purchase at a designated “guilty pleasure” location or receiving a paycheck can prompt an auto-deposit towards your goals. An optional Qapital debit card unlocks features like direct deposit and bill pay.

Create a categorized budget, visualize money earned or spent, and manage all your subscriptions with this one-stop shop for personal finances. Rocket Money can even negotiate with providers to lower your bills, from car insurance to phone plans. Upgrade to Premium to track your net worth over time, view a full credit report, export data, and more.

Wallet helps you keep tabs on your spending, but where it really shines is communal finances. Subscribers can share an account with up to nine others, and manage money across multiple currencies, cards, and banks. Define budgets to help you save toward goals, and gain financial insights through helpful graphs.

Are you sharing accounts, financial goals, a household, or all three? Co-manage bills, savings, and spending with this couples-oriented app. As you track spending, split expenses, and manage shared budgets, easily control what financial information is shared with your partner. We especially love the option to chat with each other about matters like specific bills in-app (instead of over dinner).