The Latte Factor: Why You Don't Have to Be Rich to Live Rich

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Discover #1 New York Times bestselling author David Bach’s three secrets to financial freedom in an engaging story that will show you that you are richer than you think. Drawing on the author’s experiences teaching millions of people around the world to live a rich life, this fast, easy read reveals how anyone—from millennials to baby boomers—can still make their dreams come true.

In this compelling, heartwarming parable, Bach and his bestselling coauthor John David Mann (The Go-Giver) tell the story of Zoey, a twenty-something woman living and working in New York City. Like many young professionals, Zoey is struggling to make ends meet under a growing burden of credit card and student loan debt, working crazy hours at her dream job but still not earning enough to provide a comfortable financial cushion. At her boss’s suggestion, she makes friends with Henry, the elderly barista at her favorite Brooklyn coffee shop.

Henry soon reveals his “Three Secrets to Financial Freedom,” ideas Zoey dismisses at first but whose true power she ultimately comes to appreciate. Over the course of a single week, Zoey discovers that she already earns enough to secure her financial future and realize her truest dreams—all she has to do is make a few easy shifts in her everyday routine.

The Latte Factor demystifies the secrets to achieving financial freedom, inspiring readers to realize that it’s never too late to reach for your dreams. By following the simple, proven path that Henry shows Zoey, anyone can make small changes today that will have big impact for a lifetime, proving once again that “David Bach is the financial expert to listen to when you’re intimidated by your finances” (Tony Robbins, #1 New York Times bestselling author of Money: Master the Game).
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About the author

David Bach is one of the most trusted financial experts and bestselling financial authors of our time. He has written nine consecutive New York Times bestsellers with over seven million copies in print, translated into nineteen languages, including two #1 New York Times bestsellers, The Automatic Millionaire and Start Late, Finish Rich. The Automatic Millionaire was a runaway bestseller when it was first published, spending thirty-one weeks on the New York Times bestseller list and appearing at number one simultaneously on The New York Times, The Wall Street Journal, USA TODAY, and Bloomberg Businessweek bestseller lists. In addition to his books, David has impacted millions of people over the past two decades through his seminars, speeches, newsletters, and thousands of media appearances. He is the cofounder of one of America’s fastest-growing Registered Investment Advisors, AE Wealth Management, and the founder of FinishRich Media, a company dedicated to revolutionizing the way people learn about money. Learn more at DavidBach.com.

John David Mann is coauthor of the beloved classic The Go-Giver, which has sold nearly a million copies in twenty-six languages and was awarded the 2017 Living Now Book Award’s Evergreen Medal for its “contribution to positive global change.” His books have sold more than 2 million copies and have earned the Nautilus Award, the Axiom Business Book Award Gold Medal, and Taiwan’s Golden Book Award for Innovation. Learn more at JohnDavidMann.com.
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Additional Information

Publisher
Simon and Schuster
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Published on
May 7, 2019
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Pages
160
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ISBN
9781982120245
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Language
English
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Genres
Business & Economics / Personal Finance / Budgeting
Business & Economics / Personal Finance / Money Management
Business & Economics / Personal Success
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Content Protection
This content is DRM protected.
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Eligible for Family Library

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From New York Times bestselling author and former Navy SEAL Brandon Webb comes a simple yet powerful five-step guide to transforming your life by making your fears work for you instead of against you.

Brandon Webb has run life-threatening missions in the world's worst trouble spots, whether that meant jumping out of airplanes, taking down hostile ships on the open sea, or rolling prisoners in the dead of night in the mountains of Afghanistan. As a Navy SEAL, he learned how to manage the natural impulse to panic in the face of terrifying situations. As media CEO and national television commentator, he has learned how to apply those same skills in civilian life.

Drawing on his experiences in combat and business, along with colorful anecdotes from his vast network of super-achiever friends from astronauts to billionaires, Webb shows how people from all walks of life can stretch and transcend their boundaries and learn to use their fears as fuel to achieve more than they ever thought possible. "Fear can be a set of manacles, holding you prisoner," writes Webb. "Or it can be a slingshot, catapulting you on to greatness."

The key, says Webb, is not to fight fear or try to beat it back, but to embrace and harness it. In the process, rather than being your adversary, your fear becomes a secret weapon that allows you to triumph in even the most adverse situations. In Mastering Fear, Webb and his bestselling coauthor John David Mann break this transformation down into five practical steps, creating a must-read manual for anyone looking for greater courage and mastery in their lives.
As a SEAL sniper and combat veteran, Webb was tapped to revamp the U.S. Naval Special Warfare (SEAL) Scout/Sniper School, incorporating the latest advances in technology and ballistics software to create an entirely new course that continues to test the skills and even the best warriors. In this revealing new book, Webb takes readers through every aspect of this training, describing how Spec Ops snipers are taught each dimension of their art. Trainees learn to utilize every edge possible to make their shot--from studying crosswinds, barometric pressure, latitude, and even the rotation of the Earth to becoming ballistic experts. But marksmanship is only one aspect of the training. Each SEAL's endurance, stealth and mental and physical stamina are tested and pushed to the breaking point.
Webb also shows how this training plays out in combat, using real-life exploits of the world's top snipers, including Jason Delgado, who led a Marine platoon in the Battle of Husaybah and made some of the most remarkable kill shots in the Iraq War; Nicholas Irving, the U.S. Army Ranger credited with thirty-three kills in a single three-month tour in Afghanistan; and Rob Furlong, who during Operation Anaconda delivered the then-longest kill shot in history.
During Webb's sniper school tenure, the course graduated some of the deadliest and most skilled snipers of this generation, including Marcus Luttrell (Lone Survivor), Adam Brown (Fearless), and Chris Kyle (American Sniper). From recon and stalk, to complex last minute adjustments, and finally the moment of taking the shot, The Killing School demonstrates how today's sniper is trained to function as an entire military operation rolled into a single individual--an army of one.
What’s the secret to becoming a millionaire?
 
For years people have asked David Bach, the national bestselling author of Smart Women Finish Rich, Smart Couples Finish Rich, and Start Late, Finish Rich what’s the real secret to getting rich? What’s the one thing I need to do?
 
Now, in the newly revised The Automatic Millionaire, expanded and updated, David Bach is sharing that secret.
 
The Automatic Millionaire starts with the powerful story of an average American couple--he’s a low-level manager, she’s a beautician--whose joint income never exceeds $55,000 a year, yet who somehow manage to own two homes debt-free, put two kids through college, and retire at 55 with more than $1 million in savings. Through their story you’ll learn the surprising fact that you cannot get rich with a budget! You have to have a plan to pay yourself first that is totally automatic, a plan that will automatically secure your future and pay for your present.
 
What makes The Automatic Millionaire unique:
 
·        You don’t need a budget
·        You don’t need willpower
·        You don’t need to make a lot of money
·        You don’t need to be that interested in money
·        You can set up the plan in an hour
 
David gives you a totally realistic system, based on timeless principles, with everything you need to know, including phone numbers, websites and apps, so you can put the secret to becoming an Automatic Millionaire in place from the comfort of your own home.
 
This powerful little book has the potential to secure your financial future. Do it once--the rest is automatic!
 
#1 New York Times bestseller with over 1.5 Million Copies Sold
 
The Automatic Millionaire is one of the most popular financial books of our time.  It was a runaway hit when it was first published in 2004, spending thirty-one weeks on the New York Times bestseller list and appearing at at number one simultaneously on the New York Times, USA Today, BusinessWeek, and Wall Street Journal business bestseller lists. It has sold over 1.5 million copies and been translated around the world in over a dozen languages.  This is the first update since 2005 and includes updated information on taxes, investments, technologies and apps to automate your financial life as well as David’s latest systems for making the entire process even easier.
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