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A primary purpose of the Debt Collection Improvement Act (DCIA) of 1996 is to maximize collections of delinq. nontax debt owed to the Fed. gov't. Also, it aims to reduce losses arising from debt mgmt. by requiring proper screening of potential borrowers & sharing of info. within & among Fed. agencies. DCIA bars delinq. Fed. nontax debtors from obtaining certain loans, loan insur., or loan guarantees until the debtors resolve their delinq. This report addresses the advantages & disadvantages of major information sources currently available or under development that Fed. credit agencies & lenders can use to identify delinq. Fed. debtors for the purpose of denying them additional Fed. financial assist.
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