Digital Financial Inclusion and Regulation

· Taylor & Francis
電子書籍
194
ページ
利用可能

この電子書籍について

This book explores the various considerations for achieving an effective regulatory strategy to improve financial access and usage in Nigeria and beyond. Gaps in the legal and institutional framework for digital financial services (DFS) as well as the barriers that contribute to financial exclusion are identified as are the policy changes needed to provide more extensive, accessible and sustainable financial inclusion value. In addition, the book covers divergent themes around the use of and insights for regulating industry financial services providers and challenger entities that herald industry disruption.

The book adopts three research methods. The doctrinal research method is used to buttress the law and development analysis and the themes around regulation, adoption and usage of financial services. To elucidate the application of financial innovations, comparative case studies are drawn from selected jurisdictions including Kenya, South Africa, Ghana, The Philippines, Brazil, Mexico, Uganda, Pakistan, India, and Bangladesh. Lastly, using the empirical research method, the author reports the burden experienced by the residents of a community without banks in accessing finance. Included in this discussion are the barriers to finance as well as the coping strategies adopted by the community residents to access formal and informal finance.

著者について

Ogochukwu Monye is a technology law specialist with expertise in digital financial inclusion. She is a senior law lecturer at the University of Benin, Nigeria with a well-rounded experience in research, litigation, consulting, government and advocacy roles. She holds an LLB from the University of Nigeria, an LLM from the Queen Mary University of London, and a PhD from the University of Cape Town, South Africa. Her research published in journals, book chapters and technical reports traverses access to finance, Fintech, consumer protection, digital inclusion and gender bias, recourse mechanisms, data privacy, telecommunications law, regional trade in Africa, e-health and IP, clean energy transition and e-commerce. She also researches the opportunities and challenges around emerging technologies including peer-to-peer lending, cryptocurrency, CBDCs, API, blockchain, artificial intelligence, Internet of Things and digital identification.

この電子書籍を評価する

ご感想をお聞かせください。

読書情報

スマートフォンとタブレット
AndroidiPad / iPhone 用の Google Play ブックス アプリをインストールしてください。このアプリがアカウントと自動的に同期するため、どこでもオンラインやオフラインで読むことができます。
ノートパソコンとデスクトップ パソコン
Google Play で購入したオーディブックは、パソコンのウェブブラウザで再生できます。
電子書籍リーダーなどのデバイス
Kobo 電子書籍リーダーなどの E Ink デバイスで読むには、ファイルをダウンロードしてデバイスに転送する必要があります。サポートされている電子書籍リーダーにファイルを転送する方法について詳しくは、ヘルプセンターをご覧ください。