About this ebook
The ‘Inclusion’ of the excluded has two dimensions viz., Spatial or geographical inclusion and Human inclusion. From economic growth perspectives, the term ‘Inclusive inclusion’ requires a holistic inclusion of area qualitatively with the integrated productive connectivity infrastructure for running sustainable economic activities. This Aside, from development orientation, as a corollary to the so called inclusive inclusion demands a comprehensive human development of the people in the included habitation. In the context of nonappearance of these qualitative dimensions of inclusive inclusion, any claim, with mere numerically supported inclusion, for any inclusion oriented intervention for that matter, be it concerned with social, education, health and financial one, symbolizes only a “Mystic inclusion.” A critical analysis has been made on a slew of empirically tested evaluative findings for demystifying the hidden truth on the impact of the inclusion. As a way forward, Bharthya approach is suggested focusing on Indianization of planning system at district level and indigenization of the product and services that suit the marginalized people at the bottom level of poverty pyramid, has been made for facilitating candid inclusion from ‘Make in India’ perspectives. Towards this end, for the benefit of the research students and academic institutions, some useful hypotheses on the inclusion and poverty are presented for testing in future studies and developing new theories for filling large gap on the subject in social science.
About the author
Dr. V. Rengarajan received Doctorate in economics from Pondicherry Central University. M Phil from university of Madras. Served as researcher in Economics Department in University of Madras for 10 years, and in Madras Institute of Development studies (MIDS)for 2 years. As a senior economist, in charge of Economic Research dept in a nationalized bank (Indian Overseas Bank) formulated District Credit Plans and conducted a number of research and evaluation studies pertaining to financing for microenterprise development in rural area and micro financing for poverty reduction programmes for 25 years. As a professional international consultant in Micro finance, for APRACA/IFAD (Asia Pacific Rural and Agricultural Credit Association Consultant Services,) Jakarta, Indonesia.. and Agricultural Finance Corporation Ltd,(AFC) Mumbai, India as state consultant, conducted evaluation and research studies connected to microfinance in many Asian countries.. Advisor to a national NGO for research and evaluation on Micro financing and SHG programmes in Tamil Nadu and Jharkhand states. Invited for guest lectures in national and international universities and as resource person for international workshops in Bangkok(APRACA), South Korea(Kon kun University) & USA(Rockherst university). Presented about 70 technical papers on rural banking and micro financing in national and international conferences /seminar/workshops/.
Also acted as visiting professor to Mrs. Helena Kaushik women’s PG college in Rajasthan. Recently, as a senior consultant to NGO Hand in Hand Chennai and presently to Madras Institute of development studies for doing impact evaluation NABARD. funded projects and conduct of ICSSR Orientation programme for PhD scholars and faculty members, Guidance to PhD students doing research studies on Microfinance and inclusion. Delivered three lectures on research methodology at orientation programme for research students and faculties in social science studies at Madras Institute of development studies Chennai.
