Dr. Sreemoyee Guha Roy is an Assistant Professor in the Morning section in the Department of Commerce in St. Xavier’s College (Autonomous), Kolkata. She is also Guest Lecturer in many other postgraduate disciplines in various other colleges. She has a PhD in Commerce (specialised in Accounting and Finance) from University of Calcutta. Her primary area of interest is Microinsurance,Rural Development, Financial Inclusion, Microfinance, Microsavings and microcredit amongst others. She is also an Associate Editor to four international research journals. She has a teaching experience of almost 10 years. She has published over twenty scholarly research paper in various peer reviewed national and international journals. She has also presented papers over twenty-five papers in international and national conferences. She has also received the Best Paper Award at an international seminar. Her debut book “Microinsurance:Including the Excluded” was published in 2015.