The finite difference formulation and method of solution is presented for a wide variety of fluid flow problems with associated heat transfer. Only a few direct results from these formulations are given as examples, since the book is intended primarily to serve a discussion of the techniques and as a starting point for further investigations; however, the formulations are sufficiently complete that a workable computer program may be written from them. In the appendixes a number of topics are discussed which are of interest with respect to the finite difference equations presented. These include a very rapid method for solving certain sets of linear algebraic equations, a discussion of numerical stability, the inherent error in flow rate for confined flow problems, and a method for obtaining high accuracy with a relatively small number of mesh points.