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The passion and sense of urgency with which Ray and Shirley Noftsinger operate their counseling programs extends far beyond their own needs. Its never been about us, says Ray. When we became blessed abundantly through a sales contract I received, we asked the Lord what He wanted us to do with the excess. He told me, Get my people out of debt!
Establishing their ministry from Isaiah 58:6 as it applies to debt, Shirley and Ray have ministered nationwide. Since 1996 over fifteen thousand families in debt from all backgrounds and faiths have become debt free. Their desire to counsel, educate, and set people free from financial oppression is the driving force to their ministry. Through extensive study of spiritual laws, which tap the continuous flow of Gods covenant promises, Shirley and Ray live as an example of the covenant of financial blessing provided in scriptures with all balances, of course, Paid In Full.
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Ray Noftsinger, the founder of Harbour Credit Counseling, graduated from Virginia Tech and has forty years of financial experience. Ray is Past President of a Nationwide Debt Management Association and has been featured on specials for Christian television and radio.
Shirley Noftsinger, co-founder, holds a master’s degree from Kent State University and spent fifteen successful years as a single parent. Her prospering is a result of her faith in the covenant blessings from the Lord Jesus outlined in this book.
Ray Noftsinger, the founder of Harbour Credit Counseling, graduated from Virginia Tech and has forty years of financial experience. Ray is Past President of a Nationwide Debt Management Association and has been featured on specials for Christian television and radio.
Shirley Noftsinger, co-founder, holds a master’s degree from Kent State University and spent fifteen successful years as a single parent. Her prospering is a result of her faith in the covenant blessings from the Lord Jesus outlined in this book.
