RON SCHULTZ is the founder and Executive Director of the microfinance/micro-enterprise lending program, Entrepreneurs4Change, the Social Enterprise Zone, and Lending4Change, providing entrepreneurial education as well as a neighbor-to-neighbor lending program for social businesses. He is the author of over twenty books, including Adjacent Opportunities – Sparking Emergent Social Action, Unconventional Wisdom, and Open Boundaries: Creating Business Innovation through Complexity.