Some Aggressive Ways to Fix Your Credit

Carolyn Warren

noy 2009 · Pearson Education

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This Element is an excerpt from Homebuyers Beware: Who’s Ripping You Off Now?--What You Must Know About the New Rules of Mortgage and Credit (ISBN: 9780137020164) by Carolyn Warren. Available in print and digital formats.

Three powerful, aggressive, and 100% legal ways to improve your credit rating--starting right now!

Here’s the reality--the insider information I never see written on credit bureau or government Web sites or so-called helpful articles about credit. Late payments may--not must--be reported to credit bureaus. And if someone at Visa wants to not report my one-day-late payment, that is their prerogative. It’s not illegal and it’s not lying....

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Carolyn Warren is author of the best-selling Mortgage Rip-Offs and Money Savers, a book that became The Washington Post’s August 2008 Book Club pick-of-the-month, and was reviewed in many of the nation’s leading newspapers. Warren has more than a decade of experience in the mortgage industry and worked for some of the nation’s leading retail and wholesale lenders. She has appeared on many radio talk shows, including Bob Brinker’s national Money Talk, and The Gil Rose Show in San Francisco.