ELLIE KAY is a financial expert on Good Money (ABC NEWS) and best-selling author of more than a dozen books and hundreds of magazine articles. She’s a regular media guest on CNBC, CNN, and Fox News, and has been featured on ABC Nightline, Your World with Neil Cavuto, and Fox and Friends. Her radio commentary for Focus on the Family airs on more than two thousand radio outlets around the world. She and her husband are the parents of seven children and live in Southern California. Visit her Web site at EllieKay.com.