Rich AF: The Winning Money Mindset That Will Change Your Life

Vivian Tu

Dec 2023 · Sold by Penguin

About this ebook

NEW YORK TIMES BESTSELLER

From TikTok star and Your (favorite) Rich BFF Vivian Tu, the definitive book on personal finance for a new generation

When Vivian Tu started working on Wall Street fresh from undergrad, all she knew was that she was making more money than she had ever seen in her life. But it wasn’t until she found a mentor of her own on the trading floor that she began to understand what wealthy people knew intuitively—the secrets to beating the proverbial financial game that has, for too long, been male, pale, and stale.

Building on the lessons she learned on Wall Street about money and the markets, Vivian now offers her best personal finance tips and tricks to readers of all ages and demographics, so that anyone can get rich, whether you grew up knowing the rules to the game or not. Vivian will be your mentor, dispensing fresh, no-BS advice on how to think like a rich person and create smart money habits. Throughout the pages of Rich AF, Vivian will break down her best recommendations to help you:

• Maximize your earnings to get more out of your 9-to-5
• Understand the differences between savings accounts, and where you should keep your money
• Identify the tax strategies and (legal) loopholes you need to retire in style
• Overcome investing fears to secure wealth for generations

And much more!

Rich AF will equip readers with the tools and knowledge to not only understand the financial landscape, but to build a financial strategy of their own. And with Your Rich BFF at your side, you’ll be able to start your financial journey already in an affluent mindset, making the most of your money and growing your wealth for years to come.

Ratings and reviews

Just finished reading this book, and I loved it! I've read a few finance books, which can be boring, but this book takes it to a whole new level. Ms. Tu walks you through everything in a clear and engaging manner. She addresses everything from debt to budgeting to brokerage accounts to understanding what indexes are, etc. She is very insightful and has an art for explaining concepts in plain language with no holds barred. This is a must-read!

This is the woman who gave bad legal advice as someone who isn't a lawyer. I wouldn't take advice from someone who views all her friendships through a cost benefit analysis.

About the author

Vivian Tu is a former Wall Street trader-turned-expert, educator, public speaker, host, entrepreneur, media powerhouse, and founder and CEO of the financial equity platform Your Rich BFF. Since posting her first TikTok video in 2021, her dedication to promoting financial literacy has earned her crossplatform fame with over six million followers and counting, as well as honors on both the Forbes “30 Under 30—Social Media” (2023) and inaugural “Top Creators” (2022) lists. Vivian’s financial prowess and natural speaking talents have culminated in the debut of her podcast, Networth and Chill, which has climbed to the top of the business podcast charts. Vivian has brought her talent for making finance approachable to panels, keynote presentations, and brand campaigns and partnerships. She currently splits her time between Miami, Florida, and New York City.