This is NOT just another money book. Personal finance expert Rachel Cruze brings an all-new approach to the traditional money rules, and it all starts with your mindset.
Go beyond the Ramsey Baby Steps and get to the root of all of your decisions—your mind, your behaviors, and your beliefs— so you can change your money mindset for good.
You may already know how to make the right money decisions, BUT you probably still find yourself slipping into impulse purchases, dipping into savings, disagreeing on your budget with your spouse, and wondering “Why did I do that?!” If so, this book is for YOU. Rachel Cruze explains the psychology, strengths, and challenges that come with each of her brand-new Seven Money Tendencies:
Saver or Spender
Nerd or Free Spirit
Experiences or Things
Quality or Quantity
Safety or Status
Abundance or Scarcity
Planned Giving or Spontaneous Giving
Along with discovering where you land on the scale of Seven Money Tendencies, this book also introduces new ways to understand how your parents, your fears, and your beliefs impact your money mindset.
You’ll learn:
Which of the Four Childhood Money Classrooms shaped your personality
How the Six Core Money Fears can drive your most common money mistakes
Why you handle money the way you do, and what to do about it
You DON’T have to white-knuckle your way toward financial freedom. This book will show you how to make taking control of your money so much easier (and fun).
As a #1 New York Times bestselling author and seasoned communicator, Rachel Cruze helps Americans learn the proper ways to handle money and stay out of debt. She’s authored three bestselling books, including Love Your Life, Not Theirs, Contentment Journal, and Smart Money Smart Kids. The daughter of Dave Ramsey, she uses the knowledge and experiences from growing up in the Ramsey household to educate others. She’s the host of The Rachel Cruze Show, which is available on Facebook and YouTube, and of The Rachel Cruze Show podcast, which is available on Apple Podcasts and Google Podcasts.
Dave Ramsey is America’s trusted voice on money and business. He’s authored seven bestselling books: Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership, The Complete Guide to Money, Smart Money Smart Kids and The Legacy Journey. The Dave Ramsey Show is heard by more than 16 million listeners each week on more than 600 radio stations and digitally through podcasts, online audio streaming, and a 24-hour online streaming video channel. Nearly 6 million people have attended Financial Peace University (FPU) classes at their church, military base, local nonprofit organization, or community group.