Dr. M.E. WATERS a/k/a Mary Elizabeth Waters, is a well-known author, speaker, and consultant. She has experienced the challenges of starting a business firsthand. She resides in the state of Maryland. She specializes in teaching women how to start home-based crafts or art related businesses and professional image building. She is also the etiquette consultant to "new" Christian artists. Dr. Waters has been involved with making crafts since she was a small girl in Charleston, South Carolina. She remembers the big beautiful gift baskets, filled with all her favorite goodies that her grandmother often made for her on special occasions. She started at an early age helping her grandmother sew quilts as a hobby. Just like most young girls, she loved to play with dolls, and soon learned how to make her own cloth doll from scrap materials. Many years later, she is still using her skills to create art and craft products. Even though she liked her hobbies and made money from some of them, she realized that her gift was in writing so she began to write newsletters, books, and lyrics to songs. On several occasions, she used her creative skills to design newsletters for civic organizations, and friends. This was her first experience with electronic art and the many ways to use it to create memorable pieces. Her training and experiences taught her how easy it is for anyone with little to no money to start and run their own business. Dr. Waters has conducted seminars on business start-up at many colleges and learning centers throughout the United States including the Learning Annex which is located in the United States and Canada. Dr. Waters holds an honorary doctorate degree. She also holds a master''s degree in management from National-Louis University.