Florida Surplus Lines Insurance Study Manual: 21st Edition

Florida Surplus Lines Service Office

Oct 2025 · FSLSO

About this ebook

The Florida Surplus Lines Insurance Study Manual - 21st Edition serves as Florida's official study guide for the Florida surplus lines licensing exam. This manual, released November 1, 2025, provides a comprehensive overview of the surplus lines industry and is a useful resource guide to anyone seeking information about surplus lines insurance. It specifically addresses such topics as the history of the surplus lines market, regulatory process, distribution systems, and financial analysis of surplus lines insurers. Additionally, the manual includes 75 review questions to help readers prepare for their licensing exam. The edition published in November is intended for the state exam being administered the following January through December.

About the author

The Florida Surplus Lines Service Office (FSLSO) is a not-for-profit entity created by statute and regulated by the Florida Department of Financial Services and the Florida Office of Insurance Regulation.

FSLSO is overseen by a nine-member Board of Governors, responsible for one of the largest surplus lines markets in the U.S. as measured by the billions in premium written annually by the industry in Florida.

In 2024, FSLSO was voted the number one small company of the Best Companies to Work for in Florida by Florida Trend. We are proud to have been in the top ten three years in a row, making us a three-time winner of the Best Companies to Work for in Florida by Florida Trend. Additionally, they were named among the top 100 Best Companies to Work in Insurance by Business Insurance.