Albert: Budgeting and Banking

Albert - Budgeting & Banking

Mayelana nalolu hlelo lokusebenza

INDLELA ELILULA YOKWENZA ISABELO-MALI, IBHNGE, YONGA, NOKUTSHALA
Yonga futhi usebenzise ngobuchule uma uphatha imali yakho no-Albert. Lawula ibhajethi yakho nokusebenzisa imali kuma-akhawunti amaningi, landelela okubhaliselwe, thola izexwayiso ezihlakaniphile zokonga okwengeziwe futhi usebenzise imali encane, yonga futhi utshale ngokuzenzekelayo, thola kufikela ku-$250 ekukhavelweni kwe-overdraft, qapha ubuwena nesikolo sakho, kanye nochwepheshe bezezimali.

U-Albert akalona ibhange. Bona ukudalulwa ngezansi.

YAZI LAPHO IMALI YAKHO IYAPHI
• Lawula ibhajethi yakho yanyanga zonke
• Imibono eqondene nokusetshenziswa kwemali
• Landelela izikweletu nokubhaliselwe
• Bona wonke ama-akhawunti akho endaweni eyodwa

IBENZA NGENJANI
• I-overdraft ifika ku-$250
• Khokhwa kuze kube yizinsuku ezi-2 ngaphambi kwesikhathi ngediphozithi eqondile
• Thola imiklomelo yokubuyisela imali

LONDOLOZA NGOKUHLAKANIPHA
• Ukulondoloza ngokuzenzakalelayo
• Dala futhi ulandelele imigomo
• Thola amabhonasi emali

UKUTSHALWA KWEMALI OKUQONDILE
• Tshala imali ngokuzenzakalelayo
• Thenga izitoko nama-ETF
• Amaphothifoliyo aphethwe

VIKELA IMALI YAKHO
• Ukuvikelwa kobunikazi
• Ukuqapha amaphuzu esikweletu
• Izaziso zesikhathi sangempela

UKUDlulwa
Izinsizakalo zebhange ezihlinzekwa yi-Sutton Bank, iLungu le-FDIC. Ukonga nge-Genius ne-Albert Savings akhawunti (ndawonye, ​​“Savings”) kubanjelwe inzuzo yakho e-Coastal Community Bank, kanye no-Wells Fargo, N.A., Amalungu e-FDIC, ngokulandelana (kanye ne-Sutton Bank, ngayinye “ibhange Lediphozithi”). Ikhadi lasebhange lase-Albert Mastercard® likhishwa yiSutton Bank, ngokulandela ilayisensi yakwa-Mastercard. I-Mastercard kanye nomklamo wemibuthano yizimpawu zokuthengisa ezibhalisiwe ze-Mastercard International Incorporated. Izimali eziku-Albert Cash and Savings zigcinwe kuma-akhawunti ahlanganisiwe eBhange Lediphozithi yazo futhi ngayinye ine-insured ye-FDIC efinyelela ku-$250,000 ngendlela yokudlula. Umshwalense wakho we-FDIC we-akhawunti ngayinye enjalo ungaphansi kokuthi u-Albert agcine amarekhodi anembile, isinqumo esihle se-FDIC njengomamukeli uma iBhange Lediphozithi lihluleka, futhi mayelana neBhange Lediphozithi ngalinye ukuhlanganiswa kwawo wonke amadiphozithi akho anomshwalense agcinwe kulelo bhange Lediphozithi. . Ama-akhawunti e-Albert Investing awaqinisekisiwe nge-FDIC noma awaqinisekiswa yibhange futhi afaka ubungozi bokulahlekelwa.

Ukubhaliswa kwe-Albert kubiza u-$9.99/ngenyanga. Izame izinsuku ezingu-30 ngaphambi kokuthi ukhokhiswe. Inkokhelo yokubhaliselwe kuka-Albert izozivuselela ngokuzenzekelayo kuze kube yilapho ikhanselwa noma i-akhawunti yakho ye-Albert ivaliwe. Khansela noma kunini ohlelweni lokusebenza. Okubhaliselwe kuka-Albert akufaki zonke izici zika-Albert. Bona Imigomo ukuze uthole imininingwane eyengeziwe.

I-Genius, ehlanganisa i-Albert Cash, Savings with Genius, nazo zonke izici zokubhaliselwe kuka-Albert, inemali yokuyilungisa ebiza u-$14.99/ngenyanga. Uzokhokhiswa izinsuku ezingu-30 ngemva kokubhalisa. Vala i-Genius noma vala i-akhawunti yakho ye-Albert noma nini kuhlelo lokusebenza.

Ngokufaka i-overdraft esheshayo amalungu afanelekayo angakhipha imali ku-akhawunti yawo ye-Albert Cash ukuze athenge amakhadi edebithi, ukuhoxiswa kwe-ATM, nokudluliswa kwemali. Imikhawulo iqala ku-$25, ibuyekezwa ngokuqhubekayo, futhi ingaphansi kwezidingo zokufaneleka ngokusekelwe kumsebenzi we-akhawunti yakho yasebhange exhunyiwe, nezinye izici. Umkhawulo omaphakathi ovunyelwe ucishe ube ngu-$95 kusukela ngomhla ka-6/7/24. Akuwona wonke amakhasimende azofaneleka. Ukudluliswa okusheshayo, i-ATM nezinye izinkokhelo zingasebenza.

Izinsizakalo zokuthengisa ezihlinzekwa ngu-Albert Securities, ilungu le-FINRA/SIPC. Izinsizakalo zokweluleka ngokutshalwa kwezimali ezihlinzekwa ngabakwa-Albert Investments. Ama-akhawunti okutshala imali awaqinisekisiwe nge-FDIC noma awaqinisekiswa yibhange. Ukutshala izimali kuhilela ingozi yokulahlekelwa. Ulwazi olwengeziwe ku-albrt.co/disclosures.

Umphumela wesikweletu ubalwa ngemodeli ye-VantageScore 3.0. I-VantageScore 3.0 yakho evela ku-Experian® ikhombisa izinga lengozi yakho yesikweletu futhi ayisetshenziswa yibo bonke ababolekisi, ngakho ungamangali uma umbolekisi wakho esebenzisa amaphuzu ahlukile kune-VantageScore 3.0 yakho.

Yini entsha

We’ve revamped our “Overview” tab, including expanded budgeting features to help you keep track of spending and stay on top of your money, automatically. This update also includes minor bug fixes and feature updates.