4.0
17.7K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Open a Global Bank Account in Minutes, for Free.

Receive, send, exchange, and manage multiple currencies in one app. Open a foreign UK, USand EU bank account from your phone for free.

✅ Instant
✅ No monthly fees
✅ Multilingual Support

Why Grey Stands Out

- Receive your global payments with ease.
- Exchange world currencies at the best rates.
- Send money to your clients and loved ones across 80+ countries.
- Make international payments with a virtual dollar card that just works.
- Generate and send professional invoices to your clients in one tap.

No Boundaries for Your Money

When you open your global bank account with us, you get access to hassle-free global banking.
Whether getting paid for freelance jobs, receiving salaries on time, or paying your tuition, we’ve covered you in multiple currencies.

Global Money Transfer

With Grey, send money to freelancers, business associates, and loved ones anywhere in the world. When you send money with Grey, they'll receive funds swiftly and securely. Plus, our competitive rates mean they get even more.

Easy Foreign Exchange in Seconds

Get the best market exchange rates when you swap with Grey. Track our real-time rates on the rates page. Withdraw your conversions directly into your local bank account and receive them swiftly.

Bill Payments, Simplified

With the Grey app, sorting out your bills has been made easier. From essential utilities to unexpected expenses, ensure every bill is handled on time. Enjoy the peace of mind knowing that all your payments are just a tap away, streamlined, and secure.

Gift Cards

Buy and send gift cards to your loved ones from global stores in just a few taps.

Want to make it unique? Grey lets you add a personalized message, and once you tap send, we'll deliver it straight to your loved ones.

Professional Invoices for Your Global Clients

Craft and send professional invoices with a single tap, ensuring your global clientele experiences seamless and timely transactions. With us by your side, your international payments become swift and straightforward, helping you focus on what you do best.

Around-the-Clock Support

Stay updated with instant push notifications for your transactions. Need assistance? Reach out via our in-app chat or drop us an email at [support@grey.co](mailto:support@grey.co). Our dedicated customer support team is here to assist you 24/7.

Protected and Regulated

We are regulated by FinCEN and FINTrac, so your money is always safe.
Updated on
22 Aug 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Photos and videos, App activity and 2 others
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
17.6K reviews
Gbolahan Jacob Akinola
2 September 2025
SCAM ALERT ... DO NOT USE APP!!! it works for a while, then closes your account when you are making a large transaction. They cancelled my virtual USD card and gave me another one, taking $543 in the process. Sadly, this is the second time it's happening to me. the first time wasn't much lost, so i thought it was a glitch. Customer support inactive.
3 people found this review helpful
Did you find this helpful?
Grey Finance
2 September 2025
Hi Gbolahan,👋 We understand your concern and want to assure you that Grey does not engage in fraudulent activities. Please send us an email at support@grey.co with the details of what happened, and we’ll look into it right away to help resolve the issue.
Charis Ezeh
27 August 2025
has a lot of potential, but unfortunately there's alot of bugs I sent my KYC proof of verification since 3 weeks ago, but up until today, it still hasn't been fixed. I sent emails the moment 48 hours occurred, and I got a response telling me they were going to fix it, but they didn't keep their word. fix your bugs. It's inconsistent and inconvenient for your users
1 person found this review helpful
Did you find this helpful?
Grey Finance
27 August 2025
Hi Charis, 👋 we’re so sorry about the delay with your verification. Please send us an email at support@grey.co with your registered details so our team can follow up and resolve this for you. 🖤
BeeBeeRay
26 August 2025
Hello, it looks cool, way to navigate and smooth, however opening a US bank account isn't working, tax ID required but no space provided for that on the registration page.. I'm still unable to get my US account opened and nobody's willing to assist via Email, in-App chat is just waste of time. Also, i compared the conversion rate with another platform (anonymous) and Grey rate is higher I hope you guys work on these observations I mentioned. Thank you
5 people found this review helpful
Did you find this helpful?
Grey Finance
26 August 2025
Hi 👋 We’re sorry you’re having trouble opening your US account and appreciate your feedback. A tax ID is required to properly set up a US account. As for the fees, they help us keep the service running smoothly while providing reliable transfers. Please email us at support@grey.co so our team can assist you directly with creating a USD account. 🖤

What's new

We've been busy making the Grey app even better, and this version has some exciting updates that will make sending and receiving money around the world smoother than ever.
Here's what's new in Grey v2.7.8:
- Bug fixes & Improvements.
We want you to have the best app experience on Grey, so we've fixed some bugs and made tweaks to keep things running smoothly.
Love,
The Dev Team