PROMISE (THAILAND)

บริษัท พรอมิส (ประเทศไทย) จำกัด

Mayelana nalolu hlelo lokusebenza

Isicelo seselula se-PROMISE sika-Promis (Thailand) Co., Ltd., umhlinzeki wemalimboleko yomuntu siqu ngaphansi kokuqondisa kweBhange LaseThailand, sinikeza amakhasimende anentshisekelo yemalimboleko ye-inthanethi isevisi elula, evikelekile, nefanelekile, kungakhathaliseki ukuthi ukuphi. Inqobo nje uma udinga ukuboleka ukheshi, ungafaka isicelo ngohlelo lwethu lokusebenza. Ukugunyazwa kuzocutshungulwa phakathi nehora elilodwa uma wonke amadokhumenti adingekayo ethunyelwe ngo-6:00 PM futhi kungekho mbhalo noma izinkinga zesistimu. Imali mboleko ingatholwa ngokushesha ngemva kokugunyazwa nokusayinwa kwenkontileka.

Amasevisi Ekhasimende:
- Faka isicelo sokubolekwa imali ngohlelo lokusebenza
- Khulisa umkhawulo wakho wemalimboleko
- Faka isicelo sokukhushulwa kwemali mboleko
- Buka e-Izitatimende
- Khokha izitolimende ngebhakhodi/ikhodi ye-QR kuhlelo lokusebenza

Isithembiso imali ebolekiwe yomuntu siqu ezungezayo ethola izimali ngokudluliselwa ebhange. Ngemva kokukhokhwa, umkhawulo wemalimboleko uzobuyiselwa kuze kube yilapho inkampani imisa okwesikhashana noma inqamula isevisi, ngokuvumelana nemigomo nemibandela eshiwo inkampani. (Umkhawulo ungase ushintshe ngokuya ngemibandela yokugunyaza imali yenkampani. Uma ulwazi lwekhasimende lushintsha, kungase kudingeke imibhalo eyengeziwe.)

Umkhawulo wemalimboleko yomuntu siqu usekelwe ikakhulukazi eholweni lanyanga zonke lekhasimende noma iholo elivamile. Uma imali engenayo yanyanga zonke ingaphansi kuka-30,000 baht, Inani eliphezulu lemalimboleko yesamba semali mboleko alikho izikhathi ezingaphezu kuka-1.5 umholo wakho wanyanga zonke. Uma umholo wakho wanyanga zonke ungama-baht angama-30,000 noma ngaphezulu, inani eliphezulu lemali ebolekiwe alikho ngaphezu kwezikhathi ezi-5 umholo wakho wanyanga zonke noma ama-baht angama-300,000, kuye ngokuthi yikuphi okuphansi.

Izinga lenzalo lonyaka (APR) liyinani eliphansi elingu-15% kanye nenani eliphakeme elingu-25% ngonyaka, ngale ndlela elandelayo:
- Izinga lenzalo: 15% (okuyinhloko esele x 15% x inombolo yezinsuku emjikelezweni ngamunye wokukhokha/365) *yehliswe.
- Imali yokusebenzisa umkhawulo wesikweletu: 0.00% - 10.00% (imali eyinhloko esele x ukusetshenziswa komkhawulo wesikweletu x inombolo yezinsuku emjikelezweni wokukhokha ngamunye/365) *yehliswe.
- Izinketho zokukhokha: Amakhasimende angakhokha inani elincane (300 baht) noma izitolimende (ubuncane bezinyanga ezi-3 nezinyanga ezingama-60). Izitolimende kufanele zikhokhwe ngosuku lomnqamulajuqu olushiwo kusicelo noma ku-invoyisi.

Isibonelo: Izinga lenzalo yemalimboleko. NgoFebhuwari 10, 2023, ikhasimende lasayina isivumelwano semalimboleko ngomkhawulo wesikweletu wama-baht ayi-10,000. 3 izitolimende
- Umkhawulo wesikweletu we-10,000 baht, dlulisela i-10,000 baht ku-akhawunti yekhasimende
- Izinga lenzalo engu-15% kanye nemali yokusebenzisa umkhawulo wesikweletu ka-10.00%, isamba esingu-25% ngenyanga
- Usuku lomnqamulajuqu: Ukuphela kwenyanga (usuku lokukhokha)

Ngakho-ke, ngo-February 28, 2023, inani lokukhokha lama-baht angu-3,500 (imali yenzalo nomkhawulo wesikweletu wokusetshenziswa engu-10,000 baht x 25% x 18/365 = 123 baht, inhloko = 3,377 baht), ibhalansi eyinhloko esele engu-6,623

Isitolimende 2: Mashi 31, 2023, inani lenkokhelo lama-baht angu-3,500 (imali yenzalo nomkhawulo wesikweletu wokusebenzisa engu-6,623 baht x 25% x 31/365 = 140 baht, inhloko = 3,360 baht), ibhalansi eyinhloko esele engu-3,26

Isitolimende 3: Ephreli 28, 2023, inani lokukhokha elingu-3,325 baht (Inzalo nezinkokhelo zokusetshenziswa komkhawulo wesikweletu: 3,263 x 25% x 28/365 = 62 baht. Uthishanhloko = 3,263 baht.) Ibhalansi eyinhloko esele yi-0 baht.

Isamba semali ekhokhwayo: 10,325 baht, ehlanganisa ama-baht angu-325 senzalo kuthishanhloko we-baht engu-10,000, ngenani lenzalo (APR) engu-25% ngonyaka.
*Isibalo siyisibonelo senkokhelo ehleliwe ngaphandle kwemalimboleko eyengeziwe.

Ezinye Izindleko:
Umsebenzi wesitembu: i-baht engu-1 kuwo wonke ama-baht angu-2,000 agunyazwe umkhawulo wesikweletu kanye ne-baht engu-1 nganoma iyiphi ingxenye esele.

Izimali zokukhokha ezenziwe ngamanye ama-ejensi: 10-35 baht ngokuthengiselana ngakunye.
Imali yokuhlola ulwazi lwekhredithi (kubafakizicelo abasha kanye nezinguquko zenkontileka, akukho mali ekhokhiswayo uma ukuvunyelwa kwenqatshwa).
- 12 baht okwenziwa ngakunye kolwazi oluseshiwe noma lwe-akhawunti olutholiwe.
- Ama-baht angu-5 okwenziwa ngakunye kwakho kokubili okuseshiwe nolwazi lwe-akhawunti alutholakalanga.
- Imali yokuqoqa izikweletu.
*Inkampani ayikhokhisi imali enganele ku-akhawunti. (Endabeni yokukhokhwa kwesikweletu ngokudonswa kwemali kwesinye isikhungo sezezimali), imali yokucela isitatimende sesitolimende ngasinye (kusukela kwisethi yesibili kuya phambili), kanye nemali yokucela ukuqinisekiswa kokwenziwe.

Ukuze uthole imininingwane yomkhiqizo, sicela uvakashele: https://www.promise.co.th/sites/default/files/download/AW_Promise_FactSheet_A4_01-2023.pdf
Iwebhusayithi Esemthethweni: https://www.promise.co.th/
Imibuzo: I-Call Center - 1751, https://www.promise.co.th/contact.html, facebook.com/promise1751.smbccf, kanye negatsha leSithembiso eliseduze nawe.

Ikheli laseNdlunkulu:
159/19-20 Sermmit Tower, Room 1201, 12th Floor, Sukhumvit 21 Road (Asok), Khlong Toei Nuea Subdistrict, Watthana District, Bangkok 10110

Inqubomgomo Yokuphepha Kwedatha: https://www.promise.co.th/informationpolicy.html
Inqubomgomo Yobumfihlo: https://www.promise.co.th/privacypolicy.html
Inqubomgomo Yokungeniswa Kwemali: https://www.promise.co.th/money-laundry.html

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