PSB UnIC

Punjab & Sind Bank

About this app

PSB UnIC Digital Banking Solution is the new digital initiative of Punjab & Sind Bank. It comprises of Internet Banking, Mobile Banking, UPI & IMPS and offers single login across all platforms. It caters all your digital banking needs and provide uniform look and feel across platforms.

PSB UnIC mobile banking app is a one stop solution allowing you to send money, view account details, generate statement, invest in term deposits, manage debit card, cheque services and many other exclusive services at your fingertips. PSB UnIC App allows transferring funds within and outside bank account using UPI, NEFT, RTGS, IMPS.
 
Below are some features of PSB UnIC App:
• Single login for web and mobile app. Login using biometric OR MPIN option can be used for Psb UnIC App.
• Instant self-accounts and within Bank transfer.
• Instant Payment upto 10,000/- via UPI & IMPS without adding Payee.
• Hassle free fund transfer from PSB to other bank accounts using various transfer modes such as: NEFT, IMPS, RTGS & UPI.
• Pay EMI, Pay Advance EMI or Pay loan overdue amount instantly.
• Invest in Social Security schemes – Atal Pension Yojana (APY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jiwan Jyoti Bima Yojana (PMJJBY).
• Investing in Bank Deposits is easier than ever. Open and close an online Fixed Deposit or online Recurring Deposit instantly.
• Debit card management- Manage your debit card limits and control the usage online.
• Apply for a new card, Hotlist a card or upgrade your card online.
• Request for a new Cheque book instantly.
• Pre-Intimate the issuance of cheques using Positive Pay.
• Stop a cheque, enquire inward and outward cheque status
• Generate bank statement, TDS certificate, Balance certificate instantly.
• Pay and collect money from anyone instantly using Unified Payment Interface (UPI Payments). UPI ID is your virtual identity for UPI payments.
We assure to add more and more features in the PSB UnIC.
Web version of PSB UnIC can be accessed through our official website: www.punjabandsindbank.co.in
For any feedback, queries or issues pertaining to PSB UnIC application please write to [e-mail]

Ratings and reviews

not able to use app since months . loading icon keeps circulating and doesnt let you do anything on screen . edit - app started working now , even though i had to operate it through bhim app for months , but now that its working its a good app to use . changing my rating from 1 start to 4 star . edit 2 - again not able to login . error showing " missing parameters deviceid " cant take screenshots as app denies such actions .

I have been trying to connect my account for months and the core account connection functionality fails repeatedly.I visited a branch and even the bank employee couldn't help me with the errors. It's unusable, time wasting barrier.

While transferring the money, it says the name mismatches and adds "MR" before the name. Rubbish... It says the amount exceeds the limit, whereas it does not. I have to do it on PC, and app is used only for knowing the balance and not to transfer the money. Waste of time.