4.6
45.8K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Bank on the go from your Android™ smartphone anywhere, anytime with the BMO Digital Banking app. We’ve updated the design for a cleaner look that’s even more convenient to use! It’s secure¹ and super easy to:
• View account balances and activity
• Sign on even faster using Biometric Finger Print ID
• View and manage your credit cards alongside your other BMO accounts
• Send money to friends and family with a bank account in the U.S. with Zelle®
• Track your accounts – even if they’re not with us – with BMO Total Look
• Transfer money between your BMO accounts2
• Deposit checks by taking a picture with your Android™ camera³
• Schedule and manage bill payments
• Turn your debit or ATM card on and off and get real time alerts⁴ – with BMO Card Monitor

Visit bmo.com/usmobile to learn more.

¹ Please visit bmo.com/us/security for more details.
2If you make an Internal Transfer on a weekend or holiday, we’ll credit the payment the same day, but we’ll post the payment on the next Business Day.
³ Mobile Deposit is available using the BMO Digital Banking app. This service may not function on older devices. Users must be a BMO Digital Banking customer with a BMO account opened for more than 5 calendar days. Deposits are not immediately available for withdrawal. For details, see the BMO Digital Banking Agreement found at bmo.com/uslegal.
⁴ Message and data rates may apply. Contact your wireless carrier for details.

Accounts are subject to approval. BMO Bank N.A. Member FDIC

Third party web sites may have privacy and security policies different from BMO. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of websites reached through links from BMO web sites.

Copyright 2023, BMO Financial Corp., All Rights Reserved.

Android™ is a trademark of Google Inc.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Updated on
Nov 20, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
44.6K reviews
Raymond J.
December 14, 2025
Terrible app. I can't login to my account as it doesn't recognize my information. I've gone to a branch and allegedly had the online access reset. Not. It still doesn't work. I can't login nor register my account. This is the worse banking app I have ever encountered. Bring back Bank of the West. Bigger is often not better! If I could have given negative stars I would have done so.
21 people found this review helpful
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BMO Bank National Association
December 17, 2025
Hi Raymond, we appreciate your rating and review. We're sorry to hear of your overall experience with us, as this is not how we want our customers to feel about our services. Please feel free to reach us at 888-340-2265 to further review and possibly help resolve any existing or ongoing issues If you would like. We would be happy to assist – Manny
A Google user
January 27, 2019
It's been 4 days and I still can't log in. Tells me to use the "new app" which is what i had just with a different name. I try to put in my info and it tells me it's incorrect. I've been banking with this bank since I was a child when it was M&I. I loved that back. Ever since the switch I've had more fees, terrible service, and issues that should have never happened had the bankers been diligent in doing their job the correct way. I'm ready for a new bank.
44 people found this review helpful
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Emily D
July 3, 2020
If I could give this app a negative amount of stars I would. I've had nothing but problems. Everytime I log in I'm prompted to get a code sent by text or email, Everytime I copy the code and go to enter it in the app, the app resets and prompts me for another code. Basically I'm locked out of the app. If by chance I don't get locked out, even though my password is saved, I have to type it in 3 times before it's accepted. It's the EXACT SAME PASSWORD. I'm about to switch banks. This is garbage.
73 people found this review helpful
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BMO Bank National Association
October 29, 2020
Hi Emily, thank you for your feedback. We are sorry to hear that you are having trouble with our app. If the issue persists, we would love to take a closer look, please reach us at 888-340-2265 option 1 then 4 for online banking to further assist! – Manny

What’s new

We're always working to improve the banking experience, update includes:
• Prioritizing your feedback, we optimized our systems to provide you a better banking experience.
• Minor bug fixes and performance improvements.
Turn on automatic updates so you always bank with the latest features & enhancements!