PayZapp UPI Wallet, Pixel Card

4.4
1.2M reviews
10M+
Downloads
Content rating
Everyone
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About this app

PayZapp: Pixel Credit Card | UPI Scan QR| UPI Send money to any contacts | Recharge and Bill payments | Link Cards & Swipe to Pay | Wallet to account transfer | Shop | PayZapp CashPoints and Rewards
PayZapp gives you the choice to pay via UPI, Debit/Credit Cards and PayZapp Prepaid Wallet. Scan any QR or Swipe to Pay. You can send money, apply for a virtual Credit Card, make recharges and bill payments, book flights and hotels, buy 200+ brand vouchers for online/offline shopping and earn assured CashBack.
What’s New With PayZapp?
1. PIXEL CREDIT CARDS
•Introducing Pixel Credit Cards, a born digital Credit Card that empowers your choices. Supercharge your spending with features that help you save as you spend.
•Personalized Rewards – Upto 5% cashback on your choice of merchants
•Dedicated App – Apply, track, manage and control all your card settings, features, rewards, statements and re-payments all within your PayZapp
•Card Design and Billing Cycle – Cool card designs, and choice of statement date that you can choose from
•Instant Digital Card – Don’t wait for physical card plastic delivery, start spending instantly with your digital card
•Pay in Parts – Convert your big spends into flexible low cost EMIs and pay worry-free
•Tap & Pay– Now just Tap & Pay with your mobile for offline payments with PayZapp
•Swipe to Pay – No more waiting for OTPs for online transactions just Swipe to Pay
•In-App Help Centre – Simply raise service tickets on PayZapp and relax, we will resolve your queries
•Interest-free credit – Interest-free credit for up to 50 days from the date of purchase
•Exclusive dining offers –Up to 20% discount at restaurants on Swiggy Dineout
Welcome to the world of Pixel!
2. UPI
•Create PayZapp UPI handle linked to any bank account
•Scan QR and make instant UPI payments at online and offline stores
•Transfer money to any phone number, contacts, UPI ID and account number + IFSC
•Receive money from any mobile number, contacts or UPI ID
•Check account balance for all linked banks
3. CARDS
•Link any bank’s Debit/Credit Cards
•Your HDFC Bank Cards are auto-fetched and auto-linked while onboarding
•In-app card setting management for all HDFC Bank Debit/Credit Cards
•Apply, track and manage the Pixel Credit Card, a completely digital Credit Card, via PayZapp
4. WALLET
•Create PayZapp Prepaid wallet on completing KYC
•Load money via UPI or Debit/Credit Cards
•Use PayZapp wallet for all in-app payments and online merchant shopping
•Transfer money from wallet to account
5. SWIPE TO PAY
•Pay with a single swipe, No OTP required; its 100% secure
•Available on HDFC Bank Debit/Credit Card and PayZapp Prepaid Wallet
6. BILLS & RECHARGES
•Recharge mobile (prepaid/postpaid), DTH, FASTag, etc
•Pay electricity bill, water bill, Credit Card bill and more
•Get monthly payment reminders
7. PASSBOOK
•Track all your payments
•Manage your budgets with spend analysis and payment insights
•Track refunds for your cancelled/failed transactions
8. SHOP
•Multiple Shopping categories and Travel partners (flight, hotel, bus, train bookings)
•Access 200+ Brand Vouchers
•Redeem Reward Points (RPs) for Flight and Hotel Bookings
9. OFFERS
•Assured CashPoints
•Offers across UPI, Recharge, Bill pay, Shop categories and Partner Merchants
•Exclusive rewards on HDFC Bank Credit/Debit Cards spends on PayZapp Shop
10. SECURITY
•Protection from unauthorized access with phone’s default login PIN/biometric
•Advanced security feature to protect your App against fraud via screen sharing applications
•Device binding checks to ensure login only via a trusted device
Download the all-new PayZapp now and choose the Way You Pay!
Facing issues on PayZapp?
Help Center feature ensures quicker and better resolutions:
•Tap (?) to register a query
•Select the query type and raise a ticket
•Resolve issues on PAN registration, account setup, SMS verification, identity verification, payment-related issues, etc. with a single click
Developer details: hdfc.plutus@hdfcbank.com
Updated on
Oct 29, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance
This app may collect these data types
Location, Personal info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
1.19M reviews
Tejash Reddy
May 16, 2025
over the app works well but when the time comes towards cc payment dates the app crashes every single time and does not allow to do payments I mean what's the point of it happens once then it's totally fine but I see the every month which raise the eyebrows may be they are trying to delay the payments so they get more interest on the delayed payments
782 people found this review helpful
HDFC Bank Limited
May 16, 2025
Hi Tejash, to resolve your concern, open the PayZapp app and navigate to the Help Center by tapping the menu icon in the top-left corner. Select your issue category, and raise a ticket, mentioning the reference ID PZ16052591374. Our team will assist you promptly!
Krish Gandhi
December 1, 2025
PayZapp has no customer support, no helpline number, and not even a proper email ID. If any kind of issue occurs regarding transaction, credit card, bill payment, etc., just assume your money is gone. You won't get any support from their end. So it's always YOU vs YOU in this case. Very disappointing, especially from an app linked with HDFC. They are seriously failing their customers. I raised the tickets on payzapp application, nearly about 7-8 tickets but they closed it without solving.
2 people found this review helpful
HDFC Bank Limited
December 1, 2025
Dear customer, this is not the experience we want you to have. Can you tell us more? Kindly raise a ticket by visiting the link https://hdfcbk.io/HDFCBK/K/DUvfEXHSZsR and include your reference ID PZ01122527019. Our team will get back to you shortly!
Bharat
November 28, 2025
PayZapp suddenly stopped working on my phone after years of no issues. Now it just shows: “Unable to proceed… device doesn’t meet security requirements.” Nothing changed on my end — no root, locked bootloader, debugging off. No explanation, no support, just “use a different device.” If an app can randomly lock out users with no fix, why trust it for payments? Fix your app instead of blaming the device.
2 people found this review helpful
HDFC Bank Limited
November 28, 2025
Hi Bharat, we sincerely regret this. We'll ensure this is taken up promptly. Please click on https://cs.payzapp.hdfcbank.com/plutus/helpcenter/ to submit the complete concern. Please mention reference number PZ28112507556 for us to promptly respond to you via email.

App support

About the developer
HDFC BANK LIMITED
hdfc.plutus@hdfcbank.com
HDFC Bank House, Senapati Bapat Marg, Lower Parel (West), Mumbai, Maharashtra 400013 India
+91 70266 70364

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