Snap Finance

Snap Finance

About this app

Snap Finance®
It’s easy to stay on top of your lease-to-own agreement with the Snap Finance® mobile app. Whether you're on the go or at home, our app empowers you to do more.

Log in with facial authentication or your fingerprint
Choose to log in quickly and securely without the hassle of remembering another password.

Access your lease details
Review information about your current payment plan, repayment, and how to contact your retailer.

View transactions
See your transaction history and your scheduled payments.

Manage your payments
Make an additional one-time payment using your credit or debit card, schedule a future one-time payment, or add a payment method.

Explore ownership options
View details of your current ownership plan to determine if switching to a different ownership plan is right for you.

Not a Snap customer?
Get what you need now, regardless of your credit history and with no impact to your FICO® score.¹ Shop our more than 150,000 partner stores and sites and get up to $5,000 in lease-to-own financing applied directly to your purchase.² Shop now, pay later through the Snap Finance® mobile app. It’s that easy.

For Snap Loan® customers
To access and manage your Snap Loan® account, install the Snap Loan Manager app.

The advertised service is a lease-to-own agreement provided by Snap RTO LLC. Lease-to-own financing is not available to residents of Minnesota, New Jersey, and Wisconsin.

¹ While no credit history is required, Snap obtains information from consumer reporting agencies in connection with the lease-to-own application. Not all applicants are approved.
² The average approval amount a customer receives is $2,900.

Ratings and reviews

The WORST experience from an app I've ever had. Literally inaccessible. You cannot login. I entered my email only to be sent a verification code. BUT every time you leave the app, to check your email for instance, the app resets back to the login screen. Then when you enter your email again you're sent a new code. This leaves you going in circles, forever being sent a verification code you cannot enter. Also the horrid company capitalized the first letter of my email for some reason.

100day option charges fee.suppose to be free.Before last payment locks you out so you can't pay before it takes out full payment.Poor customer service.Cant find number unless you have original paperwork from 3mo ago.Will never use again as a finance option.Also first charge of $79 was told is the only interest payment for the free 100day finance.WRONG!

I am so happy with this app snap finance has helped me tremendously I would like to thank everybody. If anybody's ever in need when getting a vehicle or something go to snap if you can you won't regret it

What's new

- Improved Download Lease Experience: Enjoy a more seamless and efficient
process when downloading lease agreements.
- Minor UI Updates in Servicing Section: We’ve made small but impactful
tweaks to the servicing section to enhance your user interface experience.
- Store Locator Enhancements: Finding our store locations is now easier with
our improved store locator feature.