WeLab Bank - 香港數字銀行

WeLab Bank Limited

Mayelana nalolu hlelo lokusebenza

•Vula i-akhawunti ku-inthanethi ngemizuzu emi-51
•Amazinga enzalo yonyaka aphezulu kakhulu
•I-Smart Investment Advisor ikusiza ukuthi uhlukanise ukutshalwa kwezimali kwakho ngaphandle kokuthi uzilawulele wena Isevisi yethu yesikhwama esingokwezifiso ihlanganisa izimali eziphezulu zomhlaba ezingenayo imali yokubhalisa.

I-GoSave 2.0 Idiphozithi Engaguquki: Izinhlobo zemali eziningi nemibandela yediphozithi; qala nge-HK$10 kuphela ngemali ngayinye.

Ukuhweba Ngezimali Zangaphandle: 11 zezimali.

Ukudlulisa: Okusheshayo, mahhala, 24/7 FPS ukudluliselwa; izinkokhelo zebhili yomthengisi ngamakhodi e-FPS QR; ukudluliselwa kwe-USD yendawo (CHATS) kanye nemali ethunyelwa ngaphandle emngceleni.

Izimali Ezingokwezifiso: Inkundla yethu ikhetha izimali ezithengiswa kakhulu emhlabeni.

Umeluleki Ohlakaniphile Wokutshalwa Kwezimali: Ngobuhlakani utusa amaphothifoliyo esikhwama; $0 imali yokubhalisela, izindleko zokungena eziphansi njenge-HKD100.

Ikhadi Lemisebenzi eminingi: Amakhadi edebithi abonakalayo nangokwenyama e-Mastercard®. Chitha noma nini, noma kuphi.

Izikweletu Zomuntu Zebhange Le-WeLab: Uhlelo lwethu lokusebenza oluhlukile lwe-"Loan Intelligence" luhlanganisa amasistimu ahlakaniphile athuthukile neqembu lochwepheshe ocingweni. Thola imiphumela yokuqala yokugunyazwa ngezinyathelo ezi-3 nje ezilula, bese uqedela yonke inqubo yemalimboleko ngohlelo lokusebenza. Amazinga enzalo yonyaka aphansi njengo-1.68%7

I-WeLab Bank Limited iyilungu le-Hong Kong Deposit Protection Scheme. Amadiphozithi afanelekile amukelwayo avikelwe Isu, ngomkhawulo wokukhava omkhulu ongu-HKD 800,000 ngofake imali ngayinye. Boleka noma cha? Boleka kuphela uma usukwazi ukubuyisela! Imigomo nemibandela iyasebenza. Sicela ubheke iwebhusayithi yethu ukuze uthole imininingwane.

1Isikhathi sangempela sokuvula i-akhawunti singahluka ngenxa yezinto ezihlukene, okuhlanganisa inethiwekhi nomakhalekhukhwini.

2 Ukuze uthole izinkokhelo ezinemininingwane, sicela ubheke "Izindleko Zesevisi Ejwayelekile" kuwebhusayithi yethu.

3Ukuguqulwa kohlobo lwemali kanye nokwenziwe ngemali yangaphandle kungaphansi kwengcuphe yokuguquguquka kwezinga lokushintshisana. Ungase ulahlekelwe. Okungenhla akuhlanganisi ukunikezwa, izincomo, isimemo, noma isicelo sokubhalisela noma ukungena kunoma yikuphi ukuthengiselana.

4Qaphela: Lolu lwazi luyireferensi kuphela futhi aluhlanganisi okunikezwayo, ukucela, noma izincomo zanoma yimuphi umkhiqizo wokutshalwa kwezimali. Ukutshalwa kwezimali kubandakanya izingozi.

5Ngokusekelwe olwazini lwesikhwama, sihlukanisa izimali ngezindikimba ezihlukene zokutshala izimali futhi sinikeze izincazelo zetimu. Imininingwane yesikhwama nesigaba ingeyereferensi kuphela futhi ayihlanganisi ukucela, ukunikezwa, noma iseluleko sokutshalwa kwezimali.
6 I-Loan Intelligence ibhekisela ohlelweni lwethu lokugunyaza ubunikazi kanye nethimba lokulandelela imalimboleko, elibala imiphumela yokugunyazwa futhi linikeze izeluleko zochwepheshe mayelana nokufaneleka kwamakhasimende esikweletu. Le mibono ayihlanganisi ikhotheshini, isicelo semalimboleko, noma izincomo. Noma yisiphi isicelo semalimboleko singaphansi kokuhlolwa okusekelwe kumibandela evamile yokuboleka.
7 I-APR esebenzayo isukela ku-1.68% ukuya ku-36.00%; inani lemalimboleko lisukela ku-HKD10,000 kuye ku-HKD1,500,000, futhi isikhathi sokukhokha sisukela ezinyangeni eziyisi-6 kuye kwezingu-72. Uma kubhekwa inani lemalimboleko engu-HKD1,500,000 enesikhathi sokukhokha esiyizinyanga eziyi-12 kanye ne-APR engu-1.68% (ngaphandle kwezaphulelo zemali), inani eliphelele lokubuyisela ngu-HKD1,513,580.49. I-APR ibalwa ngokuhambisana neKhodi Yomkhuba Wokubhanga futhi ifinyezwa ezindaweni ezimbili zamadesimali futhi ingase ihluke kuye ngezidingo zekhasimende ngalinye. I-Annualized Percentage Rate (APR) iyisilinganiso sereferensi, esiboniswa njengesilinganiso saminyaka yonke, esihlanganisa izinga eliyisisekelo lemikhiqizo yasebhange nezinye izinkokhelo nezinkokhiso ezisebenzayo.

Lolu hlelo lokusebenza lweselula lwasebhange (ngemuva kwalokhu olubizwa ngokuthi "Uhlelo Lokusebenza") kanye nolwazi olunikeziwe akuhloselwe ukusetshenziswa kunoma yiziphi izindawo ezinqatshelwe umthetho noma izimiso. Asigunyaziwe noma sinikezwe ilayisense kunoma iyiphi enye indawo ukuhlinzeka ngemikhiqizo kanye/noma amasevisi ahlinzekwa ngalolu hlelo lokusebenza, futhi asenzi sithumeli sokuthi okuqukethwe kwalolu hlelo lokusebenza kulungile noma kuyatholakala ukuze kusetshenziswe ngaphandle kwase-Hong Kong. Lolu hlelo lokusebenza akumele lubhekwe njengoludlulisela isimemo noma ithuba lokuzibandakanya kunoma yiliphi ibhizinisi lasebhange noma imalimboleko, futhi aluhlanganisi isimemo noma ukucela ukuhlinzeka ngemikhiqizo noma amasevisi kubantu abangavunyelwe ukwenza imisebenzi enjalo noma ukusebenzisa imikhiqizo efanelekile noma amasevisi ngaphansi kwemithetho noma iziqondiso zanoma iyiphi indawo. Ngokufaka isicelo sanoma imiphi imikhiqizo kanye/noma amasevisi ngalolu hlelo lokusebenza, umela futhi uyaqinisekisa ukuthi uzothobela imithetho yendawo neziqondiso ezisebenza kuwe ekusebenziseni lolu hlelo lokusebenza noma amasevisi ethu.

Ikheli: 23/F, K11 ATELIER King's Road, 728 King's Road, Quarry Bay, Hong Kong