Wagetap: Instant Cash Advance

Digital Services Australia V Pty Ltd

About this app

Waiting for pay day? Have an unexpected expense? Download Wagetap to access your pay instantly today!

Get Cash Instantly with Our Payday Advance App:
We’re a leading wage advance and bill split app designed to help you handle life’s unexpected expenses. Because we know emergencies happen, and sometimes you just need fast same day support.

Need Help Paying Bills? Split Your Monthly Bills into 3 or 4 Payments:
With Wagetap you can access your pay on demand instantly and cash out up to $2,000 within just a couple of minutes. We’re also one of the best bill splitting apps, enabling you to split your bill payments into smaller repayments and pay over time.

So download Wagetap today and let us help with those unexpected expenses!

How do I create an account?
1. Sign Up
2. Connect your bank account
3. Cash out instantly

What do I need to do to make a withdrawal?
When making a withdrawal for the first time, you’ll need to verify your identity with a valid driver’s license, passport or medicare card. Every withdrawal after this, you’ll be able to select your amount and cash out instantly.

How does split my bill feature work?
Add your bill details within your eligibility limit
We cover your bill for you
You repay in smaller repayments on your next few paydays.

Can I get my pay instantly?
Yes, if you’re with any major banks (eg. CBA, ANZ, Westpac) you will receive cash in your account instantly, smaller banks may take up to 1 – 2 business days.

How much does Wagetap cost?
Wagetap charges a 5% transaction fee and maximum annual percentage rate at 24% interest. For example, for a $100 loan repaid within one week, the cost would be a $5 transaction fee and $0.46 interest, totalling $5.46.

When is my repayment due?
Wagetap offers flexible repayment options you can choose from. We recommend options that aligns with your pay cycle unless you select otherwise. You can repay your wage advance at any time after the minimum repayment period of 2 days. Full repayment is required in 62 days (the maximum repayment period).


Have a question for us or need help with your account?

You can email us at [e-mail] or talk to us through the Help and Support section in your app.

Business Name: Digital Services Australia V Pty Ltd
Address: Level 4, 478 George St, Sydney NSW 2000

Ratings and reviews

Nothing works. Have been trying to use this app for last two weeks. Have been working full time for 3 years, told I couldn't use this app as my salary gets paid into a savings account, changed my salary to a transaction account. Told to change email, told I tried too many times. After following so many instructions have given up as all I'm getting now are errors. This has got to be one of the worst experiences I had had with a startup as running into problem after problem

Ridiculous app. It was great for a long time. I paid my advance, it let me cash out again, then for some reason it bounced my payment back AFTER I'd cashed out again, rendering the app unusable. I cannot access any function of the app, if it's "disabled" you should still be able to see your past payments and what you owe, and you should absolutely be able to access the help function? They just make it so you're blind. I repayed with payid, said unsuccessful and I cannot even access the help tab?

I have recently opened an ANZ plus account and started to have my wages paid into this. Because it is app based it does not provide a CRN, and I cannot link it to wagetap. Now I am not eligible for an advance until I start having my wages put back into my old bank account. Didn't realise any of this until I needed to use wagetap and found that I couldn't anymore. 🙄

What's new

You can now access up to $2000 of your wage in advance!
Update your app to make sure you're on the latest version of Wagetap.