ProfitLoan

SmartCash Tech

About this app

We want to offer users cash or online cash loans that are convenient, safe, and secure.
Build your credit line and reduce interest rates by making on-time loan repayments or completing tasks to increase your credit limit.
Only people 18 and older are eligible to use ProfitLoan.
One mobile device is all users need to apply for loans anywhere at any time. This process is 100% online.

Requirements to apply
1. Age above 18 years
2. Citizens of Ghana
3. With regular source of income

STEPS TO GET A LOAN:
1. Sign up
2. Fill in basic details
3. Apply for a loan
4. Wait for approval


Product feature
Loan Amount: GHS1,000 ~ GHS50,000
Loan Term: from 91 days to 360 days
Loan interest: from 10% to 25% per annum.
Maximum Annual interest Rate（APR）: 25%
Service charge: 0%.

For example:
If you apply for a loan of GHS10,000, the term is 120 days and the annual interest rate is 25%.
So the daily interest rate = 25%/365=0.068%,
the interest for 120 days = GHS10,000x25%/365x120 = GHS820,
the totally repayment = GHS10,000 + GHS820 = GHS10,820


Security
All the transactions are secured via a 256-bit SSL encryption. Customers’ information is surely safe with us. We won’t share customers’ data with any other third department.

Customer Service Email: [e-mail]
Address: P O BOX 7 Twifo Hemang, Central Region, Ghana

Ratings and reviews

What the hell, I'm trying to pay your loan and your app is misbehaving?? First you charge us exorbitantly, and then give us very few days to pay. Then when it's time to pay, your app acts up?? I will not be held liable for any extra costs incurred so you better fix that thing. I have proof of the faulty app and if you try any shenanigans. Did an update and completed payment. I have images to prove it so don't even try to tell me I have not paid. No one should call me that I haven't paid.

Am trying To Pay My Loan Buh the App is Not working.. Am Not going To Pay any Charges you have to fix your App... No one should fall for this. Am going to give you what I have to pay to you I wouldn't pay any extra charges... I should have check the reviews before downloading this App

Hello lovely people please never fall prey to these scammers. They told me I am eligible to take a loan of 150 and I applied for it but they sent me 105 . They did not allow me to see the interest rate before sending the money. I paid 160 cedis in return. Please never ever take loan from this app . Thank you