FairMoney: Loans & Banking

3.1
683K reviews
10M+
Downloads
Content rating
Rated for 3+
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About this app

Unlock convenience like never before with the FairMoney loan app, 🌟 Nigeria’s quick & easy money lending platform. Avail of an online loan and get cash instantly in your bank account.

With over 10,000 daily loan disbursements, and over 5 million users enjoying banking and instant loan services, FairMoney helps the Nigerians get loan online and borrow money in the easiest way possible. 🚀

Enjoy access to easy money and a fast loan with a loan limit up to NGN 3 million. 💰 No hidden fees, no catch, and no collateral required. Benefit from Fair Banking with FairMoney! 🌍

Stay ahead of the game with the FairMoney microfinance bank app:

🟢 Effortlessly manage finance, banking while accessing a quick loan 🚀
⚪ High-interest savings up to 24% P.A. on your online loan 📈
🟢 Zero service charge for bill payments 💳
⚪ Free bank transfers & nationwide ATM card delivery 🏧
🟢 Exclusive discounts on airtime and data purchases 💸📱

Begin your journey swiftly & easily:

1️⃣ Download the FairMoney loan app 📲
2️⃣ Register with ease ✅
3️⃣ Experience financial freedom with transparent quick loan options 💸🔓

What’s MORE with the FairMoney loan app? 📈

Maximize your lending potential: 💰
Utilize FairSave and FairLock with up to 24% P.A. interest to grow your funds & saving steadily.

Access a quick loan instantly: 💸
Secure an online loan of up to NGN 3 million swiftly with FairMoney's instant loan solutions, free from any collateral constraints. Loans tailored to your needs, with repayment options ranging from 61 days to 18 months.

Simplify bill payments: 📲
Use FairMoney MFB ATM card for seamless online and offline money transactions and bill payments to enjoy exclusive rewards with every transaction.

Priority security features: 🔐
Take advantage of advanced security measures while making a deposit. Features including facial recognition technology and the ability to freeze and block cards for added peace of mind.

Best features of FairMoney’s Personal Loan: 💎

⚪ Access instant personal loans of up to N3,000,000 💰
🟢 Get an easy & quick loan top-up that gives you access to more money, helping you reach your goals even while you are handling an ongoing payday loan ⏲️
⚪ Apply for an online loan extension for flexible loan repayment 💸📥
🟢Competitive interest rates that make your loan journey effortless 💱


Example of a FairMoney Online Loan: 🔖

⇨ Borrow loan amount N100,000 over 3 months
⇨ Interest (total cost of the loan): N30,000 (30% rate)
⇨ Three Monthly Payments: N43,333
⇨ Total Amount Payable: N130,000
⇨ Representative: 120% APR

Contact us for any inquiries.
Email: help@fairmoney.io
Phone: 017001276 / 01 888 5577
Address: 28 Pade Odanye Close, Off Adeniyi Jones, Ikeja, Nigeria
All FairMoney deposits are insured by NDIC.

To know more about us, visit us on: 🖱️
Website: www.fairmoney.ng

To learn more about FairMoney’s privacy policy, click the link below: 🔏
http://fairmoney.io/privacy-policy

Frequently Asked Questions | FairMoney loan app 📚
https://fairmoney.io/faqs

Stay connected: 📳
Facebook: https://www.facebook.com/fairmoney.ng
Instagram: https://www.instagram.com/fairmoney_ng/
Twitter: https://twitter.com/fairmoney_ng
LinkedIn: https://www.linkedin.com/company/fairmoney/

Embark on your path to financial empowerment with FairMoney, the ultimate loan app in Nigeria! 🚀 Download our loan app & get an instant loan in less than 5 minutes! ⏲️💸
Updated on
Aug 7, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 6 others
This app may collect these data types
Location, Personal info and 9 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.1
677K reviews
Ann Marcus O
August 17, 2024
It's helpful in the case of savings, but in the loan requirements,it's hard to pay them off, because of it's higher than the amount you choose for,in the terms of the fairlock, it's difficult to withdraw your money before the period of the date choosed, even when it's an emergency. I'm only having problem with the fairlock because you have to wait for the date choosen. Fair Target is easy and can easily be broken after safe even before the date set. Fairmoney is also helpful in terms of loan.
45 people found this review helpful
FairMoney
August 17, 2024
Hi Ann! It was not our intention to inconvenience you. However, our interest rates are market-friendly and determined by your credit score. Also, the terms of FAIRLOCK require that you wait till the end of the tenure before getting your funds and this is to help you stay on track with your savings. ^Halimah
Obedience Tsado
August 13, 2024
I can categorically say that THIS IS THE WORSE LENDING PLATFORM I'VE EVER USED. BE CAREFUL WITH FAIRMONEY. THEY CAN'T BE TRUSTED. I have a very good track record and credit score. You can't use that against me. The two occasions I was given loan, I don't even transfer the money out of the fair money app. It's from the app I make my transactions, it's via the app I pay bills and yet you're saying I may not have a very good credit score. That's pointless. I REST MY CASE!!
43 people found this review helpful
FairMoney
August 13, 2024
Hi Obedience! We are sorry you are unable to get a loan. You may have a low credit score at the time of your loan application. You can increase your chances for more loans by using the app for other banking transactions such as bill payments, fund transfers, & savings.^IJ
Manfred Chisha
August 15, 2024
The best app online in terms of loans considering the duration repayment of the loan, which is a full month compared to other apps where they give you a loan and starting asking for the payment just a week prior to a disbursement. Your process for getting a loan is hassle free coupled with a fast disbursement just upon completion of the process. The only problem is that the interest is a bit higher, but overall, you're the best
51 people found this review helpful
FairMoney
August 15, 2024
Hello Manfred! Thanks for stopping to leave a review. We acknowledge your concerns. At FairMoney, your interest rate depends on your credit score. Using the app frequently can help boost your credit score and as it improves, you might qualify for loans with lower interest rates. Roseline

What's new

Hello Fairfam, welcome to version 9.68.0! This update brings an enhanced app version designed to improve your FairMoney experience with smoother navigation and better functionality. Upgrade now to enjoy these improvements.