LoanDigit | EMI FOR EVERY UPI

Credit Wealth Technologies Private Limited

About this app

Buy Now PAY Later EMI, Shop Anywhere – 0% Interest, 0 Down Payment

Loan Digit – EMI FOR EVERY BUY

LoanDigit is most innovative app for pay later EMI option. You can take easy loan from Rs 1000 to Rs 1 Lac with flexi repayment option up to 12 Months. You can also avail 0% Interest** on loan up to 60 days. You can Re-pay & Reuse that limit anytime.

Pay Later in EMI

Are you waiting for enough money to buy your favourite things? Stop waiting and Just buy your desire things on easy repayment option up to 12 months. Also Avail 0% interest** up to 60 Days.

Get your UPI credit limit instant, easy & stress free.

Scan & Pay

Just visit the store that accept UPI Payment, Scan the UPI QR code and Payment Transfer to merchant account successfully, You can scan UPI QR codes to pay by using LoanDigit credit limit at shops everywhere.

0% Interest

Customer can avail 0% interest** up to 60 days. Our EMI date is 5th of Every Month.

Terms

Loan Amount - Rs 10,000
Loan Period - Minumum = 3 Month to Maximum = 12 Months
Processing Fee - 2.99% or 499 (Excluding GST)
Annual Percentage Rate (APR) - Ranges from 18% to 28% Per Annum, APR will be differenet for different tenures of EMI.

For Example,

Loan Amount = Rs 10,000
Tenure = 12 Months
EMI = Rs 1004.62
Total Interest Payable = 10,000x(25.54%/12)*12 (12 Months) = 2554
Interest Rate (APR) = 25.54% Per Annum
Repayment Amount = 12055
Interest Amout = 2055
Processing Fee = Rs 499
Total Cost of the Loan = Interest Amount (Rs 2055)+ Processing Fee (Rs 499) = 2554

If a customer avail loan on 06th March, then customer First EMI date would be 05th May. In this scenario, Customer will enjoy 60 days without any interest & also has an option to repay the loan amount before First EMI Date.

Another Example - If a customer avail loan on 21th March, then customer First EMI date would be 05th May. In this scenario, customer will enjoy 45 days without any interest & also has an option to repay the loan amount before First EMI Date.

Unique Benefits of using LoanDigit
• Avail 0% Interest up to 60 Days**
• Zero Down Payment**
• NO Pre-Closure Charges

How do You Sign up with LoanDigit
• Download the LoanDigit App
• Complete your profile
• Submit required documents
• Activate your credit limit

Eligibility Criteria
• Salaried Individuals
• Above the age of 23 Years
• Minimum take-home salary per month Rs 18000/-
• Pan India,

Document Required
• Pan Card
• Aadhar Card
• Salary A/c Bank Statement

NBFC Partner
LoanDigit is a Platform and does not give loans directly to users. LoanDigit has partnered with RBI Approved NBFC -EMKAY CONSULTANTS LIMITED

**Terms & Condition Apply

Ratings and reviews

This app has bug please rectify this because app is closing while clicking on pay emi under emi payment option. android is showing alert " This app has bug so it is closing please contact developer for update this app. i am already using latest updated app which was udated on 31 march 2024. i also clean all cache/cookies and also uninstall & then reinstall the app but facing same issue.

don't use this app you'll get rejected even with 785 CIBIL score and 60k salary, this app will only affect your credit score.

Guys. Don't fall for the reviews. Its all fake. They simply collecting details and rejecting loan. Even if we have good income and good score. Deserves 1 Star

What's new

Update with some improvement.