KreditBee: Instant Loan App

Finnovation Tech Solutions Pvt Ltd

About this app

With over🏆50 Million happy customers, KreditBee, an instant personal loan app offers quick online loans. Get a flexi personal loan online in few simple steps. Apply for personal loans within the app and get the loan disbursed to your bank account in just 10 minutes. Whether you are salaried or self-employed, you can get instant funds, without any hassles.

● Online personal loans from ₹3,000 to ₹5,00,000
● Interest rates - 16% to 29.95% p.a.
● Tenures - 3 to 24 months
● APR range - 0 to 70%
● Low transaction fees
● Quick loans and easy EMIs

What makes KreditBee ideal for every customer?
● Quick online loans
● Low interest rates
● Easy application process
● Fast personal loan approval
● Digital processing and 10-minute loan disbursal
● Manageable EMIs for easy repayment

✨Features of KreditBee, personal loan app
✔ Quick Approval - Get instant personal loan approved within few minutes on our mobile loan app
✔ Flexible Repayment Options – Choose to pay online loan within 3 to 24 months, depending on your eligibility
✔ Paperless - No physical paperwork is required with our online personal loan app. Submit required documents online
✔ Full Transparency - No hidden costs; we maintain complete transparency with our customers
✔ Convenient - Get a quick personal loan anytime, anywhere
✔ Languages – English and Hindi

Why KreditBee?
✔ Personal Loan for All Purposes: From financing a large purchase, domestic/international trips, education, shopping, to covering wedding expenses, debt consolidation, emergency home repairs or medical bills.
✔ Flexible Interest Rates: We offer instant loans with flexible interest rates of 16% to 29.95% each year.
✔ Security: We only work with RBI-certified NBFCs/Banks which are guaranteed to be transparent, safe and secure.

🤝Our Lending Partners
Krazybee Services Pvt. Ltd.
Incred Financial Services Ltd.
Vivriti Capital Pvt. Ltd.
Northern Arc Capital Ltd.
MAS Financial Services Ltd.
Cholamandalam Investment and Finance Company Ltd.
PayU Finance India Pvt. Ltd.
Poonawalla Fincorp Ltd.
Piramal Capital & Housing Finance Ltd.
Kisetsu Saison Finance (India) Pvt. Ltd.
Mirae Asset Financial Services (India) Pvt. Ltd.
Tata Capital Ltd.

Types of Loan Offerings
👉 Flexi Personal Loan - Instant personal loan online from ₹3,000 to ₹66,000 with flexible repayment terms of 3 months to 10 months. Apply with PAN card & address proof.

👉 Personal Loans for Salaried - Quick online personal loans of ₹10,000 to ₹5,00,000 with flexible repayment tenure ranging from 4 to 24 months on our urgent loan app. Apply using PAN card, address proof & salary proof.

👉Business Loan - We offer Business Loan, from ₹10,000 to ₹2,00,000 with flexible tenures of 4 to 24 months. Apply for an instant loan using PAN card & address proof.

👉 Purchase on EMI – Transform your shopping experience with Purchase on EMI from KreditBee. Now, shop online or offline with over 2 Lakh+ merchants for a wide range of products and convert your purchase of upto 2,00,000 into easy EMIs without any processing fees. Need PAN card and address proof.

📋Personal Loan for Salaried (Example)
● Loan Amount: ₹50,000
● Tenure: 12-months
● Rate of Interest: 20% per annum
● Processing Fee: ₹1,250 (2.5%)
● Onboarding Fee for New Customers: ₹200
● GST on Onboarding and Processing Fee: ₹261
● Total Interest: ₹5,580
● EMI: ₹4,632
● APR: 26.92%
● Amount Disbursed: ₹48,289
● Total Repayment Amount: ₹55,580

📄Eligibility
▪ Indian national
▪ Age above 21
▪ Steady monthly income

Steps to avail a loan
1.Install KreditBee loan app
2.Sign up using mobile number
3.Provide PAN number & check your eligibility
4.Upload KYC documents, including your address and get your profile verified
5.Choose your loan amount and tenure
6.Provide your bank details
7.Request money transfer in your bank account

Queries?
📧Mail: [e-mail]
📱Call: 08044292200/080-68534522
🏢Address: 16/3 Adarsh Crystal, Jogupalya, Cambridge Layout, Bengaluru - 560008

Ratings and reviews

I've been using kreditbee app for past few months and I've made all payments upto date. But after the last payment I'm not able to apply for next loan and it says try again after six months. Very cheap, even after paying everything on time. They do like this... Very bad experience. In an emergency situation like this, if we are not able to take loans even after all repayment it's very bad. WON'T RECOMMEND OTHERS TO USE THIS APP .

It's a great app. I really liked this app. The app interface is User-friendly. It's a good app but, The double tap to activate the power ups has recently been disabled. Now they have to be moved a tile to be activated. Why the sudden change? It had become muscle memory for me and now I waste several minutes tapping on the power ups waiting for them to explode... this is irritating and ruining the game experience for me.. please rectify this at the earliest

This is a great app! I'm just giving two stars because I was enjoying the app experience until recently when the transfers made to other accounts started to give me an error that payee's account can't receive payments"I initially thought it is a problem with the payee account, had a lot of phone calls exchange with the payee only to find out everything was okay from there end. Then it occurred to me to make transactions with a browser, and to my surprise, Definitely something wrong with the app.

What's new

Bug fixes