Vplus-Pera agad cash loan

4.8
49.3K reviews
100K+
Downloads
Content rating
Rated for 3+
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About this app

❤️Vplus enables fast mobile access to pera cash loans and peso credits up to 80,000 pesos for Filipinos. You can now enjoy fast registration and login, monitor your loan.
🧡We partner with major banks like BPI and UnionBank for quick loan verification and approval. Once approved, funds will be sent to your Gcash or Paymaya account for immediate access.
💛Users have flexible repayment options with installments through BPI Mobile Banking or UnionBank services. Existing members can apply for top-up loans as well.
💚The app provides round-the-clock access to loan and payment status tracking. Both new and existing Vplus customers can enjoy attractive VIP benefits.
👑Vplus is operated by Philippine Vastness Lending Corporation. The company Philippine Vastness Lending Corporation has obtained SEC review and passed the PSEC registration number NO. CS201918401, and the certificate of authorization (CA) number is NO. 3158
💰Commercial Loan
Loan amount:5,000-60,000
Loan tenure: 91 days - 180 days
Annual maximum interest rate: 30%
Processing cost:% 0
The minimum repayment period is 91 days and the maximum is 180 days
Repay in monthly installments
💸Let's consider a scenario where you borrow ₱10,000 for a loan tenure of 120 days, with a daily interest rate of 0.05%. In this case, the total repayment amount would be ₱10,600.
To break it down further, the interest accrued on the loan would amount to ₱600 (₱10,000 * 0.05% * 120). Adding this interest to the principal, the total repayment amount becomes ₱10,600.
To make the repayment more manageable, you can choose to repay the loan in four equal monthly installments. Each installment would amount to ₱2,650 (₱10,600 / 4).
By following this repayment plan, you can clear your debt within the specified loan tenure while distributing the payments evenly over the four months.
💎Vplus offers several key advantages to its customers:
1. Easy and Efficient Application Process.
2. Tailored Loan Options.
3. Swift Loan Processing and Disbursement.
4. Robust Data Security Measures.
5. Dedicated Customer Support.
🎊By choosing Vplus, you can experience a streamlined loan application process, personalized loan options, prompt fund disbursement, top-notch data security, and reliable customer support.
❗️Privacy Policy
Vplus ("we" or "Vplus") understands the importance of protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, store, and safeguard your personal information.
Use and Storage of Personal Information:
Vplus collects, uses, and stores your personal information solely for the purpose of processing loan applications and providing related services. We utilize this information for identity verification, loan approval, fund disbursement, customer support, and compliance with legal and regulatory requirements.
Protection of Personal Information:
We have implemented stringent security measures to safeguard your personal information from unauthorized access, use, or disclosure. Vplus limits the sharing of your personal information within the necessary scope and ensures that any third parties involved similarly protect your information.
❤️Contact us
Company Name: Philippine Vastness Lending Corporation
Address : 26/F W FIFTH AVENUE 5TH AVE COR 32ND ST.. FORT BONIFACIO BONIFACIO GLOBAL CITY 1630
TAGUIG CITY NCR, FOURTH DISTRICT PHILIPPINES
Email :cs@vplus-ph.com
Updated on
3 June 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
48.9K reviews
Arevalo Jay-R
28 May 2024
This app doesn't deserve any ratings that it has. Here,I'll give you a sneak peek before you loan in this app. This app lets you loan for 4 months,but the down side is. After 4 days. You'll pay almost the whole amount of the loan. And the interest high. And they'll call youal and text you and some might yell at you just because of a late payment of only 3 days. I suggest other loan apps that's better than this.
22 people found this review helpful
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PHILIPPINE VASTNESS LENDING CORPORATION
31 May 2024
Thank you for your comment. If you have specific questions, you can contact customer service through the email in the APP.
Mj Liquigan
23 May 2024
Never try this app. They are charging too much fees. An agent will call you for promo after an early settlement but its not. Your next loan application will be denied.
12 people found this review helpful
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PHILIPPINE VASTNESS LENDING CORPORATION
31 May 2024
Thank you for your comment. If you have specific questions, you can contact customer service through the email in the APP
Priscilla Arciaga
1 April 2024
Awhile ago, I was approve in 3k yet, at almost half of the principal deducted on the interest. And now, 2k with a bit lower interest. What's disappointing, you set first period of repayment earlier than the usual payout dates. What if we cant pay on time on that earlier date? We need money, yes, but please be considerate among your client a more realistic dates of repaying our loan. That's one of our purpose on applying a loan...so we can pay the loan less pressure and justifiable.
64 people found this review helpful
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PHILIPPINE VASTNESS LENDING CORPORATION
2 April 2024
Thank you for your comment. If you have specific questions, you can contact customer service through the email in the APP.

What's new

-[Update] Added Transfer Repayment Method
-[Fix] Resolved Known Issues
We're committed to making our lending app better for you, so you can seamlessly enjoy features like loans, lending, cash advances, and Pesos. This update also beefs up support for the Philippines, making it easier for you to grab Pera and Tala Loans on the go.

App support

About the developer
PHILIPPINE VASTNESS LENDING CORPORATION
vastness-lending@outlook.com
W Fifth Avenue ,5th corner 32nd Street, Fort Bonifacio Global City 26th Floor Taguig 1630 Philippines
+63 950 393 9946

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