MariBank PH (SeaBank)

MariBank Philippines, Inc.

About this app

Ranked as the No. 1 Bank in the Philippines in Forbes’ World’s Best Banks 2026, MariBank PH (formerly SeaBank PH) is now a BSP-licensed digital bank offering simple, reliable, and rewarding ways to save, pay, and earn every day—proudly part of the Sea Group, the same group behind Shopee.

Open an account in 5 minutes and enjoy daily interest earnings, unlimited free transfers, and cashback rewards that make everyday spending more rewarding. Join Millions of Filipinos saving smarter with the No. 1 Bank, MariBank!

EVERYDAY BANKING MADE SIMPLE: HIGH INTEREST EARNINGS & FREE TRANSFERS
• Earn up to 3.75% p.a. on your savings, credited DAILY.
• Unlimited FREE transfers via InstaPay and PESONet.
• No maintaining balance, no lock-in period, and no account fees.

ENJOY CASHBACK AND EVERYDAY REWARDS
• Enjoy up to 10% cashback with your MariBank Card: 10% back on MRT-3 rides, 3% on gas, and 1% on all other local spend with no minimum spend required!
• Get ₱2.00 cashback on each merchant QRPh transaction.
• Get up to 5% off on Load & Mobile Data promos when you buy via the MariBank app.
• Get up to ₱50 cashback monthly when you pay bills via the MariBank app.

EVERYDAY PAYMENTS, NOW CONNECTED: LINK SHOPEEPAY AND SPAYLATER
• Link your ShopeePay and SPayLater accounts to the MariBank app in minutes.
• Scan to pay with MariBank, ShopeePay, (or SPayLater for select users) and earn cashback.
• Transfer funds between ShopeePay and MariBank more easily & repay your SPayLater loans with fewer steps.
• Pay less with available Vouchers in your QR purchases when you link your ShopeePay and SPayLater accounts!

GROW YOUR SAVINGS WITH UPFRONT TIME DEPOSIT
• Interest earned instantly upon successful placement.
• Get 3.75% p.a. on a minimum of ₱100 in a 1-month or 3-month deposit.
• Choose auto-rollover to renew automatically when your time deposit matures.

SHOP ANYWHERE WITH CONFIDENCE
• Get a MariBank Card and enjoy 0% Foreign Transaction Fees when you use your card to shop in-store abroad.
• Enjoy FREE ATM withdrawals abroad and cash out at ATMs nationwide.
• Feel secure with the numberless MariBank Card, with transaction controls and limits easily and instantly configurable in the MariBank app.

FLEXIBLE LOAN OPTIONS
• Selected users may access Mari Loan with competitive interest rates of as low as 0.95% per month and flexible repayment terms.

SECURE, REGULATED, AND PROTECTED
• Your account is secured with multi-factor authentication and encryption.
• MariBank Philippines, Inc. is regulated by the BSP.
• Deposits are insured by PDIC up to ₱1 Million per depositor.

MariBank PH is part of Sea Limited (NYSE: SE) — the global consumer internet company behind Shopee and Garena.

FOLLOW US TO STAY UPDATED WITH OUR PROMOS & SERVICE ANNOUNCEMENTS
• Facebook: facebook.com/MariBankPH/
• Instagram: instagram.com/maribank.ph
• Tiktok: tiktok.com/@maribank.ph

Ratings and reviews

I've been using multiple e-wallets and digital banks, but then I stumbled upon this app. It's simple, easy to navigate, and the perks... well, they're top-tier! From the cashbacks and highly affordable debit card to the transparency of how your savings interest accumulates, and of course, the free transfers. Free transfers are a lifesaver and the main reason why I love MariBank PH! 🧡🧡🧡

I love using this bank. My money is safe and secured. So far, I have no issues using this bank for my savings. The app is easy to navigate, and it's user-friendly. It's informative because you can see all the FAQs. The best thing is I can do 10 free transfers, so I won't have to worry about transfer fees at all. Reliable and useful app for people who want to monitor their savings and also the cash backs are helpful.

​It would be incredibly helpful if both the transaction receipt and the transaction history showed the remaining balance after a purchase. ​For example, if my starting balance is 1,000 and I spend 467, both the receipt and the history log should display the updated ending balance of 533. ​Currently, it is frustrating to do the mental math every time just to see what is left in the account. Adding a running balance would provide a lot more clarity and peace of mind. I have rated the app 1 star