SeaBank PH - Fast&Easy Banking

SeaBank Philippines, Inc. (A Rural Bank)

About this app

Get your SeaBank Virtual Debit Card now to enjoy cashback rewards, ₱150 welcome bonus, and 0% markup on foreign currency payments.

Experience Fast & Easy Banking with SeaBank! Enjoy High Interest Earnings & Free Transfers.

BSP-regulated & PDIC-Insured up to P500k per depositor.

Open a SeaBank account now and enjoy the following benefits:

1. Up to 4.5% p.a.interest earnings credited daily
2. Free transfers via InstaPay and PESONet
3. Avoid the hassle! Plan your transactions ahead with our Maintenance Notice feature
4. No maintaining balance, no lock-in period, and account fees
5. Sign up is free and easy, just 5 mins with 1 ID
6. Get discounts for buying prepaid load and telco promos in the app
7. Shop with ease, Scan & Pay for your purchases via QR Ph
8. Pay on-time with our bills payment feature
9. Earn cash with your friends when they open an account via 'Refer & Earn'


Your security is our #1 priority. SeaBank has award-winning security features such as multi-factor authentication and end-to-end encryption when you access and transact in the app. Exclusive to selected SeaBank customers, SeaBank Credit offers loans up to P100,000 with competitive interest rates of 2.95% per month, zero processing fees, and flexible repayment terms ranging from 3 to 12 months.


SeaBank Philippines Inc. (A Rural Bank) is regulated by the Bangko Sentral ng Pilipinas, Deposits are insured by the PDIC for up to P500,000 per depositor.

Formerly known as Banco Laguna, Inc. (A Rural Bank since 1965), SeaBank PH is majority-owned by Sea Limited (NYSE: SE), a global consumer internet company founded and headquartered in Singapore and listed on the New York Stock Exchange.

Address:32 Rizal Street, Brgy. Poblacion II, Pagsanjan, Laguna

Ratings and reviews

I love this app. It's so convenient to use—no hassle and very beginner/user-friendly. I just wish it had a feature for Goals, where we could save a sum of money for a particular goal so that it is saved separately and not mixed with other funds. But overall, it has been an amazing experience. I hope the excellence of this app lasts a long time.

I'm an avid Shopee user and for a long time I've passed on opening a SeaBank account. Recently after I keep seeing all these nice vouchers they were offering to their clients in Shopee app, I finally opened an account. I'm glad I did because the app has a very nice layout, it's fast and the security features are top notch. Also plus points for being directly integrated into Shopee app.

Excellent app and bank. This app never breaks down unlike local fintech apps that are always under maintenance. It also indicates always which banks are offline. Also, the free instapay sends are perfect, unlike local bank apps that always charge for instapay services. This bank is the most reliable online bank for me, and simply perfect. Seabank has an easy interface too unlike the lagging local bank apps with too many verifications but would still end up hacked.