SeaBank PH - Fast&Easy Banking

SeaBank Philippines, Inc. (A Rural Bank)

About this app

Get your SeaBank Virtual Debit Card now to enjoy cashback rewards, ₱150 welcome bonus, and 0% markup on foreign currency payments.

Experience Fast & Easy Banking with SeaBank! Enjoy High Interest Earnings & Free Transfers.

BSP-regulated & PDIC-Insured up to P500k per depositor.

Open a SeaBank account now and enjoy the following benefits:

1. Up to 4.5% p.a.interest earnings credited daily
2. Free transfers via InstaPay and PESONet
3. Avoid the hassle! Plan your transactions ahead with our Maintenance Notice feature
4. No maintaining balance, no lock-in period, and account fees
5. Sign up is free and easy, just 5 mins with 1 ID
6. Get discounts for buying prepaid load and telco promos in the app
7. Shop with ease, Scan & Pay for your purchases via QR Ph
8. Pay on-time with our bills payment feature
9. Earn cash with your friends when they open an account via 'Refer & Earn'


Your security is our #1 priority. SeaBank has award-winning security features such as multi-factor authentication and end-to-end encryption when you access and transact in the app. Exclusive to selected SeaBank customers, SeaBank Credit offers loans up to P100,000 with competitive interest rates of 2.95% per month, zero processing fees, and flexible repayment terms ranging from 3 to 12 months.


SeaBank Philippines Inc. (A Rural Bank) is regulated by the Bangko Sentral ng Pilipinas, Deposits are insured by the PDIC for up to P500,000 per depositor.

Formerly known as Banco Laguna, Inc. (A Rural Bank since 1965), SeaBank PH is majority-owned by Sea Limited (NYSE: SE), a global consumer internet company founded and headquartered in Singapore and listed on the New York Stock Exchange.

Address:32 Rizal Street, Brgy. Poblacion II, Pagsanjan, Laguna

Ratings and reviews

After more than 30 banking days, I haven't received any proper resolution after reporting a scam transaction which involved payment to another Seabank account. They always reply that it is still under "investigation" though I doubt they are really doing something about it especially since the transaction is just from one Seabank account to another. Update: Complaint was filed on January 25 and the update was on July 7. No resolution. I wonder what they were trying to do for the past few months.

A competitive bank, indeed. I've had this for some time, and the experience has always been consistently good. I've never encountered typical downtimes and errors. Whatever it is doing, keep it up because you doing a damn great job.

The user experience has been great so far. I hope the app quality and services remain the same when they have more subscribers. You see, free transfers are one of the greatest benefits this bank can offer so far. My silent wish is for them to upgrade by offering physical debit/credit cards and loans, as long as they can offer small interest rates.