UNO Digital Bank

27.9K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
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About this app

The new UNO is here — UNO 2.0, our most elevated banking experience yet.

New to UNO? Get the new app at uno.bank/get-ready
Already banking with UNO? Stay on this app for now — Early Access invites are rolling out.


The official UNO Digital Bank.

Manage your money whenever you need it, wherever you are — with a secure, BSP-licensed digital bank in your pocket.

WHO WE ARE
UNO Digital Bank is a full-spectrum, credit-led digital bank licensed and regulated by the Bangko Sentral ng Pilipinas (BSP). One trusted app to save, borrow, transact, and protect — no branch visits, no waiting in line.

SECURE YOUR MONEY
#UNOready Savings Account
- Earn up to 3.50% p.a., credited daily
- Send money, pay bills, and shop online
- Deposits insured up to ₱1 Million per depositor by PDIC

GROW YOUR MONEY
Time Deposits
- Earn up to 5% p.a. with #UNOboost, with flexible 3 to 12-month terms
- Or choose #UNOearn and enjoy monthly pay-outs

SPEND WITH CONFIDENCE
- UNO Virtual Debit Mastercard, ready the moment you are
- Shop and transact online 24/7 at Mastercard-accepting merchants worldwide
- Track your transaction history in real time

YOU WON'T BE BANKING ALONE
Millions of Filipinos already trust UNO with their money.

Simple, secure, accessible banking, built around your life.

New to UNO? Start on UNO 2.0 — uno.bank/get-ready
Already with us? Everything you rely on stays right here until your Early Access invite arrives.
With UNO, you can save, borrow, transact, invest & protect with speed and ease.
Updated on
Jul 3, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, Financial info, and Photos and videos
  • This app may collect these data types
    Location, Personal info and 7 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

27.7K reviews
Roselyn Joy Reyes
September 2, 2026
It is very slow and non responsive. Everytime I login, it asks for my biometrics even if I did not authorize it bdcause my phone's fingerprint sensor is not working. When I failed the biometrics login, I enter my password, but when I submit, it is just black. then the last time I got it, the loans schedule does not appear when you click it, it's always having an error.
4 people found this review helpful
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UNO DIGITAL BANK
September 11, 2026
Hi, thanks for raising this concern. This is not the kind of your experience we want you to have. We'd like to check and resolve this for you. Please reach out to us via our live chat channel by logging in to your UNO Mobile App and tap on the chat icon on the upper right of your dashboard. We hope to hear from you soon!
Xian B
July 29, 2026
Took a loan via Atome App and was approved, but when I tried to open their Uno Digital Bank app there was an error that ".... something is not working.Kindly try" I immediately raised this concern via hotline and they created me a ticket, it's been 2 weeks since my first call and I have been following up for about 4 times already and the same error occurs. None has been fixed and now they are sending messages cause the due date was in about 5 days from now though I haven't even used the funds!
15 people found this review helpful
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UNO DIGITAL BANK
July 29, 2026
Hi, thanks for raising this concern. This is not the kind of your experience we want you to have. We'd like to check and resolve this for you. Please reach out to us via our live chat channel by logging in to your UNO Mobile App and tap on the chat icon on the upper right of your dashboard. We hope to hear from you soon!
Reimond
August 8, 2026
DONT INSTALL THIS APP. SCAMMER APP. YOUR LIVE CHAT IS USELESS! UNO REPLY IS AUTOMATED. Dear Customer Support, I would like to formally raise a complaint regarding the login issue I have been experiencing with my UNO Digital Bank account. Whenever I attempt to log in, I receive the error message: "Uh-oh, something weird happened. Keep calm and try again." Despite reinstalling the application, updating it to the latest version, and attempting to log in using my password instead of biometrics.
2 people found this review helpful
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UNO DIGITAL BANK
July 31, 2026
Hi, thanks for raising this concern. This is not the kind of your experience we want you to have. We'd like to check and resolve this for you. Please reach out to us via our live chat channel by logging in to your UNO Mobile App and tap on the chat icon on the upper right of your dashboard. We hope to hear from you soon!

What’s new

What's new in this release?
- Some bug fixes.