Open your account online in just a few minutes and access an international VISA card, powerful eco-friendly savings solutions, and simple and secure budget management tools. Helios is the responsible alternative to traditional online banks: a new way to manage your money online, while respecting the planet.
💳 Accounts and Cards
- Current account, Premium account, joint account, youth account, independent account, and eco-friendly life insurance.
- International VISA card, accepted worldwide for withdrawals and payments.
- Physical and virtual cards to secure your online payments.
- Contactless and mobile payments via Google Pay™.
- Fee-free payments abroad for travel with complete freedom.
- Ability to track your spending in real time and block your card with a single tap, easier than at a traditional bank.
- An advisor is available to assist you in managing your account online.
📊 Budget & Savings
- Budget management tools integrated into the app: budget planner, real-time expense tracking.
- Create virtual envelopes to apply the 50/30/20 rule or prepare a project.
- Manage your budget alone or with a partner: flexible spending allocation (50/50, 70/30, etc.).
- Responsible savings with Helios Safes to save at your own pace, and high-performance sustainable life insurance.
- Budget planning feature to anticipate your expenses and achieve your eco-friendly savings goals.
- Clear and intuitive tracking of your transactions in a smooth and secure app.
🛍 Cashback & Loyalty Program
- “Tous Consom’acteurs!” program: cashback automatically applied to every payment.
- More than 120 eco-friendly and responsible partners (SNCF Connect, Wedressfair, Toasty, Kazidomi, etc.).
- Up to €160 in savings per year on average.
- Pay online or in-store with exclusive discounts credited directly to your account.
🌟 Premium Account
- All the benefits of a current account with an international VISA card.
- Travel, anti-fraud, and repatriation insurance included.
- Concierge service available 7 days a week.
- Ideal for traveling and securing your payments.
💼 Independent Account
- Account for self-employed entrepreneurs with a free SumUp payment terminal.
- 2 VISA cards included (physical + virtual).
- Fee-free payments abroad and secure online payments.
- Advisor available quickly to support your business.
🔒 Security
- Login protected by strong authentication (2FA).
- 3D Secure to secure every online payment.
- Instant blocking and unblocking of your card from the app.
- Instant notifications to track your transactions.
- Guaranteed deposits up to €100,000.
🌍 Ecology & Transparency
- Your money only funds sustainable and ecological projects.
- No investments in fossil fuels or polluting industries.
- Reduced carbon impact: only 99 kgCO2e/€1,000, the lowest carbon footprint of any account in France in 2024.
- Transparent publication of the financing list on our website and in the app.
📱 Why choose Helios?
- Responsible alternative to traditional online banks.
- Easy-to-open online account with VISA card and secure mobile payment.
- Budget management, virtual envelopes, responsible savings, and cashback.
- Contactless payments, virtual card, and secure purchases with 3D Secure.
- A clear, secure app designed to combine budget, security, and ecology.
👉 With helios, you benefit from a secure online account, an international VISA card, advanced budget management features, and responsible savings tools, all accompanied by an eco-friendly cashback program and a transparent commitment to the planet. Switch your current bank account to a helios account!