FloatMe: Budget & Cash Advance

FloatMe

About this app

Meet FloatMe, your Best Financial Friend designed to help you get, manage, and save money. Get fast cash advances directly to your bank account and more by becoming a member.* ‍No credit checks. No interest. No request for tips ever. No problem. Repay when you get paid or can afford it.

FLOATS / CASH ADVANCES**
Pay bills, get gas, or buy groceries with cash advances. FloatMe helps you unlock your earned but unpaid wages fast with Floats. All you have to do is download the app today and connect your bank account to get started. Once you’re a member, request Floats at no cost and receive funds in your bank account in 3 days or less. Need funds immediately? We’ll expedite your Instant Float within minutes for a small fee.**

FINANCIAL FORECAST
Introducing the Financial Forecast. Get a smart look ahead that calculates your likely available balance based on your recurring and routine expenses and your projected paydays.

LOW BALANCE ALERTS
Know where your bank balance is at all times. With low balance alerts, we’ll let you know when your funds are getting low, to help you avoid those pesky overdraft fees.

OFFERS
With Offers, you can find recommendations from our growing list of partners to either help you save or make money.

SPENDING INSIGHTS
Get to know your money with spending category insights at your fingertips. FloatMe’s handy chart presents a quick view of your transactions.

SECURELY CONNECT
FloatMe uses Plaid Portal to securely connect your bank accounts with 256-bit bank-level security to keep your information and money safe. Plaid seamlessly works with over 10,000 banking institutions across the US. We do not support prepaid cards or Chime and Varo accounts.

ABOUT US
FloatMe launched in early 2020 with a mission to guide millions of Americans to achieve financial prosperity. We accomplish this by bridging small cash gaps with Floats and a suite of tools designed to help members earn, manage, and save money.

MEMBERSHIP
* Membership costs $3.99/month and provides access to FloatMe’s suite of financial products and services. Subscription fee is auto-renewed every month unless canceled. You can cancel anytime in-app or by contacting our support team at [e-mail]

Questions? You can contact us through our support portal at www.floatme.com/support

** Cash Advances:
Membership is required to request cash advances; approval of your request is not guaranteed. Membership costs $3.99/month and provides access to FloatMe’s suite of financial products and services. Not available in all states. Advances are NOT loans and have no mandatory min or max repayment period. FloatMe’s advance service is not a loan nor is it a contracted obligation to repay a loan. We are NOT a payday loan, cash loan, or personal loan app, nor an app to borrow money. Money advanced has 0% max interest. 0% APR. Instant Float fees are not included in the monthly membership cost and are optional. Instant transfer fees vary from $3-$7.

Example 1: If you accept a $50 Cash Advance to your external account via ACH, there is a $0 transfer fee and your total repayment amount will be $50.

Example 2: If you accept a $50 Cash Advance to your external account using the optional instant delivery for a $5 delivery fee, then your total repayment amount will be $55.

As of October 1, 2023, Cash Advances or "Floats" are not available to Connecticut residents.

FloatMe is not affiliated with loan apps, money apps, Credit Karma, Kikoff Credit Builder Loan, Brigit, Credit One, Credit Strong, Albert, Earnin, Dave Bank, Chime, Cleo, Klover, MoneyLion, Empower, Cash Now App, Venmo, Self, Rocket Money, or Possible Finance

FloatMe's Privacy Policy: https://www.floatme.com/privacy-policy
FloatMe's Terms and Conditions: https://www.floatme.com/terms

FloatMe, Corp
110 E Houston St. 7th Floor
San Antonio, TX 78205

Ratings and reviews

The app works great. The rate is kinda high, but if you need an extra $20, it's great!! I always wait the few business days to get it in my bank account, instead of pay $4 for instantly. I'm not going to die in a few days, having to wait for $20! If you want it instantly, you just gotta pay the extra $4 back, when you pay your float back. Simple, easy, and something you can count on!

Trying to log in. It says "can't use while traveling internationally" I've never traveled outside of the US. literally past the eastern border. Not sure what this glitch is but this is the third or 4th technical issue I've had with them in the last couple months. I did uninstall and install 4 times updated it and everything. But it finally worked 2 days later.

Nothing major, but once you establish an account with the app, it's always provided me with a quick $20 that I can borrow and pay back at a later date. Among the cash apps, that's probably too low for some people who may not wish to bother when it's such a small amount being advanced. However, it takes into account your credit rating & payback history too as to what you are able to borrow. Requesting the advance is quick & painless. The funding after the request is instantaneous. In the reply?

What's new

Improvements for performance, multiple bug fixes, user experience and interface improved.