Possible: Fast Cash & Credit

Possible Finance - A Public Benefit Corporation

About this app

Get cash fast. No late fees—ever. Build credit history. Get up to $500 in minutes^ even with bad or no credit history. Receive your money quickly, improve your financial health, and gain peace of mind.

---Existing Possible Card users can now use this app to manage the Possible Card.---

Need a quick cash advance? We’re here to show you a better way. Meet Possible:
Get up to $500 in minutes^
No late or penalty fees—ever
Pay Over Time in 4 installments
Minimize mounting debt and build your credit history
Easily & securely link your bank account for Direct Deposit
Bad or no credit OK—apply with no impact to your FICO® score
When you’re approved, get cash in minutes^ straight to your bank

A credit builder** experience you can trust:
100,000+ 5-star reviews
Join over 3 million Possible members
On average, customers saved over $470† by choosing Possible
Over $700 million provided to customers
Build payment history, an important part of credit history, with every on-time payment

Easy, convenient payment options:
Link your bank account and set up Direct Deposit to get your cash advance and make payments easily
Some credit builders charge fees, but Possible has no late fees or penalty fees, ever
Reschedule your payments up to 29 days with no impact to your credit score
Payments process automatically through Direct Deposit with your bank account

Ready to get started?
Download the Possible app and apply today for up to $500*!

“Possible is helping people on the lower end of the credit spectrum improve their financial outlook without being predatory.”
-TechCrunch

“Very easy and increased my credit score. They don’t kill you with fees, the payments are flexible and it is very simple.”
-David, Google Play Store

“I am glad I found Possible, Application was simple and fast…Thank you Possible!”
-Nel N, BBB

Possible products are subject to eligibility and approval by Possible Financial Inc. dba “Possible Finance” and “Possible” or its banking partner Coastal Community Bank, Member FDIC. Eligibility for a product is not guaranteed.

Possible Finance has direct lending licenses in CA, FL, ID, LA, OH, UT and WA. FL Residents (for financial products generated prior to 6/15/22): License #FT340001187; Idaho Residents: License #RRL-10073; Louisiana Residents: License #1697898; Ohio Residents: License #ST.760161.000; Washington License #530-CC/SL-111888. California Residents: Possible Finance is licensed by the Department of Financial Protection and Innovation, pursuant to the California Deferred Deposit Transaction Law, License #10DBO-105848.

Products in AL, DE, FL, IA, IN, KS, KY, MI, MO, MS, OK, RI, SC, TN, and TX are made by Coastal Community Bank, Member FDIC, and serviced by Possible Finance. Texas Residents: Possible Finance is a licensed Credit Access Business; License #1800061850-160823.

- Maximum amounts vary by state. In California, max amount is $250.
^Funds disbursement typically occurs within minutes of approval but can take up to five days.
†In 2022, Possible customers saved on average $470 in fees charged by traditional industry competitors. Savings based on the maximum fees Possible could have charged customers, including late fees, insufficient funds fees, etc. Results will vary.
- *Credit scores are based on many factors and individual results may vary.
Possible Financial Inc.© 2022 (NMLS #1697898) 2231 1st Ave., Suite B, Seattle WA 98121 [phone]

Ratings and reviews

I have used this app a few times and it has been awesome until this week. I paid off the entire amount of my loan and was quickly approved for another. When I click the link from the email, go directly into the app or use the website once my email, password abs verification code is entered the screen turns completely white. I have reached out to support, I've sent screen shots of the issue and they have yet to even try to help. I used to rave about how easy and quick they were but now I'm not.

I use this app quite often with no issues, my bank account linked to it has been the same for years with no change and now all of a sudden it won't re-link and says it can't find a checking account associated with my bank which I very much have. It has been 3 days since I sent a request via the contact us button with NO RESPONSE and it is not on my banking end as I have already called and confirmed with them. Very frustrating

NOTHING I said below has changed. Its always the same run around from customer service. I have yet to be able to get a loan with this app. I have connected my bank account (the one my paycheck goes into) but it keeps saying there is an issue with the account and tap to fix it. I do that and nothing happens. I have reached out several times to them and every time I get the same advice. NONE of which works. I want to use the app but my experience so far has been frustratingly disappointing.

What's new

Small improvements and bug fixes