Current - The Bank for Modern Life


Current is a mobile bank with a Visa debit card that gets you paid up to two days faster and gives you free overdraft up to $100 with no hidden fees. Current Members can earn up to 15x points on purchases that are redeemable for cash back and have access to over 55,000 free ATMs, instant gas hold refunds and tools to manage your money as well as 24/7 member support.

At Current, we believe our members should spend their hard-earned money on the things that matter most to them, and not on unnecessary fees and requirements, because we’re committed to providing premium banking to everyone and improving financial outcomes. We’ve got your back with up to $100 in free overdrafts with Overdrive™ and we deliver your paychecks up to two days faster than traditional banks when you sign up for direct deposit because while there are plenty of things in life worth waiting for, we don’t think your money should be one of them.

Signing up takes just two minutes and there is no minimum balance requirement to open or maintain an account. We’ll then ship your new card for FREE. Join the Current Community today!


•GET paid up to 2 days faster with direct deposit
•FREE overdraft up to $100 with Overdrive™
•NO minimum balance requirement
•NO hidden fees
•Earn points from purchases and get cash back
•FREE cash withdrawals from 55,000 ATMs worldwide
•INSTANT gas hold refunds at the pump
•MOBILE banking w/ instant spending notifications
•SAVINGS PODS to help you automatically save money
•INSIGHTS personalized to track where and how much you spend
•DEPOSIT checks easily using your phone’s camera or cash at 60,000 stores
•INSTANT free, money transfers using Current Pay
•APPLE PAY and GOOGLE PAY supported
•TEEN bank accounts for those under 18
•BLOCK transactions from specific merchants
•SECURITY of an EMV chip on each debit card and the latest technology
•PRIVACY controls of Touch ID and Face ID
•SUPPORT 24/7 (even on holidays!)

We offer transparent pricing: A Basic checking account is free and a Premium checking account is $4.99 per month. A Teen account is $36 per year. It’s free to sign up for Current and all accounts start with a 30-day free trial.

For Teen accounts, parents link their Current app with their teen’s app and set the card’s spending limits, have full visibility into purchases and balances with real-time alerts and can instantly transfer money onto the card.
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What's New

Dark mode is here! We’ve also made a bunch of design changes to give you a sleeker, more modern Current to make using our app and managing your money better and easier than ever.
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Additional Information

April 22, 2021
Current Version
Requires Android
5.0 and up
Content Rating
Interactive Elements
Users Interact
Offered By
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